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Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
INTEREST INCOME    
Loans, including fees $ 3,838 $ 3,924
Securities:    
Taxable 317 348
Tax-exempt 290 267
Federal Home Loan Bank dividends 39 25
Federal funds sold and interest bearing deposits with banks 18 12
Total interest income 4,502 4,576
INTEREST EXPENSE    
Deposits 289 404
Retail repurchase agreements 6 8
Advances from Federal Home Loan Bank 3 46
Total interest expense 298 458
Net interest income 4,204 4,118
Provision for loan losses 25 250
Net interest income after provision for loan losses 4,179 3,868
NONINTEREST INCOME    
Service charges on deposit accounts 723 721
Commission income 78 119
Gain on sale of securities 0 21
Gain on sale of loans 107 223
Mortgage brokerage fees 5 11
Increase in cash value of life insurance 37 42
Other income 29 25
Total noninterest income 979 1,162
NONINTEREST EXPENSE    
Compensation and benefits 1,835 1,751
Occupancy and equipment 319 321
Data processing 367 346
Professional fees 145 168
Advertising 64 38
Other expenses 569 698
Total noninterest expense 3,299 3,322
Income before income taxes 1,859 1,708
Income tax expense 559 511
Net Income 1,300 1,197
Less: net income attributable to the noncontrolling interest in subsidiary 3 3
Net Income Attributable to First Capital, Inc. $ 1,297 $ 1,194
Earnings per common share attributable to First Capital, Inc.    
Basic $ 0.47 $ 0.43
Diluted $ 0.47 $ 0.43
Dividends per share on common shares $ 0.21 $ 0.20