<SEC-DOCUMENT>0001104659-25-089189.txt : 20250910
<SEC-HEADER>0001104659-25-089189.hdr.sgml : 20250910
<ACCEPTANCE-DATETIME>20250910213024
ACCESSION NUMBER:		0001104659-25-089189
CONFORMED SUBMISSION TYPE:	SCHEDULE 13D/A
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20250910
DATE AS OF CHANGE:		20250910

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CF BANKSHARES INC.
		CENTRAL INDEX KEY:			0001070680
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				341877137
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SCHEDULE 13D/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-55853
		FILM NUMBER:		251307081

	BUSINESS ADDRESS:	
		STREET 1:		C/O CFBANK
		STREET 2:		4960 EAST DUBLIN GRANVILLE RD, SUITE 400
		CITY:			COLUMBUS
		STATE:			OH
		ZIP:			43081
		BUSINESS PHONE:		6143347979

	MAIL ADDRESS:	
		STREET 1:		C/O CFBANK
		STREET 2:		4960 EAST DUBLIN GRANVILLE RD, SUITE 400
		CITY:			COLUMBUS
		STATE:			OH
		ZIP:			43081

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CENTRAL FEDERAL CORP
		DATE OF NAME CHANGE:	20030509

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GRAND CENTRAL FINANCIAL CORP
		DATE OF NAME CHANGE:	19980918

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Castle Creek Capital Partners VII, LP
		CENTRAL INDEX KEY:			0001746800
		ORGANIZATION NAME:           	
		EIN:				000000000
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SCHEDULE 13D/A

	BUSINESS ADDRESS:	
		STREET 1:		6051 EL TORDO #1329
		CITY:			RANCHO SANTA FE
		STATE:			CA
		ZIP:			92067
		BUSINESS PHONE:		(858) 756-8300

	MAIL ADDRESS:	
		STREET 1:		6051 EL TORDO #1329
		CITY:			RANCHO SANTA FE
		STATE:			CA
		ZIP:			92067
</SEC-HEADER>
<DOCUMENT>
<TYPE>SCHEDULE 13D/A
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
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<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/schedule13D" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>SCHEDULE 13D/A</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <!-- Field: Pseudo-Tag; ID: Name; Data: Castle Creek Capital Partners VII, LP -->
          <cik>0001746800</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>


    </filerInfo>
  </headerData>
  <formData>
    <coverPageHeader>
      <amendmentNo>15</amendmentNo>
      <securitiesClassTitle>Common Stock, par value $0.01 per share</securitiesClassTitle>
      <dateOfEvent>09/08/2025</dateOfEvent>
      <previouslyFiledFlag>false</previouslyFiledFlag>
      <issuerInfo>
        <issuerCIK>0001070680</issuerCIK>
        <issuerCUSIP>12520L109</issuerCUSIP>
        <issuerName>CF BANKSHARES INC.</issuerName>
        <address>
          <com:street1>4960 E. Dublin Granville Road</com:street1>
          <com:street2>Suite #400</com:street2>
          <com:city>Columbus</com:city>
          <com:stateOrCountry>OH</com:stateOrCountry>
          <com:zipCode>43081</com:zipCode>
        </address>
      </issuerInfo>
      <authorizedPersons>
        <notificationInfo>
          <personName>Deborah Sykes</personName>
          <personPhoneNum>858-756-8300</personPhoneNum>
          <personAddress>
            <com:street1>11682 El Camino Real, Suite 320</com:street1>
            <com:city>San Diego</com:city>
            <com:stateOrCountry>CA</com:stateOrCountry>
            <com:zipCode>92130</com:zipCode>
          </personAddress>
        </notificationInfo>
      </authorizedPersons>
    </coverPageHeader>
    <reportingPersons>
      <reportingPersonInfo>
        <reportingPersonCIK>0001746800</reportingPersonCIK>
        <reportingPersonNoCIK>N</reportingPersonNoCIK>
        <reportingPersonName>Castle Creek Capital Partners VII, LP</reportingPersonName>
        <fundType>WC</fundType>
        <legalProceedings>N</legalProceedings>
        <citizenshipOrOrganization>DE</citizenshipOrOrganization>
        <soleVotingPower>0.00</soleVotingPower>
        <sharedVotingPower>618098.00</sharedVotingPower>
        <soleDispositivePower>0.00</soleDispositivePower>
        <sharedDispositivePower>618098.00</sharedDispositivePower>
        <aggregateAmountOwned>618098.00</aggregateAmountOwned>
        <isAggregateExcludeShares>N</isAggregateExcludeShares>
        <percentOfClass>9.9</percentOfClass>
        <typeOfReportingPerson>PN</typeOfReportingPerson>
        <commentContent>(1) The information set forth in Item 5 of this statement on Schedule 13D is incorporated herein by reference.</commentContent>
      </reportingPersonInfo>
      <reportingPersonInfo>
        <reportingPersonNoCIK>Y</reportingPersonNoCIK>
        <reportingPersonName>Castle Creek Capital VII LLC</reportingPersonName>
        <fundType>AF</fundType>
        <fundType>WC</fundType>
        <legalProceedings>N</legalProceedings>
        <citizenshipOrOrganization>DE</citizenshipOrOrganization>
        <soleVotingPower>0.00</soleVotingPower>
        <sharedVotingPower>618098.00</sharedVotingPower>
        <soleDispositivePower>0.00</soleDispositivePower>
        <sharedDispositivePower>618098.00</sharedDispositivePower>
        <aggregateAmountOwned>618098.00</aggregateAmountOwned>
        <isAggregateExcludeShares>N</isAggregateExcludeShares>
        <percentOfClass>9.9</percentOfClass>
        <typeOfReportingPerson>HC</typeOfReportingPerson>
        <typeOfReportingPerson>OO</typeOfReportingPerson>
        <commentContent>(1) The information set forth in Item 5 of this statement on Schedule 13D is incorporated herein by reference.</commentContent>
      </reportingPersonInfo>
    </reportingPersons>
    <items1To7>
      <item1>
        <securityTitle>Common Stock, par value $0.01 per share</securityTitle>
        <issuerName>CF BANKSHARES INC.</issuerName>
        <issuerPrincipalAddress>
          <com:street1>4960 E. Dublin Granville Road</com:street1>
          <com:street2>Suite #400</com:street2>
          <com:city>Columbus</com:city>
          <com:stateOrCountry>OH</com:stateOrCountry>
          <com:zipCode>43081</com:zipCode>
        </issuerPrincipalAddress>
        <commentText>This Amendment No. 15 to Schedule 13D (this "Amendment No. 15") amends and supplements the Schedule 13D filed on December 24, 2019 (the "Original Schedule 13D", and as amended by Amendment No. 1 filed on March 31, 2020, Amendment No. 2 filed on June 1, 2020, Amendment No. 3 filed on November 26, 2024, Amendment No. 4 filed on December 3, 2024, Amendment No. 5 filed on December 12, 2024, Amendment No. 6 filed on May 14, 2025, Amendment No. 7 filed on May 22, 2025, Amendment No. 8 filed on July 3, 2025, Amendment No. 9 filed on July 10, 2025, Amendment No. 10 filed on July 23, 2025, Amendment No. 11 filed on August 15, 2025, Amendment No. 12 filed on August 26, 2025, Amendment No. 13 filed on August 29, 2025, and Amendment No. 14 filed on September 8, 2025, the "Schedule 13D") with the U.S. Securities and Exchange Commission (the "SEC"), relating to the shares of common stock, par value $0.01 per share ("Voting Common Stock"), of CF Bankshares Inc. (formerly known as Central Federal Corporation) (the "Issuer" or the "Company").  Unless specifically amended hereby, the disclosures set forth in the Schedule 13D remain unchanged.  Capitalized terms used in this Amendment No. 15 that are not otherwise defined herein have the meanings attributed to them in the Original Schedule 13D.</commentText>
      </item1>
      <item3>
        <fundsSource>Item 3 of the Schedule 13D is hereby amended and supplemented by adding the following:

On September 5, 2025 and September 8, 2025, Castle Creek Capital Partners VII, LP ("Fund VII") sold an aggregate of 76,896 shares of Voting Common Stock for proceeds of $1,933,263.23, which represents an amount net of commissions and fees, in various open-market transactions.  Following such transactions, Fund VII owns 415,184 shares of Voting Common Stock.</fundsSource>
      </item3>
      <item5>
        <percentageOfClassSecurities>Item 5(a) and (b) of the Schedule 13D is hereby amended and supplemented as follows:

Fund VII is deemed to beneficially own 618,098 shares of the Voting Common Stock, which represents approximately 9.9%* of the Voting Common Stock.  Such number of shares of Voting Common Stock includes (i) the 415,184 shares of Voting Common Stock held by Fund VII and (ii) the maximum number of shares (i.e., 202,914 shares) of Voting Common Stock issuable to Fund VII and its affiliates upon conversion of the Non-Voting Common Stock held by Fund VII taking into consideration the Ownership Cap. Such number of shares of Voting Common Stock excludes 127,386 shares of Non-Voting Common Stock.  Since Fund VII does not presently, and will not within the next 60 days, have the right to acquire Voting Common Stock in respect of such Non-Voting Common Stock (due in part to the Ownership Cap), those underlying shares are not included in the amount reported herein.

*This calculation is based on 6,243,421 shares of Voting Common Stock of the Company outstanding, which was calculated based on (i) 5,772,207 shares of Voting Common Stock outstanding as of August 4, 2025, as reported in the Company's Quarterly Report on Form 10-Q filed with the SEC on August 8, 2025, (ii) increased by the 268,300 shares of Voting Common Stock issued to Fund VII upon conversion of an equal number of shares of Non-Voting Common Stock on September 4, 2025 and (iii) increased by the 202,914 shares of Voting Common Stock that would be issued to Fund VII upon conversion of the maximum number of shares of Non-Voting Common Stock permitted in light of the Ownership Cap.</percentageOfClassSecurities>
        <numberOfShares>Fund VII has shared power to vote or direct the vote and shared power to dispose or direct the disposition of the 618,098 shares of Voting Common Stock described above with CCC VII.  CCC VII disclaims beneficial ownership of the Voting Common Stock beneficially owned by Fund VII, except to the extent of its pecuniary interest therein.</numberOfShares>
        <transactionDesc>Item 5(c) of the Schedule 13D is hereby amended and supplemented as follows:

Except as previously disclosed in the Schedule 13D, Fund VII has engaged in the following open market, broker-assisted transactions with respect to the Voting Common Stock during the last 60 days through the date of the event which requires filing of this Schedule 13D:

(i) 50,000 shares of Voting Common Stock sold on September 5, 2025 at a weighted average price of $24.97 per share (in multiple open market, broker-assisted transactions ranging from $24.28 to $25.47 per share, inclusive); and (ii) 26,896 shares of Voting Common Stock sold on September 8, 2025 at a weighted average price of $25.55 per share (in multiple open market, broker-assisted transactions ranging from $25.50 to $25.80 per share, inclusive).</transactionDesc>
      </item5>
    </items1To7>
    <signatureInfo>
      <signaturePerson>
        <signatureReportingPerson>Castle Creek Capital Partners VII, LP</signatureReportingPerson>
        <signatureDetails>
          <signature>/s/ Tony Scavuzzo</signature>
          <title>Tony Scavuzzo, Managing Principal</title>
          <date>09/10/2025</date>
        </signatureDetails>
      </signaturePerson>
      <signaturePerson>
        <signatureReportingPerson>Castle Creek Capital VII LLC</signatureReportingPerson>
        <signatureDetails>
          <signature>/s/ Tony Scavuzzo</signature>
          <title>Tony Scavuzzo, Managing Principal</title>
          <date>09/10/2025</date>
        </signatureDetails>
      </signaturePerson>
    </signatureInfo>
  </formData>
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</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
