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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 2,097 $ 2,150
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:    
Amortization of premiums and accretion of discounts on securities, net 534 391
Depreciation and amortization expense 305 264
Deferred income taxes 164 (74)
Stock compensation expense 93 56
Increase in cash value of life insurance (47) (48)
Loss on sale of securities and time deposits 97
Provision for loan losses 351 450
Proceeds from sales of loans 23,561 7,942
Loans originated for sale (22,111) (6,312)
Gain on sale of loans (359) (158)
Amortization of tax credit investment 96 82
Unrealized (gain) loss on equity securities 394 (131)
Net realized and unrealized loss on foreclosed real estate 136
(Increase) decrease in accrued interest receivable 213 (7)
Increase in accrued interest payable 9 27
Net change in other assets/liabilities (768) 66
Net Cash Provided By Operating Activities 4,532 4,931
CASH FLOWS FROM INVESTING ACTIVITIES    
Proceeds from maturities of interest-bearing time deposits 245 490
Proceeds from sales of interest-bearing time deposits 1,460
Purchase of interest-bearing time deposits (245) (985)
Purchase of securities available for sale (15,390) (17,862)
Proceeds from maturities of securities available for sale 9,685 15,645
Proceeds from sales of securities available for sale 5,437
Principal collected on mortgage-backed obligations 9,930 5,533
Net (increase) decrease in loans receivable 851 (15,972)
Investment in tax credit entity (848) (152)
Proceeds from sale of foreclosed real estate 170 8
Purchase of premises and equipment (198) (214)
Net Cash Provided By (Used In) Investing Activities (4,200) 6,612
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase in deposits 441 16,885
Dividends paid (811) (773)
Net Cash Provided By (Used In) Financing Activities (370) 16,112
Net Increase in Cash and Cash Equivalents 8,362 14,431
Cash and cash equivalents at beginning of period 51,360 41,112
Cash and Cash Equivalents at End of Period $ 59,722 $ 55,543