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Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
ASSETS    
Cash and due from banks $ 19,470 $ 18,922
Interest bearing deposits with banks 1,388 3,412
Federal funds sold 38,864 29,026
Total cash and cash equivalents 59,722 51,360
Interest-bearing time deposits 6,490 6,490
Securities available for sale, at fair value 253,182 254,562
Loans, net 465,292 466,494
Loans held for sale 3,085 4,176
Federal Home Loan Bank and other stock, at cost 1,988 1,988
Foreclosed real estate 170
Premises and equipment 16,343 16,414
Accrued interest receivable 2,863 3,076
Cash value of life insurance 8,316 8,269
Goodwill 6,472 6,472
Core deposit intangible 782 819
Other assets 6,640 7,206
Total Assets 831,175 827,496
LIABILITIES    
Noninterest-bearing 146,552 146,097
Interest-bearing 576,066 576,080
Total deposits 722,618 722,177
Accrued interest payable 219 210
Accrued expenses and other liabilities 5,430 6,161
Total liabilities 728,267 728,548
EQUITY    
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued
Common stock of $.01 par value per share Authorized 7,500,000 shares; issued 3,805,533 shares (3,791,283 in 2019); outstanding 3,377,882 shares (3,363,632 in 2019) 38 38
Additional paid-in capital 41,684 40,723
Retained earnings-substantially restricted 66,549 65,266
Unearned stock compensation (1,808) (940)
Accumulated other comprehensive income 4,723 2,142
Less treasury stock, at cost - 427,651 shares (8,393) (8,393)
Total First Capital, Inc. stockholders' equity 102,793 98,836
Noncontrolling interest in subsidiary 115 112
Total equity 102,908 98,948
Total Liabilities and Equity $ 831,175 $ 827,496