XML 44 R33.htm IDEA: XBRL DOCUMENT v3.21.2
Note 3 - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Dec. 31, 2020
Individually evaluated for impairment $ 12   $ 12   $ 0
Collectively evaluated for impairment 6,595   6,595   6,594
Allowance for loan losses 6,637 $ 6,064 6,637 $ 6,064 6,625
Beginning balance 6,628 5,307 6,625 5,061  
Provisions for loan losses 0 825 75 1,176  
Charge-offs (58) (177) (187) (336)  
Recoveries 67 109 124 163  
Provision for Loan and Lease Losses, Total 0 825 75 1,176  
Ending balance 6,637 6,064 6,637 6,064  
Financial Asset Acquired with Credit Deterioration [Member]          
Allowance for loan losses 30   30   31
Beginning balance     31    
Ending balance 30   30    
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]          
Individually evaluated for impairment 0   0   0
Collectively evaluated for impairment 1,186   1,186   1,208
Allowance for loan losses 1,216 1,055 1,216 1,055 1,239
Beginning balance 1,221 929 1,239 867  
Provisions for loan losses (5) 150 (19) 213  
Charge-offs 0 (71) (4) (72)  
Recoveries 0 47 0 47  
Provision for Loan and Lease Losses, Total (5) 150 (19) 213  
Ending balance 1,216 1,055 1,216 1,055  
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]          
Allowance for loan losses 30   30   31
Beginning balance     31    
Ending balance 30   30    
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]          
Individually evaluated for impairment 5   5   0
Collectively evaluated for impairment 210   210   209
Allowance for loan losses 215 196 215 196 209
Beginning balance 209 163 209 163  
Provisions for loan losses 6 33 9 33  
Charge-offs 0 0 (3) 0  
Recoveries 0 0 0 0  
Provision for Loan and Lease Losses, Total 6 33 9 33  
Ending balance 215 196 215 196  
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]          
Allowance for loan losses 0   0   0
Beginning balance     0    
Ending balance 0   0    
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]          
Individually evaluated for impairment 0   0   0
Collectively evaluated for impairment 389   389   292
Allowance for loan losses 389 369 389 369 292
Beginning balance 348 353 292 350  
Provisions for loan losses 41 16 97 19  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision for Loan and Lease Losses, Total 41 16 97 19  
Ending balance 389 369 389 369  
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]          
Allowance for loan losses 0   0   0
Beginning balance     0    
Ending balance 0   0    
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]          
Individually evaluated for impairment 0   0   0
Collectively evaluated for impairment 2,357   2,357   2,358
Allowance for loan losses 2,357 1,902 2,357 1,902 2,358
Beginning balance 2,355 1,735 2,358 1,623  
Provisions for loan losses 2 167 (1) 279  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision for Loan and Lease Losses, Total 2 167 (1) 279  
Ending balance 2,357 1,902 2,357 1,902  
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]          
Allowance for loan losses 0   0   0
Beginning balance     0    
Ending balance 0   0    
Commercial Portfolio Segment [Member]          
Individually evaluated for impairment 0   0   0
Collectively evaluated for impairment 784   784   843
Allowance for loan losses 784 868 784 868 843
Beginning balance 816 620 843 595  
Provisions for loan losses (32) 248 (59) 273  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision for Loan and Lease Losses, Total (32) 248 (59) 273  
Ending balance 784 868 784 868  
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]          
Allowance for loan losses 0   0   0
Beginning balance     0    
Ending balance 0   0    
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]          
Individually evaluated for impairment 7   7   0
Collectively evaluated for impairment 618   618   617
Allowance for loan losses 625 604 625 604 617
Beginning balance 622 550 617 515  
Provisions for loan losses 3 45 17 79  
Charge-offs 0 0 (9) 0  
Recoveries 0 9 0 10  
Provision for Loan and Lease Losses, Total 3 45 17 79  
Ending balance 625 604 625 604  
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]          
Allowance for loan losses 0   0   0
Beginning balance     0    
Ending balance 0   0    
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]          
Individually evaluated for impairment 0   0   0
Collectively evaluated for impairment 1,051   1,051   1,067
Allowance for loan losses 1,051   1,051   1,067
Beginning balance     1,067    
Ending balance 1,051   1,051    
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]          
Allowance for loan losses 0   0   0
Beginning balance     0    
Ending balance 0   0    
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]          
Allowance for loan losses 1,051 1,070 1,051 1,070 $ 1,067
Beginning balance 1,057 957 1,067 948  
Provisions for loan losses (15) 166 31 280  
Charge-offs (58) (106) (171) (264)  
Recoveries 67 53 124 106  
Provision for Loan and Lease Losses, Total (15) 166 31 280  
Ending balance $ 1,051 $ 1,070 $ 1,051 $ 1,070