XML 25 R30.htm IDEA: XBRL DOCUMENT v2.4.0.8
Change in Allowance for Loan Losses (Detail) (USD $)
3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Allowance for loan losses:        
Beginning balance $ 5,011,000 $ 4,792,000 $ 4,922,000 $ 4,736,000
Provisions for loan losses 90,000 225,000 115,000 475,000
Charge-offs (93,000) (276,000) (226,000) (594,000)
Recoveries 58,000 94,000 255,000 218,000
Ending balance 5,066,000 4,835,000 5,066,000 4,835,000
Residential
       
Allowance for loan losses:        
Beginning balance 838,000 940,000 811,000 922,000
Provisions for loan losses 24,000 24,000 113,000 236,000
Charge-offs (21,000) (99,000) (84,000) (297,000)
Recoveries 2,000 40,000 3,000 44,000
Ending balance 843,000 905,000 843,000 905,000
Land
       
Allowance for loan losses:        
Beginning balance 144,000 69,000 152,000 71,000
Provisions for loan losses 9,000 6,000 1,000 4,000
Charge-offs 0 (2,000) 0 (2,000)
Recoveries 0 0 0 0
Ending balance 153,000 73,000 153,000 73,000
Construction
       
Allowance for loan losses:        
Beginning balance 70,000 50,000 63,000 0
Provisions for loan losses 8,000 10,000 15,000 60,000
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Ending balance 78,000 60,000 78,000 60,000
Commercial Real Estate
       
Allowance for loan losses:        
Beginning balance 1,276,000 1,291,000 1,284,000 1,310,000
Provisions for loan losses 4,000 89,000 (4,000) 56,000
Charge-offs 0 (89,000) 0 (89,000)
Recoveries 0 0 0 14,000
Ending balance 1,280,000 1,291,000 1,280,000 1,291,000
Commercial Business
       
Allowance for loan losses:        
Beginning balance 1,450,000 1,226,000 1,446,000 1,223,000
Provisions for loan losses (10,000) 33,000 (7,000) (13,000)
Charge-offs 0 0 0 0
Recoveries 4,000 1,000 5,000 50,000
Ending balance 1,444,000 1,260,000 1,444,000 1,260,000
Home Equity and Second Mortgage
       
Allowance for loan losses:        
Beginning balance 902,000 886,000 877,000 919,000
Provisions for loan losses 41,000 9,000 (70,000) (24,000)
Charge-offs (36,000) (21,000) (54,000) (35,000)
Recoveries 25,000 20,000 179,000 34,000
Ending balance 932,000 894,000 932,000 894,000
Other Consumer
       
Allowance for loan losses:        
Beginning balance 331,000 330,000 289,000 291,000
Provisions for loan losses 14,000 54,000 67,000 156,000
Charge-offs (36,000) (65,000) (88,000) (171,000)
Recoveries 27,000 33,000 68,000 76,000
Ending balance $ 336,000 $ 352,000 $ 336,000 $ 352,000