SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED)

12 Months Ended

Dec. 31, 2011

SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED)

(25)	SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED)


	First		Second		Third		Fourth
	Quarter		Quarter		Quarter		Quarter
	(In thousands, except per share data)
2011

Interest income	$	5,099	$	5,150	$	5,101	$	4,923
Interest expense		1,052		1,066		897		805

Net interest income		4,047		4,144		4,204		4,118
Provision for loan losses		500		425		400		500

Net interest income after provision for loan losses		3,547		3,719		3,804		3,618
Noninterest income		923		955		1,074		1,099
Noninterest expenses		3,252		3,371		3,331		3,257

Income before income taxes		1,218		1,303		1,547		1,460
Income tax expense		319		358		451		415

Net income		899		945		1,096		1,045
Less: net income attributable to noncontrolling interest in subsidiary		3		4		3		3

Net income attributable to First Capital, Inc.	$	896	$	941	$	1,093	$	1,045

Earnings per common share attributable to First Capital, Inc.:
Basic	$	0.32	$	0.34	$	0.39	$	0.38

Diluted	$	0.32	$	0.34	$	0.39	$	0.38

2010

Interest income	$	5,479	$	5,583	$	5,483	$	5,289
Interest expense		1,509		1,433		1,326		1,234

Net interest income		3,970		4,150		4,157		4,055
Provision for loan losses		460		420		590		567

Net interest income after provision for loan losses		3,510		3,730		3,567		3,488
Noninterest income		823		1,003		1,020		1,060
Noninterest expenses		2,890		3,395		3,315		3,162

Income before income taxes		1,443		1,338		1,272		1,386
Income tax expense		439		346		359		417

Net income		1,004		992		913		969
Less: net income attributable to noncontrolling interest in subsidiary		3		4		3		3

Net income attributable to First Capital, Inc.	$	1,001	$	988	$	910	$	966

Earnings per common share attributable to First Capital, Inc.:
Basic	$	0.36	$	0.35	$	0.33	$	0.35

Diluted	$	0.36	$	0.35	$	0.33	$	0.35

- Definition

The entire disclosure for the quarterly financial data in the annual financial statements. The disclosure may include a tabular presentation of financial information for each fiscal quarter for the current and previous year, including revenues, gross profit, income or loss before extraordinary items and earnings per share data. It also includes an indication if the information in the note is unaudited, comments on the aggregate effect of year-end adjustments, and an explanation of matters or transactions that affect comparability or are pertinent to an understanding of the information furnished.

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