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Note 3 - Loans and Allowance for Loan Losses - Loans (Details) - USD ($) $ in Thousands | Jun. 30, 2021 | Mar. 31, 2021 | Dec. 31, 2020 | Jun. 30, 2020 | Mar. 31, 2020 | Dec. 31, 2019
--- | --- | --- | --- | --- | --- | ---
Loans | $ 520,979 |  | $ 525,818 |  |  |
Less undisbursed portion of loans in process | (29,713) |  | (19,179) |  |  |
Principal loan balance | 491,266 |  | 506,639 |  |  |
Deferred loan origination fees and costs, net | 121 |  | 317 |  |  |
Allowance for loan losses | (6,637) | $ (6,628) | (6,625) | $ (6,064) | $ (5,307) | $ (5,061)
Loans, net | 484,750 |  | 500,331 |  |  |
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] |  |  |  |  |  |
Loans | 129,619 |  | 131,217 |  |  |
Allowance for loan losses | (1,216) | (1,221) | (1,239) | (1,055) | (929) | (867)
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] |  |  |  |  |  |
Loans | 18,322 |  | 17,328 |  |  |
Principal loan balance | 18,322 |  | 17,328 |  |  |
Deferred loan origination fees and costs, net | 15 |  | 17 |  |  |
Allowance for loan losses | (215) | (209) | (209) | (196) | (163) | (163)
Real Estate Mortgage Portfolio Segment [Member] | Residential Construction [Member] |  |  |  |  |  |
Loans | 52,872 |  | 39,160 |  |  |
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] |  |  |  |  |  |
Loans | 132,379 |  | 135,114 |  |  |
Principal loan balance | 132,379 |  | 135,114 |  |  |
Deferred loan origination fees and costs, net | (62) |  | (65) |  |  |
Allowance for loan losses | (2,357) | (2,355) | (2,358) | (1,902) | (1,735) | (1,623)
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Construction [Member] |  |  |  |  |  |
Loans | 9,138 |  | 4,988 |  |  |
Commercial Portfolio Segment [Member] |  |  |  |  |  |
Loans | 68,208 |  | 82,274 |  |  |
Principal loan balance | 68,208 |  | 82,274 |  |  |
Deferred loan origination fees and costs, net | (1,053) |  | (843) |  |  |
Allowance for loan losses | (784) | (816) | (843) | (868) | (620) | (595)
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] |  |  |  |  |  |
Loans | 49,817 |  | 52,001 |  |  |
Principal loan balance | 49,817 |  | 52,001 |  |  |
Deferred loan origination fees and costs, net | 1,117 |  | 1,100 |  |  |
Allowance for loan losses | (625) | (622) | (617) | (604) | (550) | (515)
Consumer Portfolio Segment [Member] | Automobile Loan [Member] |  |  |  |  |  |
Loans | 43,302 |  | 43,770 |  |  |
Consumer Portfolio Segment [Member] | Loans Secured by Deposits [Member] |  |  |  |  |  |
Loans | 922 |  | 1,083 |  |  |
Consumer Portfolio Segment [Member] | Unsecured Loan [Member] |  |  |  |  |  |
Loans | 2,292 |  | 2,766 |  |  |
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] |  |  |  |  |  |
Loans | 14,108 |  | 16,117 |  |  |
Principal loan balance | 60,624 |  | 63,736 |  |  |
Deferred loan origination fees and costs, net | 1 |  | 0 |  |  |
Allowance for loan losses | $ (1,051) | $ (1,057) | $ (1,067) | $ (1,070) | $ (957) | $ (948)

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