XML 83 R4.htm IDEA: XBRL DOCUMENT v2.4.1.9
Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
INTEREST INCOME    
Loans, including fees $ 15,937us-gaap_InterestAndFeeIncomeLoansAndLeases $ 15,833us-gaap_InterestAndFeeIncomeLoansAndLeases
Securities:    
Taxable 1,185us-gaap_InterestIncomeSecuritiesTaxable 1,294us-gaap_InterestIncomeSecuritiesTaxable
Tax-exempt 1,058us-gaap_InterestIncomeSecuritiesTaxExempt 1,113us-gaap_InterestIncomeSecuritiesTaxExempt
Federal Home Loan Bank dividends 114us-gaap_DividendIncomeOperating 99us-gaap_DividendIncomeOperating
Federal funds sold and interest-bearing deposits in banks 105fcap_FederalFundsSoldAndInterestBearingDepositsWithBanks 72fcap_FederalFundsSoldAndInterestBearingDepositsWithBanks
Total interest income 18,399us-gaap_InterestAndDividendIncomeOperating 18,411us-gaap_InterestAndDividendIncomeOperating
INTEREST EXPENSE    
Deposits 1,127us-gaap_InterestExpenseDeposits 1,474us-gaap_InterestExpenseDeposits
Retail repurchase agreements 12us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase 28us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase
Advances from Federal Home Loan Bank 5us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm 151us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
Total interest expense 1,144us-gaap_InterestExpense 1,653us-gaap_InterestExpense
Net interest income 17,255us-gaap_InterestIncomeExpenseNet 16,758us-gaap_InterestIncomeExpenseNet
Provision for loan losses 190us-gaap_ProvisionForLoanAndLeaseLosses 725us-gaap_ProvisionForLoanAndLeaseLosses
Net interest income after provision for loan losses 17,065us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 16,033us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
NONINTEREST INCOME    
Service charges on deposit accounts 3,189us-gaap_FeesAndCommissionsDepositorAccounts 3,112us-gaap_FeesAndCommissionsDepositorAccounts
Commission and fee income 546us-gaap_FeesAndCommissionsOther 355us-gaap_FeesAndCommissionsOther
Gain on sale of securities 54us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet 29us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet
Gain on sale of mortgage loans 713us-gaap_GainLossOnSaleOfMortgageLoans 842us-gaap_GainLossOnSaleOfMortgageLoans
Mortgage brokerage fee income 45us-gaap_FeesAndCommissionsMortgageBanking 48us-gaap_FeesAndCommissionsMortgageBanking
Increase in cash value of life insurance 150us-gaap_BankOwnedLifeInsuranceIncome 160us-gaap_BankOwnedLifeInsuranceIncome
Other income 239us-gaap_NoninterestIncomeOther 94us-gaap_NoninterestIncomeOther
Total noninterest income 4,936us-gaap_NoninterestIncome 4,640us-gaap_NoninterestIncome
NONINTEREST EXPENSE    
Compensation and benefits 7,661us-gaap_LaborAndRelatedExpense 7,143us-gaap_LaborAndRelatedExpense
Occupancy and equipment 1,198us-gaap_OccupancyNet 1,166us-gaap_OccupancyNet
Data processing 1,591us-gaap_InformationTechnologyAndDataProcessing 1,458us-gaap_InformationTechnologyAndDataProcessing
Professional fees 721us-gaap_ProfessionalFees 686us-gaap_ProfessionalFees
Advertising 288us-gaap_AdvertisingExpense 262us-gaap_AdvertisingExpense
Other expenses 2,623us-gaap_OtherNoninterestExpense 2,616us-gaap_OtherNoninterestExpense
Total noninterest expense 14,082us-gaap_NoninterestExpense 13,331us-gaap_NoninterestExpense
Income before income taxes 7,919us-gaap_OperatingIncomeLoss 7,342us-gaap_OperatingIncomeLoss
Income tax expense 2,312us-gaap_IncomeTaxExpenseBenefit 2,255us-gaap_IncomeTaxExpenseBenefit
Net Income 5,607us-gaap_ProfitLoss 5,087us-gaap_ProfitLoss
Less net income attributable to the noncontrolling interest in subsidiary 13us-gaap_NetIncomeLossAttributableToNoncontrollingInterest 13us-gaap_NetIncomeLossAttributableToNoncontrollingInterest
Net Income Attributable to First Capital, Inc. $ 5,594us-gaap_NetIncomeLoss $ 5,074us-gaap_NetIncomeLoss
Earnings per common share attributable to First Capital, Inc.:    
Basic (in Dollars per share) $ 2.03us-gaap_EarningsPerShareBasic $ 1.82us-gaap_EarningsPerShareBasic
Diluted (in Dollars per share) $ 2.03us-gaap_EarningsPerShareDiluted $ 1.82us-gaap_EarningsPerShareDiluted
Dividends per share on common shares (in Dollars per share) $ 0.84us-gaap_CommonStockDividendsPerShareDeclared $ 0.80us-gaap_CommonStockDividendsPerShareDeclared