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PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2012

Premises and equipment as of December 31 consisted of the following:


(In thousands)	2012		2011
Land and land improvements	$	3,256	$	3,256
Leasehold improvements		56		56
Office buildings		10,324		10,044
Furniture, fixtures and equipment		4,550		4,870

		18,186		18,226
Less accumulated depreciation		7,429		7,505

Totals	$	10,757	$	10,721

- Definition

Tabular disclosure of the useful life and salvage value of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.

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