XML 43 R32.htm IDEA: XBRL DOCUMENT v3.5.0.2
Note 4 - Allowance for Loan Losses (Details) - USD ($)
 3 Months Ended 6 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Jun. 30, 2016
Jun. 30, 2015
Jun. 30, 2016
Dec. 31, 2015
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]            
Ending balance $ 6,000   $ 6,000   $ 6,000 $ 0
Beginning balance     0      
Ending balance 6,000   6,000      
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]            
Individually evaluated for impairment         20,000 6,000
Collectively evaluated for impairment         382,000 521,000
Ending balance 408,000 $ 672,000 408,000 $ 634,000 408,000 527,000
Beginning balance 470,000 672,000 527,000 609,000    
Provision for Loan and Lease Losses (13,000) (39,000) (42,000) 42,000    
Charge-offs (54,000) 0 (94,000) (20,000)    
Recoveries 5,000 1,000 17,000 3,000    
Ending balance 408,000 634,000 408,000 634,000    
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]            
Ending balance 0   0   0 0
Beginning balance     0      
Ending balance 0   0      
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]            
Individually evaluated for impairment         0 0
Collectively evaluated for impairment         47,000 157,000
Ending balance 47,000 197,000 47,000 173,000 47,000 157,000
Beginning balance 84,000 197,000 157,000 201,000    
Provision for Loan and Lease Losses (37,000) (24,000) (101,000) (28,000)    
Charge-offs 0 0 (9,000) 0    
Recoveries 0 0 0 0    
Ending balance 47,000 173,000 47,000 173,000    
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]            
Ending balance 0   0   0 0
Beginning balance     0      
Ending balance 0   0      
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]            
Individually evaluated for impairment         0 0
Collectively evaluated for impairment         42,000 47,000
Ending balance 42,000 65,000 42,000 51,000 42,000 47,000
Beginning balance 45,000 65,000 47,000 60,000    
Provision for Loan and Lease Losses (3,000) (14,000) (5,000) (9,000)    
Charge-offs 0 0 0 0    
Recoveries 0 0 0 0    
Ending balance 42,000 51,000 42,000 51,000    
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]            
Ending balance 0   0   0 0
Beginning balance     0      
Ending balance 0   0      
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]            
Individually evaluated for impairment         0 49,000
Collectively evaluated for impairment         1,473,000 1,492,000
Ending balance 1,473,000 1,462,000 1,473,000 1,669,000 1,473,000 1,541,000
Beginning balance 1,468,000 1,462,000 1,541,000 1,501,000    
Provision for Loan and Lease Losses 73,000 204,000 (4,000) 156,000    
Charge-offs (82,000) 0 (82,000) 0    
Recoveries 14,000 3,000 18,000 12,000    
Ending balance 1,473,000 1,669,000 1,473,000 1,669,000    
Commercial Portfolio Segment [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]            
Ending balance 0   0   0 0
Beginning balance     0      
Ending balance 0   0      
Commercial Portfolio Segment [Member]            
Individually evaluated for impairment         0 100,000
Collectively evaluated for impairment         162,000 161,000
Ending balance 162,000 239,000 162,000 161,000 162,000 261,000
Beginning balance 273,000 239,000 261,000 1,480,000    
Provision for Loan and Lease Losses (13,000) (58,000) 12,000 (117,000)    
Charge-offs (100,000) (22,000) (114,000) (1,205,000)    
Recoveries 2,000 2,000 3,000 3,000    
Ending balance 162,000 161,000 162,000 161,000    
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]            
Ending balance 0   0   0 0
Beginning balance     0      
Ending balance 0   0      
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]            
Individually evaluated for impairment         13,000 11,000
Collectively evaluated for impairment         778,000 615,000
Ending balance 791,000 716,000 791,000 648,000 791,000 626,000
Beginning balance 721,000 716,000 626,000 720,000    
Provision for Loan and Lease Losses 66,000 (38,000) 192,000 (45,000)    
Charge-offs 0 (31,000) (36,000) (33,000)    
Recoveries 4,000 1,000 9,000 6,000    
Ending balance 791,000 648,000 791,000 648,000    
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]            
Ending balance 0   0   0 0
Beginning balance     0      
Ending balance 0   0      
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]            
Individually evaluated for impairment         6,000 0
Collectively evaluated for impairment         260,000 256,000
Ending balance 266,000 283,000 266,000 264,000 266,000 256,000
Beginning balance 258,000 283,000 256,000 275,000    
Provision for Loan and Lease Losses 77,000 19,000 173,000 51,000    
Charge-offs (95,000) (72,000) (220,000) (124,000)    
Recoveries 26,000 34,000 57,000 62,000    
Ending balance 266,000 264,000 266,000 264,000    
Receivables Acquired with Deteriorated Credit Quality [Member]            
Ending balance 6,000   6,000   6,000 0
Beginning balance     0      
Ending balance 6,000   6,000      
Individually evaluated for impairment         39,000 166,000
Collectively evaluated for impairment         3,144,000 3,249,000
Ending balance 3,189,000 3,634,000 3,189,000 3,600,000 $ 3,189,000 $ 3,415,000
Beginning balance 3,319,000 3,634,000 3,415,000 4,846,000    
Provision for Loan and Lease Losses 150,000 50,000 225,000 50,000    
Charge-offs (331,000) (125,000) (555,000) (1,382,000)    
Recoveries 51,000 41,000 104,000 86,000    
Ending balance $ 3,189,000 $ 3,600,000 $ 3,189,000 $ 3,600,000