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Consolidated Statements of Income (Unaudited) - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Jun. 30, 2016
Jun. 30, 2015
Loans, including fees $ 5,018,000 $ 3,963,000 $ 10,166,000 $ 7,893,000
Securities:        
Taxable 812,000 268,000 1,563,000 530,000
Tax-exempt 296,000 244,000 583,000 490,000
Federal Home Loan Bank dividends 17,000 30,000 33,000 52,000
Federal funds sold and interest bearing deposits with banks 146,000 50,000 290,000 86,000
Total interest income 6,289,000 4,555,000 12,635,000 9,051,000
INTEREST EXPENSE        
Deposits 456,000 239,000 956,000 482,000
Total interest expense 456,000 239,000 956,000 482,000
Net interest income 5,833,000 4,316,000 11,679,000 8,569,000
Provision for loan losses 150,000 50,000 225,000 50,000
Net interest income after provision for loan losses 5,683,000 4,266,000 11,454,000 8,519,000
NONINTEREST INCOME        
Service charges on deposit accounts 998,000 856,000 1,922,000 1,630,000
Commission income 69,000 85,000 194,000 184,000
Gain on sale of securities 176,000 0 176,000 0
Gain on sale of loans 268,000 178,000 518,000 486,000
Mortgage brokerage fees 0 33,000 0 46,000
Increase in cash surrender value of life insurance 68,000 34,000 103,000 67,000
Other income 36,000 28,000 70,000 165,000
Total noninterest income 1,615,000 1,214,000 2,983,000 2,578,000
NONINTEREST EXPENSE        
Compensation and benefits 2,620,000 1,971,000 5,337,000 3,981,000
Occupancy and equipment 347,000 312,000 775,000 623,000
Data processing 597,000 406,000 1,134,000 830,000
Professional fees 245,000 380,000 437,000 581,000
Advertising 83,000 79,000 175,000 148,000
Other operating expenses 952,000 613,000 1,976,000 1,277,000
Total noninterest expense 4,844,000 3,761,000 9,834,000 7,440,000
Income before income taxes 2,454,000 1,719,000 4,603,000 3,657,000
Income tax expense 667,000 487,000 1,231,000 956,000
Net Income 1,787,000 1,232,000 3,372,000 2,701,000
Less: net income attributable to noncontrolling interest in subsidiary 4,000 4,000 7,000 7,000
Net Income Attributable to First Capital, Inc. $ 1,783,000 $ 1,228,000 $ 3,365,000 $ 2,694,000
Earnings per common share attributable to First Capital, Inc.        
Basic (in dollars per share) $ 0.53 $ 0.45 $ 1.01 $ 0.98
Diluted (in dollars per share) 0.53 0.45 1.01 0.98
Dividends per share (in dollars per share) $ 0.21 $ 0.21 $ 0.42 $ 0.42