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  <xsd:element abstract="true" id="fcap_statement-statement-note-2-investment-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details" name="statement-statement-note-2-investment-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-2-investment-securities-investment-securities-available-for-sale-details" name="statement-statement-note-2-investment-securities-investment-securities-available-for-sale-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-2-investment-securities-investment-securities-details" name="statement-statement-note-2-investment-securities-investment-securities-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-2-investment-securities-tables" name="statement-statement-note-2-investment-securities-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-3-loans-and-allowance-for-loan-losses-accretable-yield-or-income-expected-to-be-collected-details" name="statement-statement-note-3-loans-and-allowance-for-loan-losses-accretable-yield-or-income-expected-to-be-collected-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-3-loans-and-allowance-for-loan-losses-aging-of-recorded-investment-in-loans-details" name="statement-statement-note-3-loans-and-allowance-for-loan-losses-aging-of-recorded-investment-in-loans-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-3-loans-and-allowance-for-loan-losses-allowance-for-loan-losses-details" name="statement-statement-note-3-loans-and-allowance-for-loan-losses-allowance-for-loan-losses-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-3-loans-and-allowance-for-loan-losses-impaired-loans-details" name="statement-statement-note-3-loans-and-allowance-for-loan-losses-impaired-loans-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-3-loans-and-allowance-for-loan-losses-loans-details" name="statement-statement-note-3-loans-and-allowance-for-loan-losses-loans-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-3-loans-and-allowance-for-loan-losses-recorded-investment-in-loans-by-risk-category-details" name="statement-statement-note-3-loans-and-allowance-for-loan-losses-recorded-investment-in-loans-by-risk-category-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-3-loans-and-allowance-for-loan-losses-recorded-investment-in-nonperforming-loans-details" name="statement-statement-note-3-loans-and-allowance-for-loan-losses-recorded-investment-in-nonperforming-loans-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-3-loans-and-allowance-for-loan-losses-recorded-investments-in-loans-details" name="statement-statement-note-3-loans-and-allowance-for-loan-losses-recorded-investments-in-loans-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-3-loans-and-allowance-for-loan-losses-summary-of-pci-loans-details" name="statement-statement-note-3-loans-and-allowance-for-loan-losses-summary-of-pci-loans-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-3-loans-and-allowance-for-loan-losses-summary-of-troubled-debt-restructurings-details" name="statement-statement-note-3-loans-and-allowance-for-loan-losses-summary-of-troubled-debt-restructurings-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-3-loans-and-allowance-for-loan-losses-tables" name="statement-statement-note-3-loans-and-allowance-for-loan-losses-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-3-loans-and-allowance-for-loan-losses-troubled-debt-restructuring-by-accrual-status-details" name="statement-statement-note-3-loans-and-allowance-for-loan-losses-troubled-debt-restructuring-by-accrual-status-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-5-supplemental-disclosure-for-earnings-per-share-supplemental-disclosure-for-earnings-per-share-details" name="statement-statement-note-5-supplemental-disclosure-for-earnings-per-share-supplemental-disclosure-for-earnings-per-share-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-5-supplemental-disclosure-for-earnings-per-share-tables" name="statement-statement-note-5-supplemental-disclosure-for-earnings-per-share-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-6-stock-option-plan-summary-of-nonvested-restricted-shares-details" name="statement-statement-note-6-stock-option-plan-summary-of-nonvested-restricted-shares-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-6-stock-option-plan-tables" name="statement-statement-note-6-stock-option-plan-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-7-supplemental-disclosures-of-cash-flow-information-supplemental-disclosures-of-cash-flow-information-details" name="statement-statement-note-7-supplemental-disclosures-of-cash-flow-information-supplemental-disclosures-of-cash-flow-information-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-7-supplemental-disclosures-of-cash-flow-information-tables" name="statement-statement-note-7-supplemental-disclosures-of-cash-flow-information-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-8-fair-value-measurements-assets-measured-at-fair-value-on-recurring-and-nonrecurring-basis-details" name="statement-statement-note-8-fair-value-measurements-assets-measured-at-fair-value-on-recurring-and-nonrecurring-basis-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details" name="statement-statement-note-8-fair-value-measurements-carrying-value-and-estimated-fair-value-of-financial-instruments-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-8-fair-value-measurements-tables" name="statement-statement-note-8-fair-value-measurements-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-9-revenue-from-contracts-with-customers-noninterest-income-details" name="statement-statement-note-9-revenue-from-contracts-with-customers-noninterest-income-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fcap_statement-statement-note-9-revenue-from-contracts-with-customers-tables" name="statement-statement-note-9-revenue-from-contracts-with-customers-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
</xsd:schema>
