XML 40 R2.htm IDEA: XBRL DOCUMENT v2.4.0.8
Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2013
Dec. 31, 2012
ASSETS    
Cash and due from banks $ 8,414 $ 11,277
Interest bearing deposits with banks 2,712 1,975
Federal funds sold 5,682 9,959
Total cash and cash equivalents 16,808 23,211
Securities available for sale, at fair value 112,289 122,973
Securities-held to maturity 10 12
Loans, net 288,937 280,407
Loans held for sale 700 3,609
Federal Home Loan Bank stock, at cost 2,820 2,820
Foreclosed real estate 364 295
Premises and equipment 10,462 10,757
Accrued interest receivable 1,675 1,757
Cash value of life insurance 6,294 6,172
Goodwill 5,386 5,386
Other assets 1,958 1,733
Total Assets 447,703 459,132
Deposits:    
Noninterest-bearing 60,769 56,715
Interest-bearing 316,238 327,628
Total deposits 377,007 384,343
Retail repurchase agreements 10,437 14,092
Advances from Federal Home Loan Bank 5,000 5,100
Accrued interest payable 225 290
Accrued expenses and other liabilities 2,147 2,371
Total liabilities 394,816 406,196
First Capital, Inc. stockholders' equity:    
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued 0 0
Common stock of $.01 par value per share Authorized 5,000,000 shares; issued 3,164,416 shares; outstanding 2,784,515 and 2,784,997 shares in 2013 and 2012, respectively 32 32
Additional paid-in capital 24,313 24,313
Retained earnings-substantially restricted 36,261 34,101
Accumulated other comprehensive income (loss) (491) 1,704
Less treasury stock, at cost - 379,901 shares (379,419 shares in 2012) (7,336) (7,326)
Total First Capital, Inc. stockholders' equity 52,779 52,824
Noncontrolling interest in subsidiary 108 112
Total equity 52,887 52,936
Total Liabilities and Equity $ 447,703 $ 459,132