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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
INTEREST INCOME      
Loans, including fees $ 25,746 $ 22,818 $ 20,700
Securities:      
Taxable 3,643 3,756 3,835
Tax-exempt 1,706 1,455 1,437
Dividends 103 97 78
Other interest income 856 760 372
Total interest income 32,054 28,886 26,422
INTEREST EXPENSE      
Deposits 1,960 1,590 1,374
Advances from Federal Home Loan Bank 21 18
Total interest expense 1,960 1,611 1,392
Net interest income 30,094 27,275 25,030
Provision for loan losses 1,425 1,168 915
Net interest income after provision for loan losses 28,669 26,107 24,115
NONINTEREST INCOME      
Noninterest income 5,528 5,255 4,966
Gain (loss) on sale of available for sale securities and time deposits (147) (95) 54
Gain on sale of loans 1,191 1,100 1,385
Unrealized gain (loss) on equity securities 32 (207)
Impairment loss on tax credit investment (270)
Increase in cash value of life insurance 211 227 197
Other income 235 286 219
Total noninterest income 6,926 6,168 6,698
NONINTEREST EXPENSE      
Compensation and benefits 13,119 11,749 11,215
Occupancy and equipment 1,616 1,660 1,543
Data processing 3,536 3,078 2,727
Professional fees 742 791 675
Advertising 540 333 334
Net loss on foreclosed real estate 299 476 316
Other expenses 3,418 3,528 3,448
Total noninterest expense 23,270 21,615 20,258
Income before income taxes 12,325 10,660 10,555
Income tax expense 1,987 1,394 3,103
Net Income 10,338 9,266 7,452
Less: net income attributable to noncontrolling interest in subsidiary 13 13 13
Net Income Attributable to First Capital, Inc. $ 10,325 $ 9,253 $ 7,439
Earnings per common share attributable to First Capital, Inc.:      
Basic (in dollars per share) $ 3.10 $ 2.78 $ 2.24
Diluted (in dollars per share) 3.09 2.77 2.23
Dividends per share on common shares (in dollars per share) $ 0.95 $ 0.92 $ 0.86
Deposit Account [Member]      
NONINTEREST INCOME      
Noninterest income $ 2,088 $ 2,177 $ 2,098
ATM and Debit Card Fees [Member]      
NONINTEREST INCOME      
Noninterest income 2,812 2,564 2,329
Investment Advisory, Management and Administrative Service [Member]      
NONINTEREST INCOME      
Noninterest income $ 504 $ 386 $ 416