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v3.20.1

Note 3 - Loans and Allowance for Loan Losses (Tables) | 3 Months Ended
--- | ---
Mar. 31, 2020
Notes Tables |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
|  | March 31, |  | December 31,
(In thousands) |  | 2020 |  | 2019
Real estate mortgage loans: |  |  |  |  |  |  |  |
Residential |  | $ | 128,039 |  |  | $ | 131,959 |
Land |  |  | 18,861 |  |  |  | 19,185 |
Residential construction |  |  | 42,760 |  |  |  | 35,554 |
Commercial real estate |  |  | 129,180 |  |  |  | 121,563 |
Commercial real estate construction |  |  | 12,620 |  |  |  | 20,086 |
Commercial business loans |  |  | 44,811 |  |  |  | 45,307 |
Consumer loans: |  |  |  |  |  |  |  |
Home equity and second mortgage loans |  |  | 54,655 |  |  |  | 54,677 |
Automobile loans |  |  | 45,304 |  |  |  | 46,443 |
Loans secured by savings accounts |  |  | 1,318 |  |  |  | 1,372 |
Unsecured loans |  |  | 3,434 |  |  |  | 3,653 |
Other consumer loans |  |  | 13,134 |  |  |  | 13,700 |
Gross loans |  |  | 494,116 |  |  |  | 493,499 |
Less undisbursed portion of loans in process |  |  | (24,638 | ) |  |  | (23,081 | )
Principal loan balance |  |  | 469,478 |  |  |  | 470,418 |
Deferred loan origination fees, net |  |  | 1,121 |  |  |  | 1,137 |
Allowance for loan losses |  |  | (5,307 | ) |  |  | (5,061 | )
Loans, net |  | $ | 465,292 |  |  | $ | 466,494 |
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block] |
|  | Residential |  |  |  |  |  | Commercial |  | Commercial |  | Home Equity & |  | Other |  |
|  | Real Estate |  | Land |  | Construction |  | Real Estate |  | Business |  | 2nd Mtg |  | Consumer |  | Total
|  | (In thousands)
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 15 |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | 15 |
Collectively evaluated for impairment |  |  | 891 |  |  |  | 163 |  |  |  | 353 |  |  |  | 1,735 |  |  |  | 620 |  |  |  | 550 |  |  |  | 957 |  |  |  | 5,269 |
Acquired with deteriorated credit quality |  |  | 23 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 23 |
Ending balance |  | $ | 929 |  |  | $ | 163 |  |  | $ | 353 |  |  | $ | 1,735 |  |  | $ | 620 |  |  | $ | 550 |  |  | $ | 957 |  |  | $ | 5,307 |
|  | Residential |  |  |  |  |  | Commercial |  | Commercial |  | Home Equity & |  | Other |  |
|  | Real Estate |  | Land |  | Construction |  | Real Estate |  | Business |  | 2nd Mtg |  | Consumer |  | Total
|  | (In thousands)
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 16 |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | 16 |
Collectively evaluated for impairment |  |  | 839 |  |  |  | 163 |  |  |  | 350 |  |  |  | 1,623 |  |  |  | 595 |  |  |  | 515 |  |  |  | 948 |  |  |  | 5,033 |
Acquired with deteriorated credit quality |  |  | 12 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 12 |
Ending balance |  | $ | 867 |  |  | $ | 163 |  |  | $ | 350 |  |  | $ | 1,623 |  |  | $ | 595 |  |  | $ | 515 |  |  | $ | 948 |  |  | $ | 5,061 |
|  | Residential |  |  |  |  |  | Commercial |  | Commercial |  | Home Equity & |  | Other |  |
|  | Real Estate |  | Land |  | Construction |  | Real Estate |  | Business |  | 2nd Mtg |  | Consumer |  | Total
|  | (In thousands)
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 867 |  |  | $ | 163 |  |  | $ | 350 |  |  | $ | 1,623 |  |  | $ | 595 |  |  | $ | 515 |  |  | $ | 948 |  |  | $ | 5,061 |
Provisions for loan losses |  |  | 62 |  |  |  | - |  |  |  | 3 |  |  |  | 112 |  |  |  | 25 |  |  |  | 33 |  |  |  | 116 |  |  |  | 351 |
Charge-offs |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (159 | ) |  |  | (159 | )
Recoveries |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 2 |  |  |  | 52 |  |  |  | 54 |
Ending balance |  | $ | 929 |  |  | $ | 163 |  |  | $ | 353 |  |  | $ | 1,735 |  |  | $ | 620 |  |  | $ | 550 |  |  | $ | 957 |  |  | $ | 5,307 |
|  | Residential |  |  |  |  |  | Commercial |  | Commercial |  | Home Equity & |  | Other |  |
|  | Real Estate |  | Land |  | Construction |  | Real Estate |  | Business |  | 2nd Mtg |  | Consumer |  | Total
|  | (In thousands)
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 693 |  |  | $ | 162 |  |  | $ | 224 |  |  | $ | 1,401 |  |  | $ | 459 |  |  | $ | 443 |  |  | $ | 683 |  |  | $ | 4,065 |
Provisions for loan losses |  |  | 71 |  |  |  | 2 |  |  |  | 67 |  |  |  | (10 | ) |  |  | 82 |  |  |  | 5 |  |  |  | 233 |  |  |  | 450 |
Charge-offs |  |  | (39 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (181 | ) |  |  | (220 | )
Recoveries |  |  | 2 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 2 |  |  |  | 40 |  |  |  | 44 |
Ending balance |  | $ | 727 |  |  | $ | 164 |  |  | $ | 291 |  |  | $ | 1,391 |  |  | $ | 541 |  |  | $ | 450 |  |  | $ | 775 |  |  | $ | 4,339 |
Impaired Financing Receivables [Table Text Block] |
|  | At March 31, 2020 |  | Three Months Ended March 31, 2020 |  | Three Months Ended March 31, 2019
|  |  |  | Unpaid |  |  |  | Average |  | Interest |  | Average |  | Interest
|  | Recorded |  | Principal |  | Related |  | Recorded |  | Income |  | Recorded |  | Income
|  | Investment |  | Balance |  | Allowance |  | Investment |  | Recognized |  | Investment |  | Recognized
|  | (In thousands)
Loans with no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential |  | $ | 1,662 |  |  | $ | 1,927 |  |  | $ | - |  |  | $ | 1,700 |  |  | $ | 6 |  |  | $ | 2,181 |  |  | $ | 3 |
Land |  |  | 115 |  |  |  | 119 |  |  |  | - |  |  |  | 115 |  |  |  | - |  |  |  | 171 |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 523 |  |  |  | - |
Commercial real estate |  |  | 447 |  |  |  | 446 |  |  |  | - |  |  |  | 400 |  |  |  | 9 |  |  |  | 253 |  |  |  | 2 |
Commercial business |  |  | 247 |  |  |  | 255 |  |  |  | - |  |  |  | 248 |  |  |  | 2 |  |  |  | 398 |  |  |  | 3 |
Home equity/2nd mortgage |  |  | 56 |  |  |  | 55 |  |  |  | - |  |  |  | 56 |  |  |  | 1 |  |  |  | 30 |  |  |  | - |
Other consumer |  |  | 42 |  |  |  | 44 |  |  |  | - |  |  |  | 45 |  |  |  | - |  |  |  | - |  |  |  | - |
|  |  | 2,569 |  |  |  | 2,846 |  |  |  | - |  |  |  | 2,564 |  |  |  | 18 |  |  |  | 3,556 |  |  |  | 8 |
Loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential |  |  | 178 |  |  |  | 198 |  |  |  | 15 |  |  |  | 184 |  |  |  | - |  |  |  | 76 |  |  |  | - |
Land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 103 |  |  |  | - |
Commercial business |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 119 |  |  |  | - |
Home equity/2nd mortgage |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 14 |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
|  |  | 178 |  |  |  | 198 |  |  |  | 15 |  |  |  | 184 |  |  |  | - |  |  |  | 312 |  |  |  | - |
Total: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential |  |  | 1,840 |  |  |  | 2,125 |  |  |  | 15 |  |  |  | 1,884 |  |  |  | 6 |  |  |  | 2,257 |  |  |  | 3 |
Land |  |  | 115 |  |  |  | 119 |  |  |  | - |  |  |  | 115 |  |  |  | - |  |  |  | 171 |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 523 |  |  |  | - |
Commercial real estate |  |  | 447 |  |  |  | 446 |  |  |  | - |  |  |  | 400 |  |  |  | 9 |  |  |  | 356 |  |  |  | 2 |
Commercial business |  |  | 247 |  |  |  | 255 |  |  |  | - |  |  |  | 248 |  |  |  | 2 |  |  |  | 517 |  |  |  | 3 |
Home equity/2nd mortgage |  |  | 56 |  |  |  | 55 |  |  |  | - |  |  |  | 56 |  |  |  | 1 |  |  |  | 44 |  |  |  | - |
Other consumer |  |  | 42 |  |  |  | 44 |  |  |  | - |  |  |  | 45 |  |  |  | - |  |  |  | - |  |  |  | - |
|  | $ | 2,747 |  |  | $ | 3,044 |  |  | $ | 15 |  |  | $ | 2,748 |  |  | $ | 18 |  |  | $ | 3,868 |  |  | $ | 8 |
|  |  |  | Unpaid |  |
|  | Recorded |  | Principal |  | Related
|  | Investment |  | Balance |  | Allowance
|  | (In thousands)
Loans with no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Residential |  | $ | 1,737 |  |  | $ | 1,986 |  |  | $ | - |
Land |  |  | 115 |  |  |  | 117 |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | 353 |  |  |  | 352 |  |  |  | - |
Commercial business |  |  | 249 |  |  |  | 257 |  |  |  | - |
Home equity/2nd mortgage |  |  | 56 |  |  |  | 56 |  |  |  | - |
Other consumer |  |  | 48 |  |  |  | 50 |  |  |  | - |
|  |  | 2,558 |  |  |  | 2,818 |  |  |  | - |
Loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Residential |  |  | 189 |  |  |  | 211 |  |  |  | 16 |
Land |  |  | - |  |  |  | - |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | - |
Commercial business |  |  | - |  |  |  | - |  |  |  | - |
Home equity/2nd mortgage |  |  | - |  |  |  | - |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |
|  |  | 189 |  |  |  | 211 |  |  |  | 16 |
Total: |  |  |  |  |  |  |  |  |  |  |  |
Residential |  |  | 1,926 |  |  |  | 2,197 |  |  |  | 16 |
Land |  |  | 115 |  |  |  | 117 |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | 353 |  |  |  | 352 |  |  |  | - |
Commercial business |  |  | 249 |  |  |  | 257 |  |  |  | - |
Home equity/2nd mortgage |  |  | 56 |  |  |  | 56 |  |  |  | - |
Other consumer |  |  | 48 |  |  |  | 50 |  |  |  | - |
|  | $ | 2,747 |  |  | $ | 3,029 |  |  | $ | 16 |
Financing Receivable, Nonaccrual [Table Text Block] |
|  | March 31, 2020 |  | December 31, 2019
|  |  |  | Loans 90+ Days |  | Total |  |  |  | Loans 90+ Days |  | Total
|  | Nonaccrual |  | Past Due |  | Nonperforming |  | Nonaccrual |  | Past Due |  | Nonperforming
|  | Loans |  | Still Accruing |  | Loans |  | Loans |  | Still Accruing |  | Loans
|  | (In thousands)
Residential |  | $ | 1,460 |  |  | $ | 55 |  |  | $ | 1,515 |  |  | $ | 1,544 |  |  | $ | 13 |  |  | $ | 1,557 |
Land |  |  | 115 |  |  |  | - |  |  |  | 115 |  |  |  | 115 |  |  |  | - |  |  |  | 115 |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial business |  |  | 61 |  |  |  | - |  |  |  | 61 |  |  |  | 58 |  |  |  | - |  |  |  | 58 |
Home equity/2nd mortgage |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Other consumer |  |  | 41 |  |  |  | 1 |  |  |  | 42 |  |  |  | 48 |  |  |  | - |  |  |  | 48 |
Total |  | $ | 1,677 |  |  | $ | 56 |  |  | $ | 1,733 |  |  | $ | 1,765 |  |  | $ | 13 |  |  | $ | 1,778 |
Financing Receivable, Past Due [Table Text Block] |
|  |  |  |  |  |  |  |  |  |  |  | Purchased |  |
|  | 30-59 Days |  | 60-89 Days |  | 90 Days or More |  | Total |  |  |  | Credit |  | Total
|  | Past Due |  | Past Due |  | Past Due |  | Past Due |  | Current |  | Impaired Loans |  | Loans
|  | (In thousands)
Residential |  | $ | 2,050 |  |  | $ | 401 |  |  | $ | 1,035 |  |  | $ | 3,486 |  |  | $ | 124,841 |  |  | $ | 281 |  |  | $ | 128,608 |
Land |  |  | 130 |  |  |  | 6 |  |  |  | 86 |  |  |  | 222 |  |  |  | 18,751 |  |  |  | - |  |  |  | 18,973 |
Construction |  |  | 51 |  |  |  | - |  |  |  | - |  |  |  | 51 |  |  |  | 30,755 |  |  |  | - |  |  |  | 30,806 |
Commercial real estate |  |  | 672 |  |  |  | 249 |  |  |  | - |  |  |  | 921 |  |  |  | 128,498 |  |  |  | 37 |  |  |  | 129,456 |
Commercial business |  |  | 112 |  |  |  | 218 |  |  |  | 61 |  |  |  | 391 |  |  |  | 44,537 |  |  |  | - |  |  |  | 44,928 |
Home equity/2nd mortgage |  |  | 355 |  |  |  | 204 |  |  |  | - |  |  |  | 559 |  |  |  | 55,379 |  |  |  | - |  |  |  | 55,938 |
Other consumer |  |  | 409 |  |  |  | 53 |  |  |  | 1 |  |  |  | 463 |  |  |  | 62,953 |  |  |  | - |  |  |  | 63,416 |
Total |  | $ | 3,779 |  |  | $ | 1,131 |  |  | $ | 1,183 |  |  | $ | 6,093 |  |  | $ | 465,714 |  |  | $ | 318 |  |  | $ | 472,125 |
|  |  |  |  |  |  |  |  |  |  |  | Purchased |  |
|  | 30-59 Days |  | 60-89 Days |  | 90 Days or More |  | Total |  |  |  | Credit |  | Total
|  | Past Due |  | Past Due |  | Past Due |  | Past Due |  | Current |  | Impaired Loans |  | Loans
|  | (In thousands)
Residential |  | $ | 2,572 |  |  | $ | 824 |  |  | $ | 1,010 |  |  | $ | 4,406 |  |  | $ | 127,848 |  |  | $ | 285 |  |  | $ | 132,539 |
Land |  |  | 185 |  |  |  | 101 |  |  |  | 80 |  |  |  | 366 |  |  |  | 18,948 |  |  |  | - |  |  |  | 19,314 |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 32,644 |  |  |  | - |  |  |  | 32,644 |
Commercial real estate |  |  | - |  |  |  | 146 |  |  |  | - |  |  |  | 146 |  |  |  | 121,628 |  |  |  | 39 |  |  |  | 121,813 |
Commercial business |  |  | 61 |  |  |  | - |  |  |  | 58 |  |  |  | 119 |  |  |  | 45,330 |  |  |  | - |  |  |  | 45,449 |
Home equity/2nd mortgage |  |  | 395 |  |  |  | 256 |  |  |  | - |  |  |  | 651 |  |  |  | 55,337 |  |  |  | - |  |  |  | 55,988 |
Other consumer |  |  | 504 |  |  |  | 66 |  |  |  | - |  |  |  | 570 |  |  |  | 64,870 |  |  |  | - |  |  |  | 65,440 |
Total |  | $ | 3,717 |  |  | $ | 1,393 |  |  | $ | 1,148 |  |  | $ | 6,258 |  |  | $ | 466,605 |  |  | $ | 324 |  |  | $ | 473,187 |
Financing Receivable Credit Quality Indicators [Table Text Block] |
|  | Residential |  |  |  |  |  | Commercial |  | Commercial |  | Home Equity & |  | Other |  |
|  | Real Estate |  | Land |  | Construction |  | Real Estate |  | Business |  | 2nd Mtg |  | Consumer |  | Total
|  | (In thousands)
March 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 125,357 |  |  | $ | 18,460 |  |  | $ | 30,806 |  |  | $ | 126,799 |  |  | $ | 44,032 |  |  | $ | 55,511 |  |  | $ | 63,313 |  |  | $ | 464,278 |
Special Mention |  |  | 386 |  |  |  | 321 |  |  |  | - |  |  |  | 784 |  |  |  | 464 |  |  |  | - |  |  |  | 62 |  |  |  | 2,017 |
Substandard |  |  | 1,443 |  |  |  | 77 |  |  |  | - |  |  |  | 1,873 |  |  |  | 371 |  |  |  | 427 |  |  |  | - |  |  |  | 4,191 |
Doubtful |  |  | 1,422 |  |  |  | 115 |  |  |  | - |  |  |  | - |  |  |  | 61 |  |  |  | - |  |  |  | 41 |  |  |  | 1,639 |
Loss |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 128,608 |  |  | $ | 18,973 |  |  | $ | 30,806 |  |  | $ | 129,456 |  |  | $ | 44,928 |  |  | $ | 55,938 |  |  | $ | 63,416 |  |  | $ | 472,125 |
December 31, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 129,613 |  |  | $ | 18,805 |  |  | $ | 32,394 |  |  | $ | 119,469 |  |  | $ | 44,879 |  |  | $ | 55,569 |  |  | $ | 65,320 |  |  | $ | 466,049 |
Special Mention |  |  | 46 |  |  |  | 327 |  |  |  | 250 |  |  |  | 1,136 |  |  |  | 378 |  |  |  | - |  |  |  | 72 |  |  |  | 2,209 |
Substandard |  |  | 1,336 |  |  |  | 67 |  |  |  | - |  |  |  | 1,208 |  |  |  | 134 |  |  |  | 419 |  |  |  | - |  |  |  | 3,164 |
Doubtful |  |  | 1,544 |  |  |  | 115 |  |  |  | - |  |  |  | - |  |  |  | 58 |  |  |  | - |  |  |  | 48 |  |  |  | 1,765 |
Loss |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 132,539 |  |  | $ | 19,314 |  |  | $ | 32,644 |  |  | $ | 121,813 |  |  | $ | 45,449 |  |  | $ | 55,988 |  |  | $ | 65,440 |  |  | $ | 473,187 |
Schedule of Troubled Debt Restructurings by Accrual Status [Table Text Block] |
|  | March 31, 2020 |  | December 31, 2019
|  |  |  |  |  |  |  | Related Allowance |  |  |  |  |  |  |  | Related Allowance
|  | Accruing |  | Nonaccrual |  | Total |  | for Loan Losses |  | Accruing |  | Nonaccrual |  | Total |  | for Loan Losses
|  | (In thousands)
Troubled debt restructurings: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 381 |  |  | $ | 65 |  |  | $ | 446 |  |  | $ | - |  |  | $ | 367 |  |  | $ | 66 |  |  | $ | 433 |  |  | $ | - |
Commercial real estate |  |  | 643 |  |  |  | - |  |  |  | 643 |  |  |  | - |  |  |  | 553 |  |  |  | - |  |  |  | 553 |  |  |  | - |
Commercial business |  |  | 186 |  |  |  | - |  |  |  | 186 |  |  |  | - |  |  |  | 191 |  |  |  | - |  |  |  | 191 |  |  |  | - |
Home equity and second mortgage |  |  | 55 |  |  |  | - |  |  |  | 55 |  |  |  | - |  |  |  | 55 |  |  |  | - |  |  |  | 55 |  |  |  | - |
Total |  | $ | 1,265 |  |  | $ | 65 |  |  | $ | 1,330 |  |  | $ | - |  |  | $ | 1,166 |  |  | $ | 66 |  |  | $ | 1,232 |  |  | $ | - |
Schedule of Purchased Credit Impaired Loans [Table Text Block] |
|  | March 31, |  | December 31,
(In thousands) |  | 2020 |  | 2019
Residential real estate |  | $ | 281 |  |  | $ | 285 |
Commercial real estate |  |  | 37 |  |  |  | 39 |
Carrying amount |  |  | 318 |  |  |  | 324 |
Allowance for loan losses |  |  | 23 |  |  |  | 12 |
Carrying amount, net of allowance |  | $ | 295 |  |  | $ | 312 |
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Table Text Block] |
|  | 2020 |  | 2019
Balance at beginning of period |  | $ | 403 |  |  | $ | 423 |
New loans purchased |  |  | - |  |  |  | - |
Accretion to income |  |  | (11 | ) |  |  | (12 | )
Disposals and other adjustments |  |  | - |  |  |  | - |
Reclassification from nonaccretable difference |  |  | (17 | ) |  |  | (2 | )
Balance at end of period |  | $ | 375 |  |  | $ | 409 |
Financing Receivable [Member] |
Notes Tables |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
|  | Residential |  |  |  |  |  | Commercial |  | Commercial |  | Home Equity & |  | Other |  |
|  | Real Estate |  | Land |  | Construction |  | Real Estate |  | Business |  | 2nd Mtg |  | Consumer |  | Total
|  | (In thousands)
Recorded Investment in Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Principal loan balance |  | $ | 128,039 |  |  | $ | 18,861 |  |  | $ | 30,742 |  |  | $ | 129,180 |  |  | $ | 44,811 |  |  | $ | 54,655 |  |  | $ | 63,190 |  |  | $ | 469,478 |
Accrued interest receivable |  |  | 453 |  |  |  | 98 |  |  |  | 70 |  |  |  | 344 |  |  |  | 117 |  |  |  | 218 |  |  |  | 226 |  |  |  | 1,526 |
Net deferred loan origination fees and costs |  |  | 116 |  |  |  | 14 |  |  |  | (6 | ) |  |  | (68 | ) |  |  | - |  |  |  | 1,065 |  |  |  | - |  |  |  | 1,121 |
Recorded investment in loans |  | $ | 128,608 |  |  | $ | 18,973 |  |  | $ | 30,806 |  |  | $ | 129,456 |  |  | $ | 44,928 |  |  | $ | 55,938 |  |  | $ | 63,416 |  |  | $ | 472,125 |
Recorded Investment in Loans as Evaluated for Impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 1,840 |  |  | $ | 115 |  |  | $ | - |  |  | $ | 447 |  |  | $ | 247 |  |  | $ | 56 |  |  | $ | 42 |  |  | $ | 2,747 |
Collectively evaluated for impairment |  |  | 126,487 |  |  |  | 18,858 |  |  |  | 30,806 |  |  |  | 128,972 |  |  |  | 44,681 |  |  |  | 55,882 |  |  |  | 63,374 |  |  |  | 469,060 |
Acquired with deteriorated credit quality |  |  | 281 |  |  |  | - |  |  |  | - |  |  |  | 37 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 318 |
Ending balance |  | $ | 128,608 |  |  | $ | 18,973 |  |  | $ | 30,806 |  |  | $ | 129,456 |  |  | $ | 44,928 |  |  | $ | 55,938 |  |  | $ | 63,416 |  |  | $ | 472,125 |
|  | Residential |  |  |  |  |  | Commercial |  | Commercial |  | Home Equity & |  | Other |  |
|  | Real Estate |  | Land |  | Construction |  | Real Estate |  | Business |  | 2nd Mtg |  | Consumer |  | Total
|  | (In thousands)
Recorded Investment in Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Principal loan balance |  | $ | 131,959 |  |  | $ | 19,185 |  |  | $ | 32,559 |  |  | $ | 121,563 |  |  | $ | 45,307 |  |  | $ | 54,677 |  |  | $ | 65,168 |  |  | $ | 470,418 |
Accrued interest receivable |  |  | 462 |  |  |  | 114 |  |  |  | 86 |  |  |  | 312 |  |  |  | 142 |  |  |  | 244 |  |  |  | 272 |  |  |  | 1,632 |
Net deferred loan origination fees and costs |  |  | 118 |  |  |  | 15 |  |  |  | (1 | ) |  |  | (62 | ) |  |  | - |  |  |  | 1,067 |  |  |  | - |  |  |  | 1,137 |
Recorded investment in loans |  | $ | 132,539 |  |  | $ | 19,314 |  |  | $ | 32,644 |  |  | $ | 121,813 |  |  | $ | 45,449 |  |  | $ | 55,988 |  |  | $ | 65,440 |  |  | $ | 473,187 |
Recorded Investment in Loans as Evaluated for Impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 1,926 |  |  | $ | 115 |  |  | $ | - |  |  | $ | 353 |  |  | $ | 249 |  |  | $ | 56 |  |  | $ | 48 |  |  | $ | 2,747 |
Collectively evaluated for impairment |  |  | 130,328 |  |  |  | 19,199 |  |  |  | 32,644 |  |  |  | 121,421 |  |  |  | 45,200 |  |  |  | 55,932 |  |  |  | 65,392 |  |  |  | 470,116 |
Acquired with deteriorated credit quality |  |  | 285 |  |  |  | - |  |  |  | - |  |  |  | 39 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 324 |
Ending balance |  | $ | 132,539 |  |  | $ | 19,314 |  |  | $ | 32,644 |  |  | $ | 121,813 |  |  | $ | 45,449 |  |  | $ | 55,988 |  |  | $ | 65,440 |  |  | $ | 473,187 |

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