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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 5,211 $ 5,607
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:    
Amortization of premium and accretion of discount on securities, net 693 699
Depreciation and amortization expense 756 698
Deferred income taxes 672 285
Stock compensation expense 71  
Increase in cash value of life insurance (135) (150)
Gain on life insurance (110) (129)
Gain on sale of securities   (54)
Provision for loan losses 50 190
Proceeds from sale of loans 32,916 29,814
Loans originated for sale (33,547) (29,098)
Gain on sale of loans (843) (713)
Net (gain) loss on sale of foreclosed real estate 115 (39)
Net loss on sale of premises and equipment 61  
Decrease in accrued interest receivable 467 136
Decrease in accrued interest payable (367) (65)
Net change in other assets/liabilities (4) (272)
Net Cash Provided By Operating Activities 6,006 6,909
CASH FLOWS FROM INVESTING ACTIVITIES    
Investment in interest-bearing time deposits (5,075) (4,820)
Proceeds from maturities and sales of interest-bearing time deposits 1,670 975
Purchase of securities available for sale (34,028) (27,644)
Proceeds from maturities of securities available for sale 19,395 21,442
Proceeds from sales of securities available for sale 45,444 5,669
Principal collected on mortgage-backed obligations 13,457 10,824
Net increase in loans receivable (3,694) (12,363)
Proceeds from redemption of Federal Home Loan Bank stock 1,886 579
Proceeds from sale of foreclosed real estate 230 503
Purchase of premises and equipment (1,105) (559)
Proceeds from sale of premises and equipment 37  
Cost method equity investment   (171)
Net cash and cash equivalents received in acquisition 18,710  
Net Cash Used In Investing Activities 56,927 (5,565)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase in deposits 15,457 38,806
Net decrease in retail repurchase agreements   (9,310)
Advances from Federal Home Loan Bank 15,500 10,000
Repayment of advances from Federal Home Loan Bank (15,500) (15,500)
Advances on line of credit 500  
Repayment of advances on line of credit (500)  
Purchase of treasury stock (10) (908)
Dividends paid (2,449) (2,325)
Net Cash Provided By Financing Activities 12,998 20,763
Net Increase in Cash and Cash Equivalents 75,931 22,107
Cash and cash equivalents at beginning of year 33,243 11,136
Cash and Cash Equivalents at End of Year $ 109,174 $ 33,243