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Note 3 - Loans and Allowance for Loan Losses (Tables) | 3 Months Ended
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Mar. 31, 2019
Notes Tables |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
(In thousands) |  |  | March 31, 2019 |  |  |  | December 31, 2018 |
Real estate mortgage loans: |  |  |  |  |  |  |  |
Residential |  | $ | 141,511 |  |  | $ | 136,445 |
Land |  |  | 22,148 |  |  |  | 22,607 |
Residential construction |  |  | 30,297 |  |  |  | 31,459 |
Commercial real estate |  |  | 106,787 |  |  |  | 107,445 |
Commercial real estate contruction |  |  | 22,075 |  |  |  | 20,591 |
Commercial business loans |  |  | 40,053 |  |  |  | 36,297 |
Consumer loans: |  |  |  |  |  |  |  |
Home equity and second mortgage loans |  |  | 53,467 |  |  |  | 51,731 |
Automobile loans |  |  | 42,835 |  |  |  | 42,124 |
Loans secured by savings accounts |  |  | 1,383 |  |  |  | 1,399 |
Unsecured loans |  |  | 3,510 |  |  |  | 3,638 |
Other consumer loans |  |  | 10,247 |  |  |  | 10,169 |
Gross loans |  |  | 474,313 |  |  |  | 463,905 |
Less undisbursed portion of loans in process |  |  | (21,299 | ) |  |  | (26,675 | )
Principal loan balance |  |  | 453,014 |  |  |  | 437,230 |
Deferred loan origination fees, net |  |  | 1,106 |  |  |  | 1,095 |
Allowance for loan losses |  |  | (4,339 | ) |  |  | (4,065 | )
Loans, net |  | $ | 449,781 |  |  | $ | 434,260 |
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block] |
|  |  | Residential Real Estate |  |  |  | Land |  |  |  | Construction |  |  |  | Commercial Real Estate |  |  |  | Commercial Business |  |  |  | Home Equity & 2nd Mtg |  |  |  | Other Consumer |  |  |  | Total |
|  | (In thousands)
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 28 |  |  | $ | - |  |  | $ | - |  |  | $ | 39 |  |  | $ | 1 |  |  | $ | - |  |  | $ | - |  |  | $ | 68 |
Collectively evaluated for impairment |  |  | 699 |  |  |  | 164 |  |  |  | 291 |  |  |  | 1,352 |  |  |  | 540 |  |  |  | 450 |  |  |  | 775 |  |  |  | 4,271 |
Acquired with deteriorated credit quality |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Ending balance |  | $ | 727 |  |  | $ | 164 |  |  | $ | 291 |  |  | $ | 1,391 |  |  | $ | 541 |  |  | $ | 450 |  |  | $ | 775 |  |  | $ | 4,339 |
|  |  | Residential Real Estate |  |  |  | Land |  |  |  | Construction |  |  |  | Commercial Real Estate |  |  |  | Commercial Business |  |  |  | Home Equity & 2nd Mtg |  |  |  | Other Consumer |  |  |  | Total |
|  | (In thousands)
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 3 |  |  | $ | - |  |  | $ | - |  |  | $ | 44 |  |  | $ | 1 |  |  | $ | - |  |  | $ | - |  |  | $ | 48 |
Collectively evaluated for impairment |  |  | 690 |  |  |  | 162 |  |  |  | 224 |  |  |  | 1,357 |  |  |  | 458 |  |  |  | 443 |  |  |  | 683 |  |  |  | 4,017 |
Acquired with deteriorated credit quality |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Ending balance |  | $ | 693 |  |  | $ | 162 |  |  | $ | 224 |  |  | $ | 1,401 |  |  | $ | 459 |  |  | $ | 443 |  |  | $ | 683 |  |  | $ | 4,065 |
|  |  | Residential Real Estate |  |  |  | Land |  |  |  | Construction |  |  |  | Commercial Real Estate |  |  |  | Commercial Business |  |  |  | Home Equity & 2nd Mtg |  |  |  | Other Consumer |  |  |  | Total |
|  | (In thousands)
Allowance for loan losses: |  |  |  |  |  |
Beginning balance |  | $ | 693 |  |  | $ | 162 |  |  | $ | 224 |  |  | $ | 1,401 |  |  | $ | 459 |  |  | $ | 443 |  |  | $ | 683 |  |  | $ | 4,065 |
Provisions for loan losses |  |  | 71 |  |  |  | 2 |  |  |  | 67 |  |  |  | (10 | ) |  |  | 82 |  |  |  | 5 |  |  |  | 233 |  |  |  | 450 |
Charge-offs |  |  | (39 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (181 | ) |  |  | (220 | )
Recoveries |  |  | 2 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 2 |  |  |  | 40 |  |  |  | 44 |
Ending balance |  | $ | 727 |  |  | $ | 164 |  |  | $ | 291 |  |  | $ | 1,391 |  |  | $ | 541 |  |  | $ | 450 |  |  | $ | 775 |  |  | $ | 4,339 |
|  |  | Residential Real Estate |  |  |  | Land |  |  |  | Construction |  |  |  | Commercial Real Estate |  |  |  | Commercial Business |  |  |  | Home Equity & 2nd Mtg |  |  |  | Other Consumer |  |  |  | Total |
|  | (In thousands)
Allowance for loan losses: |  |
Beginning balance |  | $ | 219 |  |  | $ | 133 |  |  | $ | 245 |  |  | $ | 1,622 |  |  | $ | 291 |  |  | $ | 710 |  |  | $ | 414 |  |  | $ | 3,634 |
Provisions for loan losses |  |  | 139 |  |  |  | 23 |  |  |  | 46 |  |  |  | (110 | ) |  |  | (15 | ) |  |  | (33 | ) |  |  | 147 |  |  |  | 197 |
Charge-offs |  |  | (60 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (1 | ) |  |  | - |  |  |  | (196 | ) |  |  | (257 | )
Recoveries |  |  | 3 |  |  |  | - |  |  |  | - |  |  |  | 8 |  |  |  | 1 |  |  |  | 3 |  |  |  | 42 |  |  |  | 57 |
Ending balance |  | $ | 301 |  |  | $ | 156 |  |  | $ | 291 |  |  | $ | 1,520 |  |  | $ | 276 |  |  | $ | 680 |  |  | $ | 407 |  |  | $ | 3,631 |
Impaired Financing Receivables [Table Text Block] |
|  | At March 31, 2019 |  | Three Months Ended March 31, 2019 |  | Three Months Ended March 31, 2018
|  |  | Recorded Investment |  |  |  | Unpaid Principal Balance |  |  |  | Related Allowance |  |  |  | Average Recorded Investment |  |  |  | Interest Income Recognized |  |  |  | Average Recorded Investment |  |  |  | Interest Income Recognized |
|  | (In thousands)
Loans with no related allowance recorded: |  |
Residential |  | $ | 2,192 |  |  | $ | 2,478 |  |  | $ | - |  |  | $ | 2,181 |  |  | $ | 3 |  |  | $ | 2,610 |  |  | $ | 7 |
Land |  |  | 189 |  |  |  | 191 |  |  |  | - |  |  |  | 171 |  |  |  | - |  |  |  | 47 |  |  |  | - |
Construction |  |  | 525 |  |  |  | 525 |  |  |  | - |  |  |  | 523 |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | 251 |  |  |  | 258 |  |  |  | - |  |  |  | 253 |  |  |  | 2 |  |  |  | 383 |  |  |  | 5 |
Commercial business |  |  | 396 |  |  |  | 447 |  |  |  | - |  |  |  | 398 |  |  |  | 3 |  |  |  | 152 |  |  |  | 4 |
Home equity/2nd mortgage |  |  | 25 |  |  |  | 34 |  |  |  | - |  |  |  | 30 |  |  |  | - |  |  |  | 69 |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 4 |  |  |  | - |
|  |  | 3,578 |  |  |  | 3,933 |  |  |  | - |  |  |  | 3,556 |  |  |  | 8 |  |  |  | 3,265 |  |  |  | 16 |
Loans with an allowance recorded: |  |
Residential |  |  | 137 |  |  |  | 145 |  |  |  | 28 |  |  |  | 76 |  |  |  | - |  |  |  | 245 |  |  |  | - |
Land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | 206 |  |  |  | 212 |  |  |  | 39 |  |  |  | 103 |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial business |  |  | 26 |  |  |  | 30 |  |  |  | 1 |  |  |  | 119 |  |  |  | - |  |  |  | 29 |  |  |  | - |
Home equity/2nd mortgage |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 14 |  |  |  | - |  |  |  | 13 |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
|  |  | 369 |  |  |  | 387 |  |  |  | 68 |  |  |  | 312 |  |  |  | - |  |  |  | 287 |  |  |  | - |
Total: |  |
Residential |  |  | 2,329 |  |  |  | 2,623 |  |  |  | 28 |  |  |  | 2,257 |  |  |  | 3 |  |  |  | 2,855 |  |  |  | 7 |
Land |  |  | 189 |  |  |  | 191 |  |  |  | - |  |  |  | 171 |  |  |  | - |  |  |  | 47 |  |  |  | - |
Construction |  |  | 525 |  |  |  | 525 |  |  |  | - |  |  |  | 523 |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | 457 |  |  |  | 470 |  |  |  | 39 |  |  |  | 356 |  |  |  | 2 |  |  |  | 383 |  |  |  | 5 |
Commercial business |  |  | 422 |  |  |  | 477 |  |  |  | 1 |  |  |  | 517 |  |  |  | 3 |  |  |  | 181 |  |  |  | 4 |
Home equity/2nd mortgage |  |  | 25 |  |  |  | 34 |  |  |  | - |  |  |  | 44 |  |  |  | - |  |  |  | 82 |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 4 |  |  |  | - |
|  | $ | 3,947 |  |  | $ | 4,320 |  |  | $ | 68 |  |  | $ | 3,868 |  |  | $ | 8 |  |  | $ | 3,552 |  |  | $ | 16 |
|  |  | Recorded Investment |  |  |  | Unpaid Principal Balance |  |  |  | Related Allowance |
|  | (In thousands)
Loans with no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Residential |  | $ | 2,170 |  |  | $ | 2,409 |  |  | $ | - |
Land |  |  | 152 |  |  |  | 153 |  |  |  | - |
Construction |  |  | 521 |  |  |  | 521 |  |  |  | - |
Commercial real estate |  |  | 255 |  |  |  | 260 |  |  |  | - |
Commercial business |  |  | 400 |  |  |  | 451 |  |  |  | - |
Home equity/2nd mortgage |  |  | 35 |  |  |  | 44 |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |
|  |  | 3,533 |  |  |  | 3,838 |  |  |  | - |
Loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Residential |  |  | 14 |  |  |  | 15 |  |  |  | 3 |
Land |  |  | - |  |  |  | - |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | 211 |  |  |  | 213 |  |  |  | 44 |
Commercial business |  |  | 27 |  |  |  | 30 |  |  |  | 1 |
Home equity/2nd mortgage |  |  | - |  |  |  | - |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |
|  |  | 252 |  |  |  | 258 |  |  |  | 48 |
Total: |  |  |  |  |  |  |  |  |  |  |  |
Residential |  |  | 2,184 |  |  |  | 2,424 |  |  |  | 3 |
Land |  |  | 152 |  |  |  | 153 |  |  |  | - |
Construction |  |  | 521 |  |  |  | 521 |  |  |  | - |
Commercial real estate |  |  | 466 |  |  |  | 473 |  |  |  | 44 |
Commercial business |  |  | 427 |  |  |  | 481 |  |  |  | 1 |
Home equity/2nd mortgage |  |  | 35 |  |  |  | 44 |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |
|  | $ | 3,785 |  |  | $ | 4,096 |  |  | $ | 48 |
Financing Receivable, Nonaccrual [Table Text Block] |
|  | March 31, 2019 |  | December 31, 2018
|  |  | Nonaccrual Loans |  |  |  | Loans 90+ Days Past Due Still Accruing |  |  |  | Total Nonperforming Loans |  |  |  | Nonaccrual Loans |  |  |  | Loans 90+ Days Past Due Still Accruing |  |  |  | Total Nonperforming Loans |
|  | (In thousands)
Residential |  | $ | 2,065 |  |  | $ | 59 |  |  | $ | 2,124 |  |  | $ | 1,769 |  |  | $ | - |  |  | $ | 1,769 |
Land |  |  | 189 |  |  |  | - |  |  |  | 189 |  |  |  | 152 |  |  |  | - |  |  |  | 152 |
Construction |  |  | 525 |  |  |  | - |  |  |  | 525 |  |  |  | 521 |  |  |  | - |  |  |  | 521 |
Commercial real estate |  |  | 362 |  |  |  | - |  |  |  | 362 |  |  |  | 371 |  |  |  | - |  |  |  | 371 |
Commercial business |  |  | 205 |  |  |  | - |  |  |  | 205 |  |  |  | 207 |  |  |  | - |  |  |  | 207 |
Home equity/2nd mortgage |  |  | 25 |  |  |  | - |  |  |  | 25 |  |  |  | 35 |  |  |  | - |  |  |  | 35 |
Other consumer |  |  | - |  |  |  | 3 |  |  |  | 3 |  |  |  | - |  |  |  | 2 |  |  |  | 2 |
Total |  | $ | 3,371 |  |  | $ | 62 |  |  | $ | 3,433 |  |  | $ | 3,055 |  |  | $ | 2 |  |  | $ | 3,057 |
Financing Receivable, Past Due [Table Text Block] |
|  |  | 30-59 Days Past Due |  |  |  | 60-89 Days Past Due |  |  |  | 90 Days or More Past Due |  |  |  | Total Past Due |  |  |  | Current |  |  |  | Purchased Credit Impaired Loans |  |  |  | Total Loans |
|  | (In thousands)
Residential |  | $ | 2,936 |  |  | $ | 96 |  |  | $ | 1,396 |  |  | $ | 4,428 |  |  | $ | 137,401 |  |  | $ | 282 |  |  | $ | 142,111 |
Land |  |  | 284 |  |  |  | 12 |  |  |  | 153 |  |  |  | 449 |  |  |  | 21,831 |  |  |  | - |  |  |  | 22,280 |
Construction |  |  | 394 |  |  |  | - |  |  |  | 525 |  |  |  | 919 |  |  |  | 30,247 |  |  |  | - |  |  |  | 31,166 |
Commercial real estate |  |  | 509 |  |  |  | - |  |  |  | - |  |  |  | 509 |  |  |  | 106,438 |  |  |  | 45 |  |  |  | 106,992 |
Commercial business |  |  | 167 |  |  |  | - |  |  |  | 145 |  |  |  | 312 |  |  |  | 39,864 |  |  |  | - |  |  |  | 40,176 |
Home equity/2nd mortgage |  |  | 148 |  |  |  | - |  |  |  | 25 |  |  |  | 173 |  |  |  | 54,590 |  |  |  | - |  |  |  | 54,763 |
Other consumer |  |  | 194 |  |  |  | 57 |  |  |  | 3 |  |  |  | 254 |  |  |  | 57,940 |  |  |  | - |  |  |  | 58,194 |
Total |  | $ | 4,632 |  |  | $ | 165 |  |  | $ | 2,247 |  |  | $ | 7,044 |  |  | $ | 448,311 |  |  | $ | 327 |  |  | $ | 455,682 |
|  |  | 30-59 Days Past Due |  |  |  | 60-89 Days Past Due |  |  |  | 90 Days or More Past Due |  |  |  | Total Past Due |  |  |  | Current |  |  |  | Purchased Credit Impaired Loans |  |  |  | Total Loans |
|  | (In thousands)
Residential |  | $ | 2,617 |  |  | $ | 926 |  |  | $ | 1,189 |  |  | $ | 4,732 |  |  | $ | 132,005 |  |  | $ | 282 |  |  | $ | 137,019 |
Land |  |  | 247 |  |  |  | 39 |  |  |  | 152 |  |  |  | 438 |  |  |  | 22,306 |  |  |  | - |  |  |  | 22,744 |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 25,442 |  |  |  | - |  |  |  | 25,442 |
Commercial real estate |  |  | 450 |  |  |  | - |  |  |  | - |  |  |  | 450 |  |  |  | 107,174 |  |  |  | 48 |  |  |  | 107,672 |
Commercial business |  |  | 377 |  |  |  | - |  |  |  | 145 |  |  |  | 522 |  |  |  | 35,895 |  |  |  | - |  |  |  | 36,417 |
Home equity/2nd mortgage |  |  | 191 |  |  |  | - |  |  |  | 35 |  |  |  | 226 |  |  |  | 52,777 |  |  |  | - |  |  |  | 53,003 |
Other consumer |  |  | 491 |  |  |  | 50 |  |  |  | 2 |  |  |  | 543 |  |  |  | 57,015 |  |  |  | - |  |  |  | 57,558 |
Total |  | $ | 4,373 |  |  | $ | 1,015 |  |  | $ | 1,523 |  |  | $ | 6,911 |  |  | $ | 432,614 |  |  | $ | 330 |  |  | $ | 439,855 |
Financing Receivable Credit Quality Indicators [Table Text Block] |
|  |  | Residential Real Estate |  |  |  | Land |  |  |  | Construction |  |  |  | Commercial Real Estate |  |  |  | Commercial Business |  |  |  | Home Equity & 2nd Mtg |  |  |  | Other Consumer |  |  |  | Total |
|  | (In thousands)
March 31, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 139,056 |  |  | $ | 21,891 |  |  | $ | 30,598 |  |  | $ | 104,154 |  |  | $ | 38,822 |  |  | $ | 54,687 |  |  | $ | 57,978 |  |  | $ | 447,186 |
Special Mention |  |  | 131 |  |  |  | 65 |  |  |  | 43 |  |  |  | 1,495 |  |  |  | 869 |  |  |  | - |  |  |  | 216 |  |  |  | 2,819 |
Substandard |  |  | 788 |  |  |  | 135 |  |  |  | - |  |  |  | 981 |  |  |  | 280 |  |  |  | 51 |  |  |  | - |  |  |  | 2,235 |
Doubtful |  |  | 2,136 |  |  |  | 189 |  |  |  | 525 |  |  |  | 362 |  |  |  | 205 |  |  |  | 25 |  |  |  | - |  |  |  | 3,442 |
Loss |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 142,111 |  |  | $ | 22,280 |  |  | $ | 31,166 |  |  | $ | 106,992 |  |  | $ | 40,176 |  |  | $ | 54,763 |  |  | $ | 58,194 |  |  | $ | 455,682 |
December 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 133,878 |  |  | $ | 22,458 |  |  | $ | 24,921 |  |  | $ | 104,843 |  |  | $ | 35,162 |  |  | $ | 52,859 |  |  | $ | 57,529 |  |  | $ | 431,650 |
Special Mention |  |  | 133 |  |  |  | 65 |  |  |  | - |  |  |  | 1,520 |  |  |  | 763 |  |  |  | - |  |  |  | 29 |  |  |  | 2,510 |
Substandard |  |  | 1,168 |  |  |  | 69 |  |  |  | - |  |  |  | 938 |  |  |  | 285 |  |  |  | 109 |  |  |  | - |  |  |  | 2,569 |
Doubtful |  |  | 1,840 |  |  |  | 152 |  |  |  | 521 |  |  |  | 371 |  |  |  | 207 |  |  |  | 35 |  |  |  | - |  |  |  | 3,126 |
Loss |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 137,019 |  |  | $ | 22,744 |  |  | $ | 25,442 |  |  | $ | 107,672 |  |  | $ | 36,417 |  |  | $ | 53,003 |  |  | $ | 57,558 |  |  | $ | 439,855 |
Financing Receivable, Troubled Debt Restructuring [Table Text Block] |
|  | March 31, 2019 |  | December 31, 2018
|  |  | Accruing |  |  |  | Nonaccrual |  |  |  | Total |  |  |  | Related Allowance for Loan Losses |  |  |  | Accruing |  |  |  | Nonaccrual |  |  |  | Total |  |  |  | Related Allowance for Loan Losses |
|  | (In thousands)
Troubled debt restructurings: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 146 |  |  | $ | 297 |  |  | $ | 443 |  |  | $ | - |  |  | $ | 295 |  |  | $ | 302 |  |  | $ | 597 |  |  | $ | - |
Commercial real estate |  |  | 190 |  |  |  | 362 |  |  |  | 552 |  |  |  | 39 |  |  |  | 190 |  |  |  | 371 |  |  |  | 561 |  |  |  | 44 |
Commercial business |  |  | 216 |  |  |  | - |  |  |  | 216 |  |  |  | - |  |  |  | 218 |  |  |  | - |  |  |  | 218 |  |  |  | - |
Total |  | $ | 552 |  |  | $ | 659 |  |  | $ | 1,211 |  |  | $ | 39 |  |  | $ | 703 |  |  | $ | 673 |  |  | $ | 1,376 |  |  | $ | 44 |
Schedule of Purchased Credit Impaired Loans [Table Text Block] |
(In thousands) |  |  | March 31, 2019 |  |  |  | December 31, 2018 |
Residential real estate |  | $ | 282 |  |  | $ | 282 |
Commercial real estate |  |  | 45 |  |  |  | 48 |
Carrying amount |  |  | 327 |  |  |  | 330 |
Allowance for loan losses |  |  | - |  |  |  | - |
Carrying amount, net of allowance |  | $ | 327 |  |  | $ | 330 |
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Table Text Block] |
|  |  | 2019 |  |  |  | 2018 |
Balance at beginning of period |  | $ | 423 |  |  | $ | 470 |
New loans purchased |  |  | - |  |  |  | - |
Accretion to income |  |  | (12 | ) |  |  | (14 | )
Disposals and other adjustments |  |  | - |  |  |  | - |
Reclassification from nonaccretable difference |  |  | (2 | ) |  |  | 3 |
Balance at end of period |  | $ | 409 |  |  | $ | 459 |
Financing Receivable [Member] |
Notes Tables |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
|  |  | Residential Real Estate |  |  |  | Land |  |  |  | Construction |  |  |  | Commercial Real Estate |  |  |  | Commercial Business |  |  |  | Home Equity & 2nd Mtg |  |  |  | Other Consumer |  |  |  | Total |
|  | (In thousands)
Recorded Investment in Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Principal loan balance |  | $ | 141,511 |  |  | $ | 22,148 |  |  | $ | 31,073 |  |  | $ | 106,787 |  |  | $ | 40,053 |  |  | $ | 53,467 |  |  | $ | 57,975 |  |  | $ | 453,014 |
Accrued interest receivable |  |  | 495 |  |  |  | 113 |  |  |  | 102 |  |  |  | 244 |  |  |  | 123 |  |  |  | 266 |  |  |  | 219 |  |  |  | 1,562 |
Net deferred loan origination fees and costs |  |  | 105 |  |  |  | 19 |  |  |  | (9 | ) |  |  | (39 | ) |  |  | - |  |  |  | 1,030 |  |  |  | - |  |  |  | 1,106 |
Recorded investment in loans |  | $ | 142,111 |  |  | $ | 22,280 |  |  | $ | 31,166 |  |  | $ | 106,992 |  |  | $ | 40,176 |  |  | $ | 54,763 |  |  | $ | 58,194 |  |  | $ | 455,682 |
Recorded Investment in Loans as Evaluated for Impairment: |  |
Individually evaluated for impairment |  | $ | 2,329 |  |  | $ | 189 |  |  | $ | 525 |  |  | $ | 457 |  |  | $ | 422 |  |  | $ | 25 |  |  | $ | - |  |  | $ | 3,947 |
Collectively evaluated for impairment |  |  | 139,500 |  |  |  | 22,091 |  |  |  | 30,641 |  |  |  | 106,490 |  |  |  | 39,754 |  |  |  | 54,738 |  |  |  | 58,194 |  |  |  | 451,408 |
Acquired with deteriorated credit quality |  |  | 282 |  |  |  | - |  |  |  | - |  |  |  | 45 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 327 |
Ending balance |  | $ | 142,111 |  |  | $ | 22,280 |  |  | $ | 31,166 |  |  | $ | 106,992 |  |  | $ | 40,176 |  |  | $ | 54,763 |  |  | $ | 58,194 |  |  | $ | 455,682 |
|  |  | Residential Real Estate |  |  |  | Land |  |  |  | Construction |  |  |  | Commercial Real Estate |  |  |  | Commercial Business |  |  |  | Home Equity & 2nd Mtg |  |  |  | Other Consumer |  |  |  | Total |
|  | (In thousands)
Recorded Investment in Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Principal loan balance |  | $ | 136,445 |  |  | $ | 22,607 |  |  | $ | 25,375 |  |  | $ | 107,445 |  |  | $ | 36,297 |  |  | $ | 51,731 |  |  | $ | 57,330 |  |  | $ | 437,230 |
Accrued interest receivable |  |  | 475 |  |  |  | 119 |  |  |  | 76 |  |  |  | 265 |  |  |  | 120 |  |  |  | 247 |  |  |  | 228 |  |  |  | 1,530 |
Net deferred loan origination fees and costs |  |  | 99 |  |  |  | 18 |  |  |  | (9 | ) |  |  | (38 | ) |  |  | - |  |  |  | 1,025 |  |  |  | - |  |  |  | 1,095 |
Recorded investment in loans |  | $ | 137,019 |  |  | $ | 22,744 |  |  | $ | 25,442 |  |  | $ | 107,672 |  |  | $ | 36,417 |  |  | $ | 53,003 |  |  | $ | 57,558 |  |  | $ | 439,855 |
Recorded Investment in Loans as Evaluated for Impairment: |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 2,184 |  |  | $ | 152 |  |  | $ | 521 |  |  | $ | 466 |  |  | $ | 427 |  |  | $ | 35 |  |  | $ | - |  |  | $ | 3,785 |
Collectively evaluated for impairment |  |  | 134,553 |  |  |  | 22,592 |  |  |  | 24,921 |  |  |  | 107,158 |  |  |  | 35,990 |  |  |  | 52,968 |  |  |  | 57,558 |  |  |  | 435,740 |
Acquired with deteriorated credit quality |  |  | 282 |  |  |  | - |  |  |  | - |  |  |  | 48 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 330 |
Ending balance |  | $ | 137,019 |  |  | $ | 22,744 |  |  | $ | 25,442 |  |  | $ | 107,672 |  |  | $ | 36,417 |  |  | $ | 53,003 |  |  | $ | 57,558 |  |  | $ | 439,855 |

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