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Note 3 - Loans and Allowance for Loan Losses (Tables) | 9 Months Ended
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Sep. 30, 2019
Notes Tables |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
|  | September 30, |  | December 31,
(In thousands) |  | 2019 |  | 2018
Real estate mortgage loans: |  |  |  |  |  |  |  |
Residential |  | $ | 142,801 |  |  | $ | 136,445 |
Land |  |  | 21,929 |  |  |  | 22,607 |
Residential construction |  |  | 32,250 |  |  |  | 31,459 |
Commercial real estate |  |  | 116,584 |  |  |  | 107,445 |
Commercial real estate construction |  |  | 23,469 |  |  |  | 20,591 |
Commercial business loans |  |  | 38,620 |  |  |  | 36,297 |
Consumer loans: |  |  |  |  |  |  |  |
Home equity and second mortgage loans |  |  | 52,387 |  |  |  | 51,731 |
Automobile loans |  |  | 47,440 |  |  |  | 42,124 |
Loans secured by savings accounts |  |  | 1,303 |  |  |  | 1,399 |
Unsecured loans |  |  | 3,634 |  |  |  | 3,638 |
Other consumer loans |  |  | 10,973 |  |  |  | 10,169 |
Gross loans |  |  | 491,390 |  |  |  | 463,905 |
Less undisbursed portion of loans in process |  |  | (20,076 | ) |  |  | (26,675 | )
Principal loan balance |  |  | 471,314 |  |  |  | 437,230 |
Deferred loan origination fees, net |  |  | 1,119 |  |  |  | 1,095 |
Allowance for loan losses |  |  | (4,739 | ) |  |  | (4,065 | )
Loans, net |  | $ | 467,694 |  |  | $ | 434,260 |
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block] |
|  | Residential |  |  |  |  |  | Commercial |  | Commercial |  | Home Equity & |  | Other |  |
|  | Real Estate |  | Land |  | Construction |  | Real Estate |  | Business |  | 2nd Mtg |  | Consumer |  | Total
|  | (In thousands)
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 16 |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | 14 |  |  | $ | - |  |  | $ | 30 |
Collectively evaluated for impairment |  |  | 770 |  |  |  | 172 |  |  |  | 351 |  |  |  | 1,482 |  |  |  | 552 |  |  |  | 473 |  |  |  | 889 |  |  |  | 4,689 |
Acquired with deteriorated credit quality |  |  | 20 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 20 |
Ending balance |  | $ | 806 |  |  | $ | 172 |  |  | $ | 351 |  |  | $ | 1,482 |  |  | $ | 552 |  |  | $ | 487 |  |  | $ | 889 |  |  | $ | 4,739 |
|  | Residential |  |  |  |  |  | Commercial |  | Commercial |  | Home Equity & |  | Other |  |
|  | Real Estate |  | Land |  | Construction |  | Real Estate |  | Business |  | 2nd Mtg |  | Consumer |  | Total
|  | (In thousands)
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 3 |  |  | $ | - |  |  | $ | - |  |  | $ | 44 |  |  | $ | 1 |  |  | $ | - |  |  | $ | - |  |  | $ | 48 |
Collectively evaluated for impairment |  |  | 690 |  |  |  | 162 |  |  |  | 224 |  |  |  | 1,357 |  |  |  | 458 |  |  |  | 443 |  |  |  | 683 |  |  |  | 4,017 |
Acquired with deteriorated credit quality |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Ending balance |  | $ | 693 |  |  | $ | 162 |  |  | $ | 224 |  |  | $ | 1,401 |  |  | $ | 459 |  |  | $ | 443 |  |  | $ | 683 |  |  | $ | 4,065 |
|  | Residential |  |  |  |  |  | Commercial |  | Commercial |  | Home Equity & |  | Other |  |
|  | Real Estate |  | Land |  | Construction |  | Real Estate |  | Business |  | 2nd Mtg |  | Consumer |  | Total
|  | (In thousands)
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Changes in Allowance for Loan Losses for the three-months ended September 30, 2019
Beginning balance |  | $ | 754 |  |  | $ | 170 |  |  | $ | 316 |  |  | $ | 1,452 |  |  | $ | 596 |  |  | $ | 472 |  |  | $ | 849 |  |  | $ | 4,609 |
Provisions for loan losses |  |  | 56 |  |  |  | 1 |  |  |  | 35 |  |  |  | 30 |  |  |  | (48 | ) |  |  | 14 |  |  |  | 137 |  |  |  | 225 |
Charge-offs |  |  | (4 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (156 | ) |  |  | (160 | )
Recoveries |  |  | - |  |  |  | 1 |  |  |  | - |  |  |  | - |  |  |  | 4 |  |  |  | 1 |  |  |  | 59 |  |  |  | 65 |
Ending balance |  | $ | 806 |  |  | $ | 172 |  |  | $ | 351 |  |  | $ | 1,482 |  |  | $ | 552 |  |  | $ | 487 |  |  | $ | 889 |  |  | $ | 4,739 |
Changes in Allowance for Loan Losses for the nine-months ended September 30, 2019
Beginning balance |  | $ | 693 |  |  | $ | 162 |  |  | $ | 224 |  |  | $ | 1,401 |  |  | $ | 459 |  |  | $ | 443 |  |  | $ | 683 |  |  | $ | 4,065 |
Provisions for loan losses |  |  | 131 |  |  |  | 9 |  |  |  | 127 |  |  |  | 81 |  |  |  | 89 |  |  |  | 39 |  |  |  | 499 |  |  |  | 975 |
Charge-offs |  |  | (135 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (2 | ) |  |  | (456 | ) |  |  | (593 | )
Recoveries |  |  | 117 |  |  |  | 1 |  |  |  | - |  |  |  | - |  |  |  | 4 |  |  |  | 7 |  |  |  | 163 |  |  |  | 292 |
Ending balance |  | $ | 806 |  |  | $ | 172 |  |  | $ | 351 |  |  | $ | 1,482 |  |  | $ | 552 |  |  | $ | 487 |  |  | $ | 889 |  |  | $ | 4,739 |
|  | Residential |  |  |  |  |  | Commercial |  | Commercial |  | Home Equity & |  | Other |  |
|  | Real Estate |  | Land |  | Construction |  | Real Estate |  | Business |  | 2nd Mtg |  | Consumer |  | Total
|  | (In thousands)
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Changes in Allowance for Loan Losses for the three-months ended September 30, 2018
Beginning balance |  | $ | 688 |  |  | $ | 148 |  |  | $ | 216 |  |  | $ | 1,306 |  |  | $ | 417 |  |  | $ | 607 |  |  | $ | 485 |  |  | $ | 3,867 |
Provisions for loan losses |  |  | 71 |  |  |  | 13 |  |  |  | 1 |  |  |  | 8 |  |  |  | 55 |  |  |  | 89 |  |  |  | 218 |  |  |  | 455 |
Charge-offs |  |  | (5 | ) |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | (2 | ) |  |  | (8 | ) |  |  | (180 | ) |  |  | (195 | )
Recoveries |  |  | 1 |  |  |  | 0 |  |  |  | 0 |  |  |  | 3 |  |  |  | 0 |  |  |  | 3 |  |  |  | 45 |  |  |  | 52 |
Ending balance |  | $ | 755 |  |  | $ | 161 |  |  | $ | 217 |  |  | $ | 1,317 |  |  | $ | 470 |  |  | $ | 691 |  |  | $ | 568 |  |  | $ | 4,179 |
Changes in Allowance for Loan Losses for the nine-months ended September 30, 2018
Beginning balance |  | $ | 219 |  |  | $ | 133 |  |  | $ | 245 |  |  | $ | 1,622 |  |  | $ | 291 |  |  | $ | 710 |  |  | $ | 414 |  |  | $ | 3,634 |
Provisions for loan losses |  |  | 608 |  |  |  | 28 |  |  |  | (28 | ) |  |  | (340 | ) |  |  | 181 |  |  |  | (19 | ) |  |  | 538 |  |  |  | 968 |
Charge-offs |  |  | (79 | ) |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | (3 | ) |  |  | (21 | ) |  |  | (514 | ) |  |  | (617 | )
Recoveries |  |  | 7 |  |  |  | 0 |  |  |  | 0 |  |  |  | 35 |  |  |  | 1 |  |  |  | 21 |  |  |  | 130 |  |  |  | 194 |
Ending balance |  | $ | 755 |  |  | $ | 161 |  |  | $ | 217 |  |  | $ | 1,317 |  |  | $ | 470 |  |  | $ | 691 |  |  | $ | 568 |  |  | $ | 4,179 |
Impaired Financing Receivables [Table Text Block] |
|  |  |  |  |  |  |  | Three Months Ended |  | Nine Months Ended
|  | At September 30, 2019 |  | September 30, 2019 |  | September 30, 2019
|  |  |  | Unpaid |  |  |  | Average |  | Interest |  | Average |  | Interest
|  | Recorded |  | Principal |  | Related |  | Recorded |  | Income |  | Recorded |  | Income
|  | Investment |  | Balance |  | Allowance |  | Investment |  | Recognized |  | Investment |  | Recognized
|  | (In thousands)
Loans with no related allowance recorded:
Residential |  | $ | 1,907 |  |  | $ | 2,019 |  |  | $ | - |  |  | $ | 1,882 |  |  | $ | 6 |  |  | $ | 2,032 |  |  | $ | 12 |
Land |  |  | 89 |  |  |  | 89 |  |  |  | - |  |  |  | 141 |  |  |  | - |  |  |  | 156 |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 262 |  |  |  | - |
Commercial real estate |  |  | 689 |  |  |  | 687 |  |  |  | - |  |  |  | 686 |  |  |  | 14 |  |  |  | 470 |  |  |  | 25 |
Commercial business |  |  | 229 |  |  |  | 229 |  |  |  | - |  |  |  | 302 |  |  |  | 3 |  |  |  | 350 |  |  |  | 9 |
Home equity/2nd mortgage |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 14 |  |  |  | - |  |  |  | 22 |  |  |  | - |
Other consumer |  |  | 49 |  |  |  | 48 |  |  |  | - |  |  |  | 27 |  |  |  | - |  |  |  | 13 |  |  |  | - |
|  |  | 2,963 |  |  |  | 3,072 |  |  |  | - |  |  |  | 3,052 |  |  |  | 23 |  |  |  | 3,305 |  |  |  | 46 |
Loans with an allowance recorded:
Residential |  |  | 81 |  |  |  | 80 |  |  |  | 16 |  |  |  | 47 |  |  |  | - |  |  |  | 61 |  |  |  | - |
Land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 100 |  |  |  | - |  |  |  | 101 |  |  |  | - |
Commercial business |  |  | 26 |  |  |  | 26 |  |  |  | - |  |  |  | 26 |  |  |  | - |  |  |  | 72 |  |  |  | - |
Home equity/2nd mortgage |  |  | 37 |  |  |  | 37 |  |  |  | 14 |  |  |  | 19 |  |  |  | - |  |  |  | 16 |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
|  |  | 144 |  |  |  | 143 |  |  |  | 30 |  |  |  | 192 |  |  |  | - |  |  |  | 250 |  |  |  | - |
Total: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential |  |  | 1,988 |  |  |  | 2,099 |  |  |  | 16 |  |  |  | 1,929 |  |  |  | 6 |  |  |  | 2,093 |  |  |  | 12 |
Land |  |  | 89 |  |  |  | 89 |  |  |  | - |  |  |  | 141 |  |  |  | - |  |  |  | 156 |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 262 |  |  |  | - |
Commercial real estate |  |  | 689 |  |  |  | 687 |  |  |  | - |  |  |  | 786 |  |  |  | 14 |  |  |  | 571 |  |  |  | 25 |
Commercial business |  |  | 255 |  |  |  | 255 |  |  |  | - |  |  |  | 328 |  |  |  | 3 |  |  |  | 422 |  |  |  | 9 |
Home equity/2nd mortgage |  |  | 37 |  |  |  | 37 |  |  |  | 14 |  |  |  | 33 |  |  |  | - |  |  |  | 38 |  |  |  | - |
Other consumer |  |  | 49 |  |  |  | 48 |  |  |  | - |  |  |  | 27 |  |  |  | - |  |  |  | 13 |  |  |  | - |
|  | $ | 3,107 |  |  | $ | 3,215 |  |  | $ | 30 |  |  | $ | 3,244 |  |  | $ | 23 |  |  | $ | 3,555 |  |  | $ | 46 |
|  | Three Months Ended |  | Nine Months Ended
|  | September 30, 2018 |  | September 30, 2018
|  | Average |  | Interest |  | Average |  | Interest
|  | Recorded |  | Income |  | Recorded |  | Income
|  | Investment |  | Recognized |  | Investment |  | Recognized
Loans with no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential |  | $ | 2,144 |  |  | $ | 7 |  |  | $ | 2,377 |  |  | $ | 19 |
Land |  |  | 215 |  |  |  | - |  |  |  | 131 |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | 303 |  |  |  | 4 |  |  |  | 343 |  |  |  | 14 |
Commercial business |  |  | 241 |  |  |  | 3 |  |  |  | 196 |  |  |  | 11 |
Home equity/2nd mortgage |  |  | 56 |  |  |  | - |  |  |  | 62 |  |  |  | 1 |
Other consumer |  |  | 8 |  |  |  | - |  |  |  | 6 |  |  |  | 1 |
|  |  | 2,967 |  |  |  | 14 |  |  |  | 3,115 |  |  |  | 46 |
Loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential |  |  | 255 |  |  |  | - |  |  |  | 250 |  |  |  | - |
Land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial business |  |  | 54 |  |  |  | - |  |  |  | 41 |  |  |  | - |
Home equity/2nd mortgage |  |  | - |  |  |  | - |  |  |  | 7 |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
|  |  | 309 |  |  |  | 0 |  |  |  | 298 |  |  |  | 0 |
Total: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential |  |  | 2,399 |  |  |  | 7 |  |  |  | 2,627 |  |  |  | 19 |
Land |  |  | 215 |  |  |  | - |  |  |  | 131 |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | 303 |  |  |  | 4 |  |  |  | 343 |  |  |  | 14 |
Commercial business |  |  | 295 |  |  |  | 3 |  |  |  | 237 |  |  |  | 11 |
Home equity/2nd mortgage |  |  | 56 |  |  |  | - |  |  |  | 69 |  |  |  | 1 |
Other consumer |  |  | 8 |  |  |  | - |  |  |  | 6 |  |  |  | 1 |
|  | $ | 3,276 |  |  | $ | 14 |  |  | $ | 3,413 |  |  | $ | 46 |
|  |  |  | Unpaid |  |
|  | Recorded |  | Principal |  | Related
|  | Investment |  | Balance |  | Allowance
|  | (In thousands)
Loans with no related allowance recorded:
Residential |  | $ | 2,170 |  |  | $ | 2,409 |  |  | $ | - |
Land |  |  | 152 |  |  |  | 153 |  |  |  | - |
Construction |  |  | 521 |  |  |  | 521 |  |  |  | - |
Commercial real estate |  |  | 255 |  |  |  | 260 |  |  |  | - |
Commercial business |  |  | 400 |  |  |  | 451 |  |  |  | - |
Home equity/2nd mortgage |  |  | 35 |  |  |  | 44 |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |
|  |  | 3,533 |  |  |  | 3,838 |  |  |  | - |
Loans with an allowance recorded:
Residential |  |  | 14 |  |  |  | 15 |  |  |  | 3 |
Land |  |  | - |  |  |  | - |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | 211 |  |  |  | 213 |  |  |  | 44 |
Commercial business |  |  | 27 |  |  |  | 30 |  |  |  | 1 |
Home equity/2nd mortgage |  |  | - |  |  |  | - |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |
|  |  | 252 |  |  |  | 258 |  |  |  | 48 |
Total:
Residential |  |  | 2,184 |  |  |  | 2,424 |  |  |  | 3 |
Land |  |  | 152 |  |  |  | 153 |  |  |  | - |
Construction |  |  | 521 |  |  |  | 521 |  |  |  | - |
Commercial real estate |  |  | 466 |  |  |  | 473 |  |  |  | 44 |
Commercial business |  |  | 427 |  |  |  | 481 |  |  |  | 1 |
Home equity/2nd mortgage |  |  | 35 |  |  |  | 44 |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |
|  | $ | 3,785 |  |  | $ | 4,096 |  |  | $ | 48 |
Financing Receivable, Nonaccrual [Table Text Block] |
|  | September 30, 2019 |  | December 31, 2018
|  |  |  | Loans 90+ Days |  | Total |  |  |  | Loans 90+ Days |  | Total
|  | Nonaccrual |  | Past Due |  | Nonperforming |  | Nonaccrual |  | Past Due |  | Nonperforming
|  | Loans |  | Still Accruing |  | Loans |  | Loans |  | Still Accruing |  | Loans
|  | (In thousands)
Residential |  | $ | 1,593 |  |  | $ | 14 |  |  | $ | 1,607 |  |  | $ | 1,769 |  |  | $ | - |  |  | $ | 1,769 |
Land |  |  | 89 |  |  |  | - |  |  |  | 89 |  |  |  | 152 |  |  |  | - |  |  |  | 152 |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 521 |  |  |  | - |  |  |  | 521 |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 371 |  |  |  | - |  |  |  | 371 |
Commercial business |  |  | 58 |  |  |  | - |  |  |  | 58 |  |  |  | 207 |  |  |  | - |  |  |  | 207 |
Home equity/2nd mortgage |  |  | 37 |  |  |  | - |  |  |  | 37 |  |  |  | 35 |  |  |  | - |  |  |  | 35 |
Other consumer |  |  | 48 |  |  |  | 1 |  |  |  | 49 |  |  |  | - |  |  |  | 2 |  |  |  | 2 |
Total |  | $ | 1,825 |  |  | $ | 15 |  |  | $ | 1,840 |  |  | $ | 3,055 |  |  | $ | 2 |  |  | $ | 3,057 |
Financing Receivable, Past Due [Table Text Block] |
|  |  |  |  |  |  |  |  |  |  |  | Purchased Credit |  |
|  | 30-59 Days |  | 60-89 Days |  | 90 Days or More |  | Total |  |  |  | Impaired |  | Total
|  | Past Due |  | Past Due |  | Past Due |  | Past Due |  | Current |  | Loans |  | Loans
|  | (In thousands)
Residential |  | $ | 1,984 |  |  | $ | 721 |  |  | $ | 1,161 |  |  | $ | 3,866 |  |  | $ | 139,236 |  |  | $ | 283 |  |  | $ | 143,385 |
Land |  |  | 150 |  |  |  | 36 |  |  |  | 53 |  |  |  | 239 |  |  |  | 21,818 |  |  |  | - |  |  |  | 22,057 |
Construction |  |  | 156 |  |  |  | - |  |  |  | - |  |  |  | 156 |  |  |  | 35,584 |  |  |  | - |  |  |  | 35,740 |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 116,748 |  |  |  | 42 |  |  |  | 116,790 |
Commercial business |  |  | 16 |  |  |  | 37 |  |  |  | 58 |  |  |  | 111 |  |  |  | 38,613 |  |  |  | - |  |  |  | 38,724 |
Home equity/2nd mortgage |  |  | 448 |  |  |  | 83 |  |  |  | 37 |  |  |  | 568 |  |  |  | 53,115 |  |  |  | - |  |  |  | 53,683 |
Other consumer |  |  | 351 |  |  |  | 29 |  |  |  | 1 |  |  |  | 381 |  |  |  | 63,224 |  |  |  | - |  |  |  | 63,605 |
Total |  | $ | 3,105 |  |  | $ | 906 |  |  | $ | 1,310 |  |  | $ | 5,321 |  |  | $ | 468,338 |  |  | $ | 325 |  |  | $ | 473,984 |
|  |  |  |  |  |  |  |  |  |  |  | Purchased |  |
|  | 30-59 Days |  | 60-89 Days |  | 90 Days or More |  | Total |  |  |  | Credit |  | Total
|  | Past Due |  | Past Due |  | Past Due |  | Past Due |  | Current |  | Impaired Loans |  | Loans
|  | (In thousands)
Residential |  | $ | 2,617 |  |  | $ | 926 |  |  | $ | 1,189 |  |  | $ | 4,732 |  |  | $ | 132,005 |  |  | $ | 282 |  |  | $ | 137,019 |
Land |  |  | 247 |  |  |  | 39 |  |  |  | 152 |  |  |  | 438 |  |  |  | 22,306 |  |  |  | - |  |  |  | 22,744 |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 25,442 |  |  |  | - |  |  |  | 25,442 |
Commercial real estate |  |  | 450 |  |  |  | - |  |  |  | - |  |  |  | 450 |  |  |  | 107,174 |  |  |  | 48 |  |  |  | 107,672 |
Commercial business |  |  | 377 |  |  |  | - |  |  |  | 145 |  |  |  | 522 |  |  |  | 35,895 |  |  |  | - |  |  |  | 36,417 |
Home equity/2nd mortgage |  |  | 191 |  |  |  | - |  |  |  | 35 |  |  |  | 226 |  |  |  | 52,777 |  |  |  | - |  |  |  | 53,003 |
Other consumer |  |  | 491 |  |  |  | 50 |  |  |  | 2 |  |  |  | 543 |  |  |  | 57,015 |  |  |  | - |  |  |  | 57,558 |
Total |  | $ | 4,373 |  |  | $ | 1,015 |  |  | $ | 1,523 |  |  | $ | 6,911 |  |  | $ | 432,614 |  |  | $ | 330 |  |  | $ | 439,855 |
Financing Receivable Credit Quality Indicators [Table Text Block] |
|  | Residential |  |  |  |  |  | Commercial |  | Commercial |  | Home Equity & |  | Other |  |
|  | Real Estate |  | Land |  | Construction |  | Real Estate |  | Business |  | 2nd Mtg |  | Consumer |  | Total
|  | (In thousands)
September 30, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 140,354 |  |  | $ | 21,524 |  |  | $ | 35,390 |  |  | $ | 114,510 |  |  | $ | 37,853 |  |  | $ | 53,512 |  |  | $ | 63,492 |  |  | $ | 466,635 |
Special Mention |  |  | 47 |  |  |  | 330 |  |  |  | 350 |  |  |  | 1,050 |  |  |  | 523 |  |  |  | - |  |  |  | 65 |  |  |  | 2,365 |
Substandard |  |  | 1,317 |  |  |  | 114 |  |  |  | - |  |  |  | 1,230 |  |  |  | 290 |  |  |  | 134 |  |  |  | - |  |  |  | 3,085 |
Doubtful |  |  | 1,667 |  |  |  | 89 |  |  |  | - |  |  |  | - |  |  |  | 58 |  |  |  | 37 |  |  |  | 48 |  |  |  | 1,899 |
Loss |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 143,385 |  |  | $ | 22,057 |  |  | $ | 35,740 |  |  | $ | 116,790 |  |  | $ | 38,724 |  |  | $ | 53,683 |  |  | $ | 63,605 |  |  | $ | 473,984 |
December 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 133,878 |  |  | $ | 22,458 |  |  | $ | 24,921 |  |  | $ | 104,843 |  |  | $ | 35,162 |  |  | $ | 52,859 |  |  | $ | 57,529 |  |  | $ | 431,650 |
Special Mention |  |  | 133 |  |  |  | 65 |  |  |  | - |  |  |  | 1,520 |  |  |  | 763 |  |  |  | - |  |  |  | 29 |  |  |  | 2,510 |
Substandard |  |  | 1,168 |  |  |  | 69 |  |  |  | - |  |  |  | 938 |  |  |  | 285 |  |  |  | 109 |  |  |  | - |  |  |  | 2,569 |
Doubtful |  |  | 1,840 |  |  |  | 152 |  |  |  | 521 |  |  |  | 371 |  |  |  | 207 |  |  |  | 35 |  |  |  | - |  |  |  | 3,126 |
Loss |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 137,019 |  |  | $ | 22,744 |  |  | $ | 25,442 |  |  | $ | 107,672 |  |  | $ | 36,417 |  |  | $ | 53,003 |  |  | $ | 57,558 |  |  | $ | 439,855 |
Schedule of Troubled Debt Restructurings by Accrual Status [Table Text Block] |
|  | September 30, 2019 |  | December 31, 2018
|  |  |  |  |  |  |  | Related Allowance |  |  |  |  |  |  |  | Related Allowance
|  | Accruing |  | Nonaccrual |  | Total |  | for Loan Losses |  | Accruing |  | Nonaccrual |  | Total |  | for Loan Losses
|  | (In thousands)
Troubled debt restructurings: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 380 |  |  | $ | 67 |  |  | $ | 447 |  |  | $ | - |  |  | $ | 295 |  |  | $ | 302 |  |  | $ | 597 |  |  | $ | - |
Commercial real estate |  |  | 890 |  |  |  | - |  |  |  | 890 |  |  |  | - |  |  |  | 190 |  |  |  | 371 |  |  |  | 561 |  |  |  | 44 |
Commercial business |  |  | 196 |  |  |  | - |  |  |  | 196 |  |  |  | - |  |  |  | 218 |  |  |  | - |  |  |  | 218 |  |  |  | - |
Total |  | $ | 1,466 |  |  | $ | 67 |  |  | $ | 1,533 |  |  | $ | - |  |  | $ | 703 |  |  | $ | 673 |  |  | $ | 1,376 |  |  | $ | 44 |
Schedule of Purchased Credit Impaired Loans [Table Text Block] |
|  | September 30, |  | December 31,
(In thousands) |  | 2019 |  | 2018
Residential real estate |  | $ | 283 |  |  | $ | 282 |
Commercial real estate |  |  | 42 |  |  |  | 48 |
Carrying amount |  |  | 325 |  |  |  | 330 |
Allowance for loan losses |  |  | (20 | ) |  |  | - |
Carrying amount, net of allowance |  | $ | 305 |  |  | $ | 330 |
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Table Text Block] |
|  | Three Months Ended |  | Nine Months Ended
|  | 9/30/2019 |  | 9/30/2018 |  | 9/30/2019 |  | 9/30/2018
Balance at beginning of period |  | $ | 390 |  |  | $ | 443 |  |  | $ | 423 |  |  | $ | 470 |
New loans purchased |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Accretion to income |  |  | (11 | ) |  |  | (13 | ) |  |  | (35 | ) |  |  | (42 | )
Disposals and other adjustments |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Reclassification (to) from nonaccretable difference |  |  | (4 | ) |  |  | 2 |  |  |  | (13 | ) |  |  | 4 |
Balance at end of period |  | $ | 375 |  |  | $ | 432 |  |  | $ | 375 |  |  | $ | 432 |
Financing Receivable [Member] |
Notes Tables |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
|  | Residential |  |  |  |  |  | Commercial |  | Commercial |  | Home Equity & |  | Other |  |
|  | Real Estate |  | Land |  | Construction |  | Real Estate |  | Business |  | 2nd Mtg |  | Consumer |  | Total
|  | (In thousands)
Recorded Investment in Loans:
Principal loan balance |  | $ | 142,801 |  |  | $ | 21,929 |  |  | $ | 35,643 |  |  | $ | 116,584 |  |  | $ | 38,620 |  |  | $ | 52,387 |  |  | $ | 63,350 |  |  | $ | 471,314 |
Accrued interest receivable |  |  | 468 |  |  |  | 112 |  |  |  | 104 |  |  |  | 264 |  |  |  | 104 |  |  |  | 244 |  |  |  | 255 |  |  |  | 1,551 |
Net deferred loan origination fees and costs |  |  | 116 |  |  |  | 16 |  |  |  | (7 | ) |  |  | (58 | ) |  |  | - |  |  |  | 1,052 |  |  |  | - |  |  |  | 1,119 |
Recorded investment in loans |  | $ | 143,385 |  |  | $ | 22,057 |  |  | $ | 35,740 |  |  | $ | 116,790 |  |  | $ | 38,724 |  |  | $ | 53,683 |  |  | $ | 63,605 |  |  | $ | 473,984 |
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment |  | $ | 1,988 |  |  | $ | 89 |  |  | $ | - |  |  | $ | 689 |  |  | $ | 255 |  |  | $ | 37 |  |  | $ | 49 |  |  | $ | 3,107 |
Collectively evaluated for impairment |  |  | 141,114 |  |  |  | 21,968 |  |  |  | 35,740 |  |  |  | 116,059 |  |  |  | 38,469 |  |  |  | 53,646 |  |  |  | 63,556 |  |  |  | 470,552 |
Acquired with deteriorated credit quality |  |  | 283 |  |  |  | - |  |  |  | - |  |  |  | 42 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 325 |
Ending balance |  | $ | 143,385 |  |  | $ | 22,057 |  |  | $ | 35,740 |  |  | $ | 116,790 |  |  | $ | 38,724 |  |  | $ | 53,683 |  |  | $ | 63,605 |  |  | $ | 473,984 |
|  | Residential |  |  |  |  |  | Commercial |  | Commercial |  | Home Equity & |  | Other |  |
|  | Real Estate |  | Land |  | Construction |  | Real Estate |  | Business |  | 2nd Mtg |  | Consumer |  | Total
|  | (In thousands)
Recorded Investment in Loans:
Principal loan balance |  | $ | 136,445 |  |  | $ | 22,607 |  |  | $ | 25,375 |  |  | $ | 107,445 |  |  | $ | 36,297 |  |  | $ | 51,731 |  |  | $ | 57,330 |  |  | $ | 437,230 |
Accrued interest receivable |  |  | 475 |  |  |  | 119 |  |  |  | 76 |  |  |  | 265 |  |  |  | 120 |  |  |  | 247 |  |  |  | 228 |  |  |  | 1,530 |
Net deferred loan origination fees and costs |  |  | 99 |  |  |  | 18 |  |  |  | (9 | ) |  |  | (38 | ) |  |  | - |  |  |  | 1,025 |  |  |  | - |  |  |  | 1,095 |
Recorded investment in loans |  | $ | 137,019 |  |  | $ | 22,744 |  |  | $ | 25,442 |  |  | $ | 107,672 |  |  | $ | 36,417 |  |  | $ | 53,003 |  |  | $ | 57,558 |  |  | $ | 439,855 |
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment |  | $ | 2,184 |  |  | $ | 152 |  |  | $ | 521 |  |  | $ | 466 |  |  | $ | 427 |  |  | $ | 35 |  |  | $ | - |  |  | $ | 3,785 |
Collectively evaluated for impairment |  |  | 134,553 |  |  |  | 22,592 |  |  |  | 24,921 |  |  |  | 107,158 |  |  |  | 35,990 |  |  |  | 52,968 |  |  |  | 57,558 |  |  |  | 435,740 |
Acquired with deteriorated credit quality |  |  | 282 |  |  |  | - |  |  |  | - |  |  |  | 48 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 330 |
Ending balance |  | $ | 137,019 |  |  | $ | 22,744 |  |  | $ | 25,442 |  |  | $ | 107,672 |  |  | $ | 36,417 |  |  | $ | 53,003 |  |  | $ | 57,558 |  |  | $ | 439,855 |

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