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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 3,840 $ 2,683
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:    
Amortization of premiums and accretion of discounts on securities, net 712 721
Depreciation and amortization expense 533 576
Deferred income taxes 87 (508)
Increase in cash value of life insurance (122) (138)
Gain on sale of securities (29) (29)
Provision for loan losses 575 1,125
Proceeds from sales of loans 32,090 29,144
Loans originated for sale (28,506) (27,829)
Gain on sale of loans (675) (712)
Decrease in accrued interest receivable 82 19
Decrease in accrued interest payable (65) (93)
Net change in other assets/liabilities 722 1,668
Net Cash Provided By Operating Activities 9,244 6,627
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchase of securities available for sale (23,460) (54,833)
Proceeds from maturities of securities available for sale 19,047 27,825
Proceeds from sales of securities available for sale 517 2,927
Principal collected on mortgage-backed obligations 10,446 11,632
Net increase in loans receivable (9,473) (6,693)
Proceeds from sale of foreclosed real estate 299 889
Purchase of premises and equipment (238) (416)
Net Cash Used In Investing Activities (2,862) (18,669)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase (decrease) in deposits (7,336) 19,693
Net decrease in advances from Federal Home Loan Bank (100) (2,250)
Net decrease in retail repurchase agreements (3,655) (13)
Purchase of treasury stock (10) (14)
Dividends paid (1,684) (1,602)
Net Cash Provided By (Used In) Financing Activities (12,785) 15,814
Net Increase (Decrease) in Cash and Cash Equivalents (6,403) 3,772
Cash and cash equivalents at beginning of period 23,211 18,923
Cash and Cash Equivalents at End of Period $ 16,808 $ 22,695