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Note 4 - Loans and Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2016

Financing Receivable [Member]

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		Residential Real Estate				Land				Construction				Commercial Real Estate				Commercial Business				Home Equity  & 2nd Mtg				Other Consumer				Total
		(In thousands)
Recorded Investment in Loans:
Principal loan balance		$	138,476			$	12,585			$	10,497			$	93,477			$	23,185			$	40,987			$	45,420			$	364,627
Accrued interest receivable			499				42				31				307				71				134				184				1,268
Net deferred loan origination fees and costs			70				11				0				(37	)			(7	)			654				0				691
Recorded investment in loans		$	139,045			$	12,638			$	10,528			$	93,747			$	23,249			$	41,775			$	45,604			$	366,586
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment		$	2,185			$	0			$	0			$	4,105			$	63			$	63			$	30			$	6,446
Collectively evaluated for impairment			136,383				12,638				10,528				89,349				23,186				41,712				45,574				359,370
Acquired with deteriorated credit quality			477				0				0				293				0				0				0				770
Ending balance		$	139,045			$	12,638			$	10,528			$	93,747			$	23,249			$	41,775			$	45,604			$	366,586

		Residential Real Estate				Land				Construction				Commercial Real Estate				Commercial Business				Home Equity  & 2nd Mtg				Other Consumer				Total
		(In thousands)
Recorded Investment in Loans:
Principal loan balance		$	147,933			$	12,962			$	12,555			$	84,493			$	23,095			$	38,476			$	42,484			$	361,998
Accrued interest receivable			584				70				61				281				64				130				171				1,361
Net deferred loan origination fees and costs			58				6				0				(46	)			(6	)			571				0				583
Recorded investment in loans		$	148,575			$	13,038			$	12,616			$	84,728			$	23,153			$	39,177			$	42,655			$	363,942
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment		$	1,996			$	24			$	0			$	3,623			$	167			$	136			$	0			$	5,946
Collectively evaluated for impairment			145,695				13,014				12,616				80,639				22,986				39,041				42,655				356,646
Acquired with deteriorated credit quality			884				0				0				466				0				0				0				1,350
Ending balance		$	148,575			$	13,038			$	12,616			$	84,728			$	23,153			$	39,177			$	42,655			$	363,942

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(In thousands)		June 30, 2016				December 31, 2015
Real estate mortgage loans:
Residential		$	138,445			$	147,933
Land			12,585				12,962
Residential construction			17,357				16,391
Commercial real estate			93,508				84,493
Commercial real estate contruction			2,536				1,090
Commercial business loans			23,185				23,095
Consumer loans:
Home equity and second mortgage loans			40,987				38,476
Automobile loans			31,831				28,828
Loans secured by savings accounts			1,924				2,096
Unsecured loans			3,827				4,350
Other consumer loans			7,838				7,210
Gross loans			374,023				366,924
Less undisbursed portion of loans in process			(9,396	)			(4,926	)
Principal loan balance			364,627				361,998
Deferred loan origination fees, net			691				583
Allowance for loan losses			(3,189	)			(3,415	)
Loans, net		$	362,129			$	359,166

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]

		Residential Real Estate				Land				Construction				Commercial Real Estate				Commercial Business				Home Equity & 2nd Mtg				Other Consumer				Total
		(In thousands)
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	20			$	0			$	0			$	0			$	0			$	13			$	6			$	39
Collectively evaluated for impairment			382				47				42				1,473				162				778				260				3,144
Acquired with deteriorated credit quality			6				0				0				0				0				0				0				6
Ending balance		$	408			$	47			$	42			$	1,473			$	162			$	791			$	266			$	3,189

		Residential Real Estate				Land				Construction				Commercial Real Estate				Commercial Business				Home Equity & 2nd Mtg				Other Consumer				Total
		(In thousands)
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	6			$	0			$	0			$	49			$	100			$	11			$	0			$	166
Collectively evaluated for impairment			521				157				47				1,492				161				615				256				3,249
Acquired with deteriorated credit quality			0				0				0				0				0				0				0				0
Ending balance		$	527			$	157			$	47			$	1,541			$	261			$	626			$	256			$	3,415

		Residential Real Estate				Land				Construction				Commercial Real Estate				Commercial Business				Home Equity & 2nd Mtg				Other Consumer				Total
		(In thousands)
Allowance for loan losses:
Changes in Allowance for Loan Losses for the three-months ended June 30, 2016
Beginning balance		$	470			$	84			$	45			$	1,468			$	273			$	721			$	258			$	3,319
Provisions for loan losses			(13	)			(37	)			(3	)			73				(13	)			66				77				150
Charge-offs			(54	)			0				0				(82	)			(100	)			0				(95	)			(331	)
Recoveries			5				0				0				14				2				4				26				51
Ending balance		$	408			$	47			$	42			$	1,473			$	162			$	791			$	266			$	3,189
Changes in Allowance for Loan Losses for the six-months ended June 30, 2016
Beginning balance		$	527			$	157			$	47			$	1,541			$	261			$	626			$	256			$	3,415
Provisions for loan losses			(42	)			(101	)			(5	)			(4	)			12				192				173				225
Charge-offs			(94	)			(9	)			0				(82	)			(114	)			(36	)			(220	)			(555	)
Recoveries			17				0				0				18				3				9				57				104
Ending balance		$	408			$	47			$	42			$	1,473			$	162			$	791			$	266			$	3,189

		Residential Real Estate				Land				Construction				Commercial Real Estate				Commercial Business				Home Equity & 2nd Mtg				Other Consumer				Total
		(In thousands)
Allowance for loan losses:
Changes in Allowance for Loan Losses for the three-months ended June 30, 2015
Beginning balance		$	672			$	197			$	65			$	1,462			$	239			$	716			$	283			$	3,634
Provisions for loan losses			(39	)			(24	)			(14	)			204				(58	)			(38	)			19				50
Charge-offs			0				0				0				0				(22	)			(31	)			(72	)			(125	)
Recoveries			1				0				0				3				2				1				34				41
Ending balance		$	634			$	173			$	51			$	1,669			$	161			$	648			$	264			$	3,600
Changes in Allowance for Loan Losses for the six-months ended June 30, 2015
Beginning balance		$	609			$	201			$	60			$	1,501			$	1,480			$	720			$	275			$	4,846
Provisions for loan losses			42				(28	)			(9	)			156				(117	)			(45	)			51				50
Charge-offs			(20	)			0				0				0				(1,205	)			(33	)			(124	)			(1,382	)
Recoveries			3				0				0				12				3				6				62				86
Ending balance		$	634			$	173			$	51			$	1,669			$	161			$	648			$	264			$	3,600

Impaired Financing Receivables [Table Text Block]

		At June 30, 2016												Three Months Ended June 30, 2016								Six  Months Ended June 30, 2016
		Recorded Investment				Unpaid Principal Balance				Related Allowance				Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
		(In thousands)
Loans with no related allowance recorded:
Residential		$	2,044			$	2,395			$	0			$	1,898			$	8			$	1,911			$	14
Land			0				0				0				0				0				8				0
Construction			0				0				0				0				0				0				0
Commercial real estate			4,075				4,432				0				3,602				18				3,531				37
Commercial business			63				66				0				63				0				64				0
Home equity/2nd mortgage			50				58				0				53				1				54				1
Other consumer			10				28				0				5				0				3				0
			6,242				6,979				0				5,621				27				5,571				52
Loans with an allowance recorded:
Residential			141				148				20				176				0				136				0
Land			0				0				0				0				0				0				0
Construction			0				0				0				0				0				0				0
Commercial real estate			30				58				0				131				0				165				0
Commercial business			0				0				0				50				0				67				0
Home equity/2nd mortgage			13				14				13				14				0				36				0
Other consumer			20				20				6				34				0				23				0
			204				240				39				405				0				427				0
Total:
Residential			2,185				2,543				20				2,074				8				2,047				14
Land			0				0				0				0				0				8				0
Construction			0				0				0				0				0				0				0
Commercial real estate			4,105				4,490				0				3,733				18				3,696				37
Commercial business			63				66				0				113				0				131				0
Home equity/2nd mortgage			63				72				13				67				1				90				1
Other consumer			30				48				6				39				0				26				0
		$	6,446			$	7,219			$	39			$	6,026			$	27			$	5,998			$	52

		Three Months Ended June 30, 2015								Six  Months Ended June 30, 2015
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
Loans with no related allowance recorded:
Residential		$	1,235			$	5			$	1,204			$	10
Land			20				0				18				0
Construction			0				0				0				0
Commercial real estate			1,773				19				1,774				38
Commercial business			13				0				9				0
Home equity/2nd mortgage			65				0				67				1
Other consumer			0				0				0				0
			3,106				24				3,072				49
Loans with an allowance recorded:
Residential			254				0				259				0
Land			0				0				0				0
Construction			0				0				0				0
Commercial real estate			39				0				40				0
Commercial business			18				0				559				0
Home equity/2nd mortgage			80				0				80				0
Other consumer			0				0				0				0
			391				0				938				0
Total:
Residential			1,489				5				1,463				10
Land			20				0				18				0
Construction			0				0				0				0
Commercial real estate			1,812				19				1,814				38
Commercial business			31				0				568				0
Home equity/2nd mortgage			145				0				147				1
Other consumer			0				0				0				0
		$	3,497			$	24			$	4,010			$	49

		Recorded Investment				Unpaid Principal Balance				Related Allowance
		(In thousands)
Loans with no related allowance recorded:
Residential		$	1,938			$	2,330			$	0
Land			24				27				0
Construction			0				0				0
Commercial real estate			3,389				3,706				0
Commercial business			67				67				0
Home equity/2nd mortgage			56				65				0
Other consumer			0				0				0
			5,474				6,195				0
Loans with an allowance recorded:
Residential			58				62				6
Land			0				0				0
Construction			0				0				0
Commercial real estate			234				260				49
Commercial business			100				100				100
Home equity/2nd mortgage			80				81				11
Other consumer			0				0				0
			472				503				166
Total:
Residential			1,996				2,392				6
Land			24				27				0
Construction			0				0				0
Commercial real estate			3,623				3,966				49
Commercial business			167				167				100
Home equity/2nd mortgage			136				146				11
Other consumer			0				0				0
		$	5,946			$	6,698			$	166

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

		June 30, 2016												December 31, 2015
		Nonaccrual Loans				Loans 90+ Days Past Due Still Accruing				Total Nonperforming Loans				Nonaccrual Loans				Loans 90+ Days Past Due Still Accruing				Total Nonperforming Loanss
		(In thousands)
Residential		$	1,733			$	109			$	1,842			$	1,648			$	271			$	1,919
Land			0				0				0				24				75				99
Construction			0				0				0				0				0				0
Commercial real estate			1,741				0				1,741				2,267				0				2,267
Commercial business			63				0				63				167				0				167
Home equity/2nd mortgage			44				12				56				116				0				116
Other consumer			30				2				32				0				9				9
Total		$	3,611			$	123			$	3,734			$	4,222			$	355			$	4,577

Past Due Financing Receivables [Table Text Block]

		30-59 Days Past Due				60-89 Days Past Due				90 Days or More Past Due				Total Past Due				Current				Purchased Credit Impaired Loans				Total Loans
		(In thousands)
Residential		$	3,176			$	489			$	975			$	4,640			$	133,928			$	477			$	139,045
Land			132				0				0				132				12,506				0				12,638
Construction			0				0				0				0				10,528				0				10,528
Commercial real estate			23				0				730				753				92,701				293				93,747
Commercial business			82				0				0				82				23,167				0				23,249
Home equity/2nd mortgage			262				0				12				274				41,501				0				41,775
Other consumer			231				23				32				286				45,318				0				45,604
Total		$	3,906			$	512			$	1,749			$	6,167			$	359,649			$	770			$	366,586

		30-59 Days Past Due				60-89 Days Past Due				90 Days or More Past Due				Total Past Due				Current				Purchased Credit Impaired Loans				Total Loans
		(In thousands)
Residential		$	3,078			$	786			$	1,256			$	5,120			$	142,571			$	884			$	148,575
Land			55				26				99				180				12,858				0				13,038
Construction			71				0				0				71				12,545				0				12,616
Commercial real estate			435				773				396				1,604				82,658				466				84,728
Commercial business			0				100				67				167				22,986				0				23,153
Home equity/2nd mortgage			365				6				80				451				38,726				0				39,177
Other consumer			464				13				9				486				42,169				0				42,655
Total		$	4,468			$	1,704			$	1,907			$	8,079			$	354,513			$	1,350			$	363,942

Financing Receivable Credit Quality Indicators [Table Text Block]

		Residential Real Estate				Land				Construction				Commercial Real Estate				Commercial Business				Home Equity  & 2nd Mtg				Other Consumer				Total
		(In thousands)
June 30, 2016
Pass		$	134,210			$	12,445			$	10,120			$	81,437			$	22,376			$	41,557			$	45,525			$	347,670
Special Mention			1,368				121				408				4,325				810				159				49				7,240
Substandard			1,359				72				0				5,079				0				15				0				6,525
Doubtful			2,108				0				0				2,906				63				44				30				5,151
Loss			0				0				0				0				0				0				0				0
Total		$	139,045			$	12,638			$	10,528			$	93,747			$	23,249			$	41,775			$	45,604			$	366,586
December 31, 2015
Pass		$	140,438			$	10,077			$	12,286			$	76,389			$	22,365			$	38,956			$	42,553			$	343,064
Special Mention			3,657				125				330				4,446				471				0				53				9,082
Substandard			1,948				2,812				0				1,195				150				105				49				6,259
Doubtful			2,532				24				0				2,698				167				116				0				5,537
Loss			0				0				0				0				0				0				0				0
Total		$	148,575			$	13,038			$	12,616			$	84,728			$	23,153			$	39,177			$	42,655			$	363,942

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

		June 30, 2016																December 31, 2015
		Accruing				Nonaccrual				Total				Related Allowance for Loan Losses				Accruing				Nonaccrual				Total				Related Allowance for Loan Losses
		(In thousands)
Troubled debt restructurings:
Residential real estate		$	338			$	328			$	666			$	0			$	342			$	315			$	657			$	0
Commercial real estate			1,327				249				1,576				0				1,348				294				1,642				0
Home equity and 2nd mortgage			19				0				19				0				20				0				20				0
Total		$	1,684			$	577			$	2,261			$	0			$	1,710			$	609			$	2,319			$	0

Schedule of Purchased Credit Impaired Loans [Table Text Block]

(In thousands)		June 30, 2016				December 31, 2015
Residential real estate		$	477			$	884
Commercial real estate			293				466
Carrying amount			770				1,350
Allowance for loan losses			(6	)			-
Carrying amount, net of allowance		$	764			$	1,350

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Table Text Block]

(In thousands)		Three Months Ended June 30, 2016				Six Months Ended June 30, 2016
Balance at beginning of period		$	145			$	319
New loans purchased			-				-
Accretion to income			(19	)			(44	)
Disposals and other adjustments			(21	)			(74	)
Reclassification (to) from nonaccretable difference			60				(36	)
Balance at end of period		$	165			$	165

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- Definition

Tabular disclosure of the activity in the total allowance for credit losses related to financing receivables (such as loans or lease receivables) for entities that have an unclassified balance sheet, including the balance in the allowance at the beginning and end of each period, additions charged to operations, direct write-downs charged against the allowance, and recoveries of amounts previously charged off.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (c)
-URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953423-111524

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X

- Definition

Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5111-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Recorded Investment
-URI http://asc.fasb.org/extlink&oid=65880944

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X

- References

No definition available.

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X

- Definition

Tabular disclosure of financing receivables and troubled debt restructurings.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 33
-URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953676-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 34
-URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953682-111524

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- Details

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