XML 23 R28.htm IDEA: XBRL DOCUMENT
v2.4.1.9

Note 3 - Loans and Allowance for Loan Losses (Details) - Loans (USD $) In Thousands, unless otherwise specified | Mar. 31, 2015 | Dec. 31, 2014 | Mar. 31, 2014 | Dec. 31, 2013
--- | --- | --- | --- | ---
Real estate mortgage loans: |  |  |  |
Loans Gross | $ 304,858 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome | $ 308,268 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome |  |
Less undisbursed portion of loans in process | (4,698)us-gaap_LoansAndLeasesReceivableLoansInProcess | (3,325)us-gaap_LoansAndLeasesReceivableLoansInProcess |  |
Principal loan balance | 300,160 fcap_LoansAndLeasesReceivablePrincipalBalance | 304,943 fcap_LoansAndLeasesReceivablePrincipalBalance |  |
Deferred loan origination fees, net | 513 us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums | 506 us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums |  |
Allowance for loan losses | (3,634)us-gaap_FinancingReceivableAllowanceForCreditLosses | (4,846)us-gaap_FinancingReceivableAllowanceForCreditLosses | (5,011)us-gaap_FinancingReceivableAllowanceForCreditLosses | (4,922)us-gaap_FinancingReceivableAllowanceForCreditLosses
Loans, net | 297,039 us-gaap_LoansAndLeasesReceivableNetReportedAmount | 300,603 us-gaap_LoansAndLeasesReceivableNetReportedAmount |  |
Residential Mortgage Segment [Member] | Real Estate Portfolio Segment [Member] |  |  |  |
Real estate mortgage loans: |  |  |  |
Loans Gross | 103,923 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis = fcap_ResidentialMortgageSegmentMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = fcap_RealEstatePortfolioSegmentMember | 106,679 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis = fcap_ResidentialMortgageSegmentMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = fcap_RealEstatePortfolioSegmentMember |  |
Land Segment [Member] | Real Estate Portfolio Segment [Member] |  |  |  |
Real estate mortgage loans: |  |  |  |
Loans Gross | 11,070 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis = fcap_LandSegmentMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = fcap_RealEstatePortfolioSegmentMember | 11,028 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis = fcap_LandSegmentMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = fcap_RealEstatePortfolioSegmentMember |  |
Residential Construction Segment [Member] | Real Estate Portfolio Segment [Member] |  |  |  |
Real estate mortgage loans: |  |  |  |
Loans Gross | 12,122 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis = fcap_ResidentialConstructionSegmentMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = fcap_RealEstatePortfolioSegmentMember | 10,347 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis = fcap_ResidentialConstructionSegmentMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = fcap_RealEstatePortfolioSegmentMember |  |
Commercial Real Estate Construction Segment [Member] | Real Estate Portfolio Segment [Member] |  |  |  |
Real estate mortgage loans: |  |  |  |
Loans Gross | 1,307 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis = fcap_CommercialRealEstateConstructionSegmentMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = fcap_RealEstatePortfolioSegmentMember | 1,422 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis = fcap_CommercialRealEstateConstructionSegmentMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = fcap_RealEstatePortfolioSegmentMember |  |
Home Equity And Second Mortgage [Member] | Consumer Portfolio Segment [Member] |  |  |  |
Real estate mortgage loans: |  |  |  |
Loans Gross | 37,958 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis = fcap_HomeEquityAndSecondMortgageMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember | 37,513 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis = fcap_HomeEquityAndSecondMortgageMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember |  |
Automobile Loan Segment [Member] | Consumer Portfolio Segment [Member] |  |  |  |
Real estate mortgage loans: |  |  |  |
Loans Gross | 26,144 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis = fcap_AutomobileLoanSegmentMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember | 25,274 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis = fcap_AutomobileLoanSegmentMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember |  |
Loans On Savings Accounts [Member] | Consumer Portfolio Segment [Member] |  |  |  |
Real estate mortgage loans: |  |  |  |
Loans Gross | 916 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis = fcap_LoansOnSavingsAccountsMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember | 1,018 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis = fcap_LoansOnSavingsAccountsMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember |  |
Unsecured Loan [Member] | Consumer Portfolio Segment [Member] |  |  |  |
Real estate mortgage loans: |  |  |  |
Loans Gross | 3,212 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis = fcap_UnsecuredLoanMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember | 3,316 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis = fcap_UnsecuredLoanMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember |  |
Other Consumer Loan [Member] | Consumer Portfolio Segment [Member] |  |  |  |
Real estate mortgage loans: |  |  |  |
Loans Gross | 5,404 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis = fcap_OtherConsumerLoanMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember | 5,075 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis = fcap_OtherConsumerLoanMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember |  |
Real Estate Portfolio Segment [Member] | Commercial Real Estate Segment [Member] |  |  |  |
Real estate mortgage loans: |  |  |  |
Loans Gross | 77,798 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivablesByBillingStatusTypeAxis = fcap_CommercialRealEstateSegmentMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = fcap_RealEstatePortfolioSegmentMember | 78,314 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_AccountsNotesLoansAndFinancingReceivablesByBillingStatusTypeAxis = fcap_CommercialRealEstateSegmentMember / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = fcap_RealEstatePortfolioSegmentMember |  |
Commercial Portfolio Segment [Member] |  |  |  |
Real estate mortgage loans: |  |  |  |
Loans Gross | 25,004 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialPortfolioSegmentMember | 28,282 us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialPortfolioSegmentMember |  |
Principal loan balance | 25,004 fcap_LoansAndLeasesReceivablePrincipalBalance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialPortfolioSegmentMember | 28,282 fcap_LoansAndLeasesReceivablePrincipalBalance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialPortfolioSegmentMember |  |
Deferred loan origination fees, net | (7)us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialPortfolioSegmentMember | (7)us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialPortfolioSegmentMember |  |
Allowance for loan losses | (239)us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialPortfolioSegmentMember | (1,480)us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialPortfolioSegmentMember | (1,450)us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialPortfolioSegmentMember | (1,446)us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_CommercialPortfolioSegmentMember
Consumer Portfolio Segment [Member] |  |  |  |
Real estate mortgage loans: |  |  |  |
Principal loan balance | 35,676 fcap_LoansAndLeasesReceivablePrincipalBalance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember | 34,683 fcap_LoansAndLeasesReceivablePrincipalBalance / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember |  |
Deferred loan origination fees, net | 0 us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember | 0 us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember |  |
Allowance for loan losses | $ (283)us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember | $ (275)us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember | $ (331)us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember | $ (289)us-gaap_FinancingReceivableAllowanceForCreditLosses / us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis = us-gaap_ConsumerPortfolioSegmentMember

X
- Definition Represents the loans and leases receivable principal balance. + References No definition available. + Details
Name: | fcap_LoansAndLeasesReceivablePrincipalBalance
Namespace Prefix: | fcap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | fcap_RealEstateMortgageLoansAbstract
Namespace Prefix: | fcap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition A valuation allowance for financing receivables that are expected to be uncollectible. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of undisbursed portion of the loan receivable balance (loans in process). Excludes loans and leases covered under loss sharing agreements. + References No definition available. + Details
Name: | us-gaap_LoansAndLeasesReceivableLoansInProcess
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=35738203&loc=d3e5074-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522 + Details
Name: | us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
Name: | us-gaap_LoansAndLeasesReceivableNetReportedAmount
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of deferred fees paid by borrowers and unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of loans that are being amortized into income as an adjustment to yield. Excludes amounts for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6378536&loc=d3e10092-111533 + Details
Name: | us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcap_AutomobileLoanSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcap_CommercialRealEstateConstructionSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcap_HomeEquityAndSecondMortgageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcap_LandSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcap_LoansOnSavingsAccountsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcap_OtherConsumerLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcap_ResidentialConstructionSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcap_ResidentialMortgageSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fcap_UnsecuredLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fcap_RealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |