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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
INTEREST INCOME    
Loans, including fees $ 6,276 $ 6,057
Securities:    
Taxable 737 984
Tax-exempt 479 391
Dividends 18 26
Other interest income 164 200
Total interest income 7,674 7,658
INTEREST EXPENSE    
Deposits 468 456
Total interest expense 468 456
Net interest income 7,206 7,202
Provision for loan losses 351 450
Net interest income after provision for loan losses 6,855 6,752
NONINTEREST INCOME    
Noninterest income 1,417 1,240
Loss on sale of securities available for sale and time deposits (97)
Unrealized gain (loss) on equity securities (394) 131
Gain on sale of loans 359 158
Increase in cash value of life insurance 47 48
Other income 60 59
Total noninterest income 1,456 1,505
NONINTEREST EXPENSE    
Compensation and benefits 3,502 3,042
Occupancy and equipment 439 397
Data processing 796 838
Professional fees 174 229
Advertising 108 89
Net loss on foreclosed real estate 1 195
Other expenses 805 875
Total noninterest expense 5,825 5,665
Income before income taxes 2,486 2,592
Income tax expense 389 442
Net Income 2,097 2,150
Less: net income attributable to the noncontrolling interest in subsidiary 3 3
Net Income Attributable to First Capital, Inc. $ 2,094 $ 2,147
Earnings per common share attributable to First Capital, Inc.:    
Basic (in dollars per share) $ 0.63 $ 0.64
Diluted (in dollars per share) 0.63 0.64
Dividends per share on common shares (in dollars per share) $ 240 $ 230
Deposit Account [Member]    
NONINTEREST INCOME    
Noninterest income $ 506 $ 461
ATM and Debit Card Fees [Member]    
NONINTEREST INCOME    
Noninterest income 765 647
Investment Advisory, Management and Administrative Service [Member]    
NONINTEREST INCOME    
Noninterest income $ 113 $ 98