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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 2,411 $ 1,961
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:    
Amortization of premiums and accretion of discounts on securities, net 491 484
Depreciation and amortization expense 355 401
Deferred income taxes 128 (153)
Increase in cash value of life insurance (84) (95)
Gain on sale of securities (21) 0
Provision for loan losses 475 775
Proceeds from sales of loans 23,207 19,935
Loans originated for sale (20,283) (18,382)
Gain on sale of loans (481) (505)
Decrease in accrued interest receivable 56 107
Decrease in accrued interest payable (46) (67)
Net change in other assets/liabilities 285 469
Net Cash Provided By Operating Activities 6,493 4,930
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchase of securities available for sale (19,922) (44,978)
Proceeds from maturities of securities available for sale 18,850 22,280
Proceeds from sales of securities available for sale 246 1,004
Principal collected on mortgage-backed obligations 6,959 7,697
Net (increase) decrease in loans receivable (3,493) 412
Proceeds from sale of foreclosed real estate 157 609
Purchase of premises and equipment (189) (258)
Net Cash Provided By (Used In) Investing Activities 2,608 (13,234)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase in deposits 5,270 15,694
Net decrease in advances from Federal Home Loan Bank (100) (1,700)
Net increase (decrease) in retail repurchase agreements (2,655) 143
Purchase of treasury stock 0 (14)
Dividends paid (1,127) (1,072)
Net Cash Provided By Financing Activities 1,388 13,051
Net Increase in Cash and Cash Equivalents 10,489 4,747
Cash and cash equivalents at beginning of period 23,211 18,923
Cash and Cash Equivalents at End of Period $ 33,700 $ 23,670