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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2014
Dec. 31, 2013
ASSETS    
Cash and due from banks $ 11,236 $ 10,058
Interest bearing deposits with banks 1,110 467
Federal funds sold 3,082 611
Total cash and cash equivalents 15,428 11,136
Interest-bearing time deposits 5,900 4,425
Securities available for sale, at fair value 107,254 108,762
Securities-held to maturity 8 9
Loans, net 297,997 288,506
Loans held for sale 3,824 1,611
Federal Home Loan Bank stock, at cost 2,820 2,820
Foreclosed real estate 49 466
Premises and equipment 10,472 10,347
Accrued interest receivable 1,551 1,716
Cash value of life insurance 6,409 6,332
Goodwill 5,386 5,386
Other assets 2,439 2,868
Total Assets 459,537 444,384
Deposits:    
Noninterest-bearing 62,884 56,436
Interest-bearing 323,869 317,394
Total deposits 386,753 373,830
Retail repurchase agreements 10,617 9,310
Advances from Federal Home Loan Bank 5,000 5,500
Accrued interest payable 155 192
Accrued expenses and other liabilities 1,765 2,213
Total liabilities 404,290 391,045
EQUITY    
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued 0 0
Common stock of $.01 par value per share Authorized 5,000,000 shares; issued 3,164,416 shares; outstanding 2,743,502 shares (2,784,088 in 2013) 32 32
Additional paid-in capital 24,313 24,313
Retained earnings-substantially restricted 38,602 36,947
Accumulated other comprehensive income (loss) 384 (720)
Less treasury stock, at cost - 420,914 shares (380,328 shares in 2013) (8,189) (7,345)
Total First Capital, Inc. stockholders' equity 55,142 53,227
Noncontrolling interest in subsidiary 105 112
Total equity 55,247 53,339
Total Liabilities and Equity $ 459,537 $ 444,384