XML 64 R45.htm IDEA: XBRL DOCUMENT v2.4.0.6
REGULATORY MATTERS (Tables)
 12 Months Ended
Dec. 31, 2012
Actual Capital Amounts and Ratios

The actual capital amounts and ratios are also presented in the following table. No amounts were deducted from capital for interest-rate risk in either year.

 

     Actual    

Minimum

For Capital
Adequacy Purposes:

    

Minimum

To Be Well
Capitalized Under
Prompt Corrective
Action Provisions:

  
(Dollars in thousands)    Amount      Ratio     Amount      Ratio     Amount      Ratio  

As of December 31, 2012:

                

Total capital (to risk weighted assets)

    $ 49,347         15.60 %    $ 25,307         8.00 %    $ 31,634         10.00 % 

Tier I capital (to risk weighted assets)

    $ 45,383         14.35 %      N/A         $ 18,980         6.00 % 

Tier I capital (to adjusted total assets)

    $ 45,383         10.00 %    $ 18,149         4.00 %    $ 22,686         5.00 % 

Tangible capital (to adjusted total assets)

    $ 45,383         10.00 %    $ 6,806         1.50 %      N/A      

As of December 31, 2011:

                

Total capital (to risk weighted assets)

    $ 46,018         17.05 %    $ 21,597         8.00 %    $ 26,996         10.00 % 

Tier I capital (to risk weighted assets)

    $ 43,494         16.11 %      N/A         $ 16,197         6.00 % 

Tier I capital (to adjusted total assets)

    $ 43,494         10.06 %    $ 17,302         4.00 %    $ 21,627         5.00 % 

Tangible capital (to adjusted total assets)

    $ 43,494         10.06 %    $ 6,488         1.50 %      N/A