The following table represents cash and the available-for-sale securities adjusted cost, gross unrealized gains, gross unrealized losses and fair value by significant investment category recorded as cash and cash equivalents or investment securities as of December 31, 2015 and 2014:

	December 31, 2015
	Cost		Unrealized Gains		Unrealized Losses		Accrued Interest		Estimated Fair Value		Cash & Cash Equivalents		Investment Securities

Cash	$	38,276,000	$	-	$	-	$	-	$	38,276,000	$	38,276,000	$	-

Level 1:
Money Market Accounts		3,761,000		-		-		-		3,761,000		3,761,000		-
Mutual Funds		9,654,000		37,000		(444,000)		-		9,247,000		-		9,247,000
Corporate Equity Securities		1,332,000		246,000		(76,000)		-		1,502,000		-		1,502,000
Government & Agency Securities		5,425,000		25,000		(19,000)		17,000		5,448,000		-		5,448,000
		20,172,000		308,000		(539,000)		17,000		19,958,000		3,761,000		16,197,000

Level 2:
Municipal Bonds		2,735,000		42,000		(3,000)		20,000		2,794,000		-		2,794,000
Corporate Bonds		6,054,000		22,000		(41,000)		46,000		6,081,000		-		6,081,000
		8,789,000		64,000		(44,000)		66,000		8,875,000		-		8,875,000

Total	$	67,237,000	$	372,000	$	(583,000)	$	83,000	$	67,109,000	$	42,037,000	$	25,072,000

	December 31, 2014
	Cost		Unrealized Gains		Unrealized Losses		Accrued Interest		Estimated Fair Value		Cash & Cash Equivalents		Investment Securities

Cash	$	23,894,000	$	-	$	-	$	-	$	23,894,000	$	23,894,000	$	-

Level 1:
Money Market Accounts		565,000		-		-		-		565,000		565,000		-
Mutual Funds		10,733,000		63,000		(129,000)		-		10,667,000		-		10,667,000
Corporate Equity Securities		3,408,000		695,000		(31,000)		-		4,072,000		-		4,072,000
Government & Agency Securities		4,559,000		49,000		(5,000)		15,000		4,618,000		-		4,618,000
		19,265,000		807,000		(165,000)		15,000		19,922,000		565,000		19,357,000

Level 2:
Municipal Bonds		3,652,000		78,000		(7,000)		28,000		3,751,000		-		3,751,000
Corporate Bonds		5,022,000		29,000		(12,000)		38,000		5,077,000		-		5,077,000
		8,674,000		107,000		(19,000)		66,000		8,828,000		-		8,828,000

Total	$	51,833,000	$	914,000	$	(184,000)	$	81,000	$	52,644,000	$	24,459,000	$	28,185,000