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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Loans, including fees $ 5,896 $ 5,283 $ 16,755 $ 15,363
Securities:        
Taxable 918 969 2,815 2,875
Tax-exempt 347 368 1,086 1,059
Federal Home Loan Bank dividends 21 20 75 53
Federal funds sold and interest bearing deposits with banks 251 88 529 299
Total interest income 7,433 6,728 21,260 19,649
INTEREST EXPENSE        
Deposits 424 336 1,140 1,041
Advances from Federal Home Loan Bank 0 7 21 7
Total interest expense 424 343 1,161 1,048
Net interest income 7,009 6,385 20,099 18,601
Provision for loan losses 455 150 968 617
Net interest income after provision for loan losses 6,554 6,235 19,131 17,984
NONINTEREST INCOME        
Noninterest income, financial service 1,292 1,270 3,828 3,668
Gain (loss) on sale of securities (7) (95) 54
Gain on sale of loans 320 417 850 1,028
Increase in cash surrender value of life insurance 51 41 179 154
Other income 45 36 229 182
Total noninterest income 1,698 1,748 4,960 5,057
NONINTEREST EXPENSE        
Compensation and benefits 2,914 2,842 8,750 8,276
Occupancy and equipment 434 389 1,261 1,158
Data processing 784 696 2,292 2,022
Professional fees 203 190 562 522
Advertising 78 94 266 269
Net (gain) loss on foreclosed real estate (185) (66) 336 145
Other operating expenses 967 901 2,679 2,612
Total noninterest expense 5,195 5,046 16,146 15,004
Income before income taxes 3,057 2,937 7,945 8,037
Income tax expense 530 825 1,178 2,175
Net Income 2,527 2,112 6,767 5,862
Less: net income attributable to noncontrolling interest in subsidiary 3 3 10 10
Net Income Attributable to First Capital, Inc. $ 2,524 $ 2,109 $ 6,757 $ 5,852
Earnings per common share attributable to First Capital, Inc.:        
Basic (in dollars per share) $ 0.76 $ 0.63 $ 2.03 $ 1.76
Diluted (in dollars per share) 0.76 0.63 2.03 1.76
Dividends per share (in dollars per share) $ 0.23 $ 0.22 $ 0.69 $ 0.64
Deposit Account [Member]        
NONINTEREST INCOME        
Noninterest income, financial service $ 1,198 $ 1,155 $ 3,495 $ 3,288
Investment Advisory, Management and Administrative Service [Member]        
NONINTEREST INCOME        
Noninterest income, financial service $ 84 $ 106 $ 302 $ 351