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Regulatory Capital Matters (Tables)
9 Months Ended
Sep. 30, 2025
Regulatory Capital Matters [Abstract]  
Actual And Required Capital Amounts And Ratios Of CFBank The following tables present actual and required capital ratios as of September 30, 2025 and December 31, 2024 for CFBank under the Basel III Capital Rules.

 

Actual

 

 

Minimum Capital
Required-Basel III

 

 

To Be Well Capitalized
Under Applicable
Regulatory Capital
Standards

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio (1)

 

 

Amount

 

 

Ratio

 

September 30, 2025

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital to risk weighted assets

$

 

254,287

 

 

 

14.88

%

 

$

 

179,492

 

 

 

10.50

%

 

$

 

170,945

 

 

 

10.00

%

Tier 1 (Core) Capital to risk weighted assets

 

 

234,936

 

 

 

13.74

%

 

 

 

145,303

 

 

 

8.50

%

 

 

 

136,756

 

 

 

8.00

%

Common equity tier 1 capital to risk-weighted
   assets

 

 

234,936

 

 

 

13.74

%

 

 

 

119,661

 

 

 

7.00

%

 

 

 

111,114

 

 

 

6.50

%

Tier 1 (Core) Capital to adjusted total assets
   (Leverage Ratio)

 

 

234,936

 

 

 

11.19

%

 

 

 

84,011

 

 

 

4.00

%

 

 

 

105,014

 

 

 

5.00

%

 

(1) Ratios include 2.5% capital conservation buffer.

 

 

 

Actual

 

 

Minimum Capital
Required-Basel III

 

 

To Be Well Capitalized
Under Applicable
Regulatory Capital
Standards

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio (1)

 

 

Amount

 

 

Ratio

 

December 31, 2024

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital to risk weighted assets

$

 

230,120

 

 

 

13.60

%

 

$

 

177,636

 

 

 

10.50

%

 

$

 

169,177

 

 

 

10.00

%

Tier 1 (Core) Capital to risk weighted assets

 

 

210,675

 

 

 

12.45

%

 

 

 

143,801

 

 

 

8.50

%

 

 

 

135,342

 

 

 

8.00

%

Common equity tier 1 capital to risk-weighted
   assets

 

 

210,675

 

 

 

12.45

%

 

 

 

118,424

 

 

 

7.00

%

 

 

 

109,965

 

 

 

6.50

%

Tier 1 (Core) Capital to adjusted total assets
   (Leverage Ratio)

 

 

210,675

 

 

 

10.33

%

 

 

 

81,614

 

 

 

4.00

%

 

 

 

102,018

 

 

 

5.00

%

 

(1) Ratios include 2.5% capital conservation buffer.