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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
INTEREST INCOME      
Loans, including fees $ 20,700 $ 20,078 $ 16,213
Securities:      
Taxable 3,835 3,264 1,203
Tax-exempt 1,437 1,163 995
Dividends 78 67 107
Other interest income 372 522 195
Total interest income 26,422 25,094 18,713
INTEREST EXPENSE      
Deposits 1,374 1,763 1,000
Advances from Federal Home Loan Bank 18 2
Other borrowings 2
Total interest expense 1,392 1,763 1,004
Net interest income 25,030 23,331 17,709
Provision for loan losses 915 645 50
Net interest income after provision for loan losses 24,115 22,686 17,659
NONINTEREST INCOME      
Service charges and fees on deposit accounts 4,427 3,961 3,440
Commission and fee income 416 384 414
Gain on sale of securities 54 176
Gain on sale of loans 1,385 1,179 843
Mortgage brokerage fee income 63
Increase in cash value of life insurance 197 184 135
Other income 219 285 229
Total noninterest income 6,698 6,169 5,124
NONINTEREST EXPENSE      
Compensation and benefits 11,215 10,498 7,921
Occupancy and equipment 1,543 1,640 1,287
Data processing 2,727 2,441 1,733
Professional fees 675 830 628
Acquisition expense 1,002
Advertising 334 313 317
Net loss on foreclosed real estate 316 144 162
Other expenses 3,448 3,589 2,558
Total noninterest expense 20,258 19,455 15,608
Income before income taxes 10,555 9,400 7,175
Income tax expense 3,103 2,523 1,964
Net Income 7,452 6,877 5,211
Less net income attributable to the noncontrolling interest in subsidiary 13 13 13
Net Income Attributable to First Capital, Inc. $ 7,439 $ 6,864 $ 5,198
Earnings per common share attributable to First Capital, Inc.:      
Basic (in dollars per share) $ 2.24 $ 2.05 $ 1.87
Diluted (in dollars per share) 2.23 2.05 1.87
Dividends per share on common shares (in dollars per share) $ 0.86 $ 0.84 $ 0.84