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v3.21.2

Note 3 - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended |
--- | --- | --- | ---
Sep. 30, 2021 | Sep. 30, 2020 | Sep. 30, 2021 | Sep. 30, 2020 | Dec. 31, 2020
Individually evaluated for impairment | $ 7 |  | $ 7 |  | $ 0
Collectively evaluated for impairment | 6,530 |  | 6,530 |  | 6,594
Allowance for loan losses | 6,567 | $ 6,404 | 6,567 | $ 6,404 | 6,625
Beginning balance | 6,637 | 6,064 | 6,625 | 5,061 |
Provisions for loan losses | 0 | 400 | 75 | 1,576 |
Charge-offs | (141) | (112) | (328) | (448) |
Recoveries | 71 | 52 | 195 | 215 |
Provision for Loan and Lease Losses, Total | 0 | 400 | 75 | 1,576 |
Ending balance | 6,567 | 6,404 | 6,567 | 6,404 |
Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 30 |  | 30 |  | 31
Beginning balance |  |  | 31 |  |
Ending balance | 30 |  | 30 |  |
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] |  |  |  |  |
Individually evaluated for impairment | 0 |  | 0 |  | 0
Collectively evaluated for impairment | 1,181 |  | 1,181 |  | 1,208
Allowance for loan losses | 1,211 | 1,129 | 1,211 | 1,129 | 1,239
Beginning balance | 1,216 | 1,055 | 1,239 | 867 |
Provisions for loan losses | 20 | 70 | 0 | 284 |
Charge-offs | (26) | 0 | (29) | (72) |
Recoveries | 1 | 4 | 1 | 50 |
Provision for Loan and Lease Losses, Total | 20 | 70 | 0 | 284 |
Ending balance | 1,211 | 1,129 | 1,211 | 1,129 |
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 30 |  | 30 |  | 31
Beginning balance |  |  | 31 |  |
Ending balance | 30 |  | 30 |  |
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] |  |  |  |  |
Individually evaluated for impairment | 0 |  | 0 |  | 0
Collectively evaluated for impairment | 205 |  | 205 |  | 209
Allowance for loan losses | 205 | 207 | 205 | 207 | 209
Beginning balance | 215 | 196 | 209 | 163 |
Provisions for loan losses | (4) | 11 | 5 | 44 |
Charge-offs | (6) | 0 | (9) | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Provision for Loan and Lease Losses, Total | (4) | 11 | 5 | 44 |
Ending balance | 205 | 207 | 205 | 207 |
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | 0
Beginning balance |  |  | 0 |  |
Ending balance | 0 |  | 0 |  |
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] |  |  |  |  |
Individually evaluated for impairment | 0 |  | 0 |  | 0
Collectively evaluated for impairment | 403 |  | 403 |  | 292
Allowance for loan losses | 403 | 373 | 403 | 373 | 292
Beginning balance | 389 | 369 | 292 | 350 |
Provisions for loan losses | 14 | 4 | 111 | 23 |
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Provision for Loan and Lease Losses, Total | 14 | 4 | 111 | 23 |
Ending balance | 403 | 373 | 403 | 373 |
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | 0
Beginning balance |  |  | 0 |  |
Ending balance | 0 |  | 0 |  |
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] |  |  |  |  |
Individually evaluated for impairment | 0 |  | 0 |  | 0
Collectively evaluated for impairment | 2,317 |  | 2,317 |  | 2,358
Allowance for loan losses | 2,317 | 2,054 | 2,317 | 2,054 | 2,358
Beginning balance | 2,357 | 1,902 | 2,358 | 1,623 |
Provisions for loan losses | (40) | 152 | (41) | 431 |
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Provision for Loan and Lease Losses, Total | (40) | 152 | (41) | 431 |
Ending balance | 2,317 | 2,054 | 2,317 | 2,054 |
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | 0
Beginning balance |  |  | 0 |  |
Ending balance | 0 |  | 0 |  |
Commercial Portfolio Segment [Member] |  |  |  |  |
Individually evaluated for impairment | 0 |  | 0 |  | 0
Collectively evaluated for impairment | 764 |  | 764 |  | 843
Allowance for loan losses | 764 | 853 | 764 | 853 | 843
Beginning balance | 784 | 868 | 843 | 595 |
Provisions for loan losses | (30) | 17 | (89) | 290 |
Charge-offs | 0 | (32) | 0 | (32) |
Recoveries | 10 | 0 | 10 | 0 |
Provision for Loan and Lease Losses, Total | (30) | 17 | (89) | 290 |
Ending balance | 764 | 853 | 764 | 853 |
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | 0
Beginning balance |  |  | 0 |  |
Ending balance | 0 |  | 0 |  |
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] |  |  |  |  |
Individually evaluated for impairment | 7 |  | 7 |  | 0
Collectively evaluated for impairment | 638 |  | 638 |  | 617
Allowance for loan losses | 645 | 643 | 645 | 643 | 617
Beginning balance | 625 | 604 | 617 | 515 |
Provisions for loan losses | 20 | 39 | 37 | 117 |
Charge-offs | 0 | 0 | (10) | 0 |
Recoveries | 0 | 0 | 1 | 11 |
Provision for Loan and Lease Losses, Total | 20 | 39 | 37 | 117 |
Ending balance | 645 | 643 | 645 | 643 |
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | 0
Beginning balance |  |  | 0 |  |
Ending balance | 0 |  | 0 |  |
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] |  |  |  |  |
Allowance for loan losses | 1,022 | 1,145 | 1,022 | 1,145 | 1,067
Beginning balance | 1,051 | 1,070 | 1,067 | 948 |
Provisions for loan losses | 20 | 107 | 52 | 387 |
Charge-offs | (109) | (80) | (280) | (344) |
Recoveries | 60 | 48 | 183 | 154 |
Provision for Loan and Lease Losses, Total | 20 | 107 | 52 | 387 |
Ending balance | 1,022 | $ 1,145 | 1,022 | $ 1,145 |
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] |  |  |  |  |
Individually evaluated for impairment | 0 |  | 0 |  | 0
Collectively evaluated for impairment | 1,022 |  | 1,022 |  | 1,067
Allowance for loan losses | 1,022 |  | 1,022 |  | 1,067
Beginning balance |  |  | 1,067 |  |
Ending balance | 1,022 |  | 1,022 |  |
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | $ 0
Beginning balance |  |  | 0 |  |
Ending balance | $ 0 |  | $ 0 |  |

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