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FHLB Advances And Other Debt (Tables)
6 Months Ended
Jun. 30, 2025
FHLB Advances And Other Debt [Abstract]  
Schedule Of FHLB Advances And Other Debt

Federal Home Loan Bank (“FHLB”) advances and other debt were as follows:

 

 

Weighted

 

 

 

 

 

 

 

 

Average Rate

 

 

June 30, 2025

 

 

December 31, 2024

 

 

 

 

 

(unaudited)

 

 

 

 

 

FHLB fixed rate advances:

 

 

 

 

 

 

 

 

 

 

Maturities:

 

 

 

 

 

 

 

 

 

 

2025

N/A

 

 

$

 

 

 

$

 

 

2026

 

1.45

%

 

 

 

16,000

 

 

 

 

16,000

 

2027

 

3.88

%

 

 

 

12,500

 

 

 

 

12,500

 

2028

 

1.69

%

 

 

 

17,000

 

 

 

 

17,000

 

2029

 

3.94

%

 

 

 

12,500

 

 

 

 

12,500

 

Total FHLB fixed rate advances

 

 

 

$

 

58,000

 

 

$

 

58,000

 

Variable rate other debt:

 

 

 

 

 

 

 

 

 

 

Holding Company credit facility

 

6.00

%

 

 

 

42,947

 

 

 

 

34,680

 

Total

 

 

 

$

 

100,947

 

 

$

 

92,680

 

Schedule Of Federal Home Loan Advances Pledged By Assets

The FHLB advances were collateralized as follows:

 

 

 

June 30, 2025

 

December 31, 2024

 

 

(unaudited)

 

 

 

Single-family mortgage loans

 

$

305,560

 

$

294,000

Multi-family mortgage loans

 

 

44,540

 

 

54,950

Commercial Real Estate loans (1-4 family)

 

 

10,443

 

 

9,974

Home equity lines of credit

 

 

3,587

 

 

3,505

Cash

 

 

 

 

3,300

Total

 

$

364,130

 

$

365,729

Assets Pledged As Collateral With FRB

Assets pledged as collateral with the FRB were as follows:

 

 

 

June 30, 2025

 

December 31, 2024

 

 

(unaudited)

 

 

 

Commercial Loans

 

$

42,859

 

$

42,807

Commercial Real Estate loans

 

 

130,790

 

 

121,196

Total

 

$

173,649

 

$

164,003

Schedule of Contractual Maturities of Credit Facilities

Contractual maturities of the Holding Company credit facilities as of June 30, 2025 were as follows:

 

2025, excluding the six months ended June 30, 2025

$

 

 

2026

 

 

1,750

 

2027

 

 

12,625

 

2028

 

 

2,625

 

2029

 

 

3,500

 

Thereafter

 

 

22,750

 

Less - unamortized debt issuance costs

 

 

(303

)

 

$

 

42,947