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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2017
Jun. 30, 2016
Loans, including fees $ 5,133 $ 5,018 $ 10,080 $ 10,166
Securities:        
Taxable 972 812 1,906 1,563
Tax-exempt 362 296 691 583
Federal Home Loan Bank dividends 16 17 33 33
Federal funds sold and interest bearing deposits with banks 95 146 211 290
Total interest income 6,578 6,289 12,921 12,635
INTEREST EXPENSE        
Deposits 346 456 705 956
Total interest expense 346 456 705 956
Net interest income 6,232 5,833 12,216 11,679
Provision for loan losses 256 150 467 225
Net interest income after provision for loan losses 5,976 5,683 11,749 11,454
NONINTEREST INCOME        
Service charges on deposit accounts 1,132 998 2,133 1,922
Commission income 131 69 245 194
Gain on sale of securities 61 176 61 176
Gain on sale of loans 354 268 611 518
Increase in cash surrender value of life insurance 72 68 113 103
Other income 106 36 146 70
Total noninterest income 1,856 1,615 3,309 2,983
NONINTEREST EXPENSE        
Compensation and benefits 2,714 2,620 5,434 5,337
Occupancy and equipment 388 347 769 775
Data processing 678 597 1,326 1,134
Professional fees 169 245 332 437
Advertising 75 83 175 175
Net (gain) loss on foreclosed real estate (100) (8) 211 142
Other operating expenses 879 960 1,711 1,834
Total noninterest expense 4,803 4,844 9,958 9,834
Income before income taxes 3,029 2,454 5,100 4,603
Income tax expense 835 667 1,350 1,231
Net Income 2,194 1,787 3,750 3,372
Less: net income attributable to noncontrolling interest in subsidiary 4 4 7 7
Net Income Attributable to First Capital, Inc. $ 2,190 $ 1,783 $ 3,743 $ 3,365
Earnings per common share attributable to First Capital, Inc.        
Basic (in dollars per share) $ 0.66 $ 0.53 $ 1.13 $ 1.01
Diluted (in dollars per share) 0.66 0.53 1.12 1.01
Dividends per share (in dollars per share) $ 0.21 $ 0.21 $ 0.42 $ 0.42