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Consolidated Balance Sheets - USD ($)
Dec. 31, 2014
Dec. 31, 2013
ASSETS    
Cash and due from banks $ 13,653,000 $ 10,058,000
Interest-bearing deposits with banks 865,000 467,000
Federal funds sold 18,725,000 611,000
Total cash and cash equivalents 33,243,000 11,136,000
Interest-bearing time deposits 8,270,000 4,425,000
Securities available for sale, at fair value 100,226,000 108,762,000
Securities-held to maturity 6,000 9,000
Loans, net 300,603,000 288,506,000
Loans held for sale 1,608,000 1,611,000
Federal Home Loan Bank stock, at cost 2,241,000 2,820,000
Foreclosed real estate 78,000 466,000
Premises and equipment 10,208,000 10,347,000
Accrued interest receivable 1,580,000 1,716,000
Cash value of life insurance 6,161,000 6,332,000
Goodwill 5,386,000 5,386,000
Other assets 3,151,000 2,868,000
Total Assets 472,761,000 444,384,000
Deposits:    
Noninterest-bearing 73,042,000 56,436,000
Interest-bearing 339,594,000 317,394,000
Total deposits 412,636,000 373,830,000
Retail repurchase agreements 0 9,310,000
Advances from Federal Home Loan Bank 0 5,500,000
Accrued interest payable 127,000 192,000
Accrued expenses and other liabilities 2,765,000 2,213,000
Total liabilities $ 415,528,000 $ 391,045,000
Commitments and Contingencies
Preferred stock of $.01 par value per share    
Authorized 1,000,000 shares; none issued $ 0 $ 0
Common stock of $.01 par value per share    
Authorized 5,000,000 shares; issued 3,164,416 shares; outstanding 2,740,502 and 2,784,088 shares in 2014 and 2013, respectively 32,000 32,000
Additional paid-in capital 24,313,000 24,313,000
Retained earnings-substantially restricted 40,229,000 36,947,000
Accumulated other comprehensive income (loss) 800,000 (720,000)
Less treasury stock, at cost - 423,914 shares (380,328 shares in 2013) (8,253,000) (7,345,000)
Total First Capital, Inc. stockholders' equity 57,121,000 53,227,000
Noncontrolling interest in subsidiary 112,000 112,000
Total equity 57,233,000 53,339,000
Total Liabilities and Equity $ 472,761,000 $ 444,384,000