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v3.22.1

Note 3 - Loans and Allowance for Loan Losses (Tables) | 3 Months Ended
--- | ---
Mar. 31, 2022
Notes Tables |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
|  | March 31, |  |  | December 31, |
(In thousands) |  | 2022 |  |  | 2021 |
Real estate mortgage loans: |  |  |  |  |  |  |  |
Residential |  | $ | 137,762 |  |  | $ | 130,603 |
Land |  |  | 19,489 |  |  |  | 19,478 |
Construction |  |  | 68,112 |  |  |  | 59,959 |
Commercial |  |  | 148,492 |  |  |  | 137,915 |
Commercial business loans |  |  | 58,031 |  |  |  | 51,787 |
Consumer loans: |  |  |  |  |  |  |  |
Home equity and second mortgage loans |  |  | 55,893 |  |  |  | 54,453 |
Automobile loans |  |  | 44,394 |  |  |  | 43,946 |
Loans secured by savings accounts |  |  | 816 |  |  |  | 827 |
Unsecured loans |  |  | 2,121 |  |  |  | 2,219 |
Other consumer loans |  |  | 12,339 |  |  |  | 13,579 |
Gross loans |  |  | 547,449 |  |  |  | 514,766 |
Less undisbursed portion of loans in process |  |  | (36,410 | ) |  |  | (26,520 | )
Principal loan balance |  |  | 511,039 |  |  |  | 488,246 |
Deferred loan origination fees and costs, net |  |  | 1,156 |  |  |  | 1,124 |
Allowance for loan losses |  |  | (6,245 | ) |  |  | (6,083 | )
Loans, net |  | $ | 505,950 |  |  | $ | 483,287 |
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block] |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Home Equity |  |  |  |  |  |  |  |  |
|  | Residential |  |  |  |  |  |  |  |  |  |  | Commercial |  |  | Commercial |  |  | and Second |  |  | Other |  |  |  |  |
|  | Real Estate |  |  | Land |  |  | Construction |  |  | Real Estate |  |  | Business |  |  | Mortgage |  |  | Consumer |  |  | Total |
|  | (In thousands) |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 1 |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | 5 |  |  | $ | - |  |  | $ | 6 |
Collectively evaluated for impairment |  |  | 1,196 |  |  |  | 235 |  |  |  | 387 |  |  |  | 1,927 |  |  |  | 994 |  |  |  | 512 |  |  |  | 957 |  |  |  | 6,208 |
Acquired with deteriorated credit quality |  |  | 31 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 31 |
Ending balance |  | $ | 1,228 |  |  | $ | 235 |  |  | $ | 387 |  |  | $ | 1,927 |  |  | $ | 994 |  |  | $ | 517 |  |  | $ | 957 |  |  | $ | 6,245 |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Home Equity |  |  |  |  |  |  |  |  |
|  | Residential |  |  |  |  |  |  |  |  |  |  | Commercial |  |  | Commercial |  |  | and Second |  |  | Other |  |  |  |  |
|  | Real Estate |  |  | Land |  |  | Construction |  |  | Real Estate |  |  | Business |  |  | Mortgage |  |  | Consumer |  |  | Total |
|  | (In thousands) |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | 7 |  |  | $ | - |  |  | $ | 7 |
Collectively evaluated for impairment |  |  | 1,143 |  |  |  | 234 |  |  |  | 403 |  |  |  | 1,884 |  |  |  | 873 |  |  |  | 520 |  |  |  | 988 |  |  |  | 6,045 |
Acquired with deteriorated credit quality |  |  | 31 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 31 |
Ending balance |  | $ | 1,174 |  |  | $ | 234 |  |  | $ | 403 |  |  | $ | 1,884 |  |  | $ | 873 |  |  | $ | 527 |  |  | $ | 988 |  |  | $ | 6,083 |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Home Equity |  |  |  |  |  |  |  |  |
|  | Residential |  |  |  |  |  |  |  |  |  |  | Commercial |  |  | Commercial |  |  | and Second |  |  | Other |  |  |  |  |
|  | Real Estate |  |  | Land |  |  | Construction |  |  | Real Estate |  |  | Business |  |  | Mortgage |  |  | Consumer |  |  | Total |
|  | (In thousands) |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,174 |  |  | $ | 234 |  |  | $ | 403 |  |  | $ | 1,884 |  |  | $ | 873 |  |  | $ | 527 |  |  | $ | 988 |  |  | $ | 6,083 |
Provisions for loan losses |  |  | 49 |  |  |  | 1 |  |  |  | (16 | ) |  |  | 43 |  |  |  | 121 |  |  |  | (10 | ) |  |  | (13 | ) |  |  | 175 |
Charge-offs |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (74 | ) |  |  | (74 | )
Recoveries |  |  | 5 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 56 |  |  |  | 61 |
Ending balance |  | $ | 1,228 |  |  | $ | 235 |  |  | $ | 387 |  |  | $ | 1,927 |  |  | $ | 994 |  |  | $ | 517 |  |  | $ | 957 |  |  | $ | 6,245 |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Home Equity |  |  |  |  |  |  |  |  |
|  | Residential |  |  |  |  |  |  |  |  |  |  | Commercial |  |  | Commercial |  |  | and Second |  |  | Other |  |  |  |  |
|  | Real Estate |  |  | Land |  |  | Construction |  |  | Real Estate |  |  | Business |  |  | Mortgage |  |  | Consumer |  |  | Total |
|  | (In thousands) |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,239 |  |  | $ | 209 |  |  | $ | 292 |  |  | $ | 2,358 |  |  | $ | 843 |  |  | $ | 617 |  |  | $ | 1,067 |  |  | $ | 6,625 |
Provisions for loan losses |  |  | (14 | ) |  |  | 3 |  |  |  | 56 |  |  |  | (3 | ) |  |  | (27 | ) |  |  | 14 |  |  |  | 46 |  |  |  | 75 |
Charge-offs |  |  | (4 | ) |  |  | (3 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (9 | ) |  |  | (114 | ) |  |  | (130 | )
Recoveries |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 58 |  |  |  | 58 |
Ending balance |  | $ | 1,221 |  |  | $ | 209 |  |  | $ | 348 |  |  | $ | 2,355 |  |  | $ | 816 |  |  | $ | 622 |  |  | $ | 1,057 |  |  | $ | 6,628 |
Impaired Financing Receivables [Table Text Block] |
|  | At March 31, 2022 |  |  | Three Months Ended March 31, 2022 |  |  | Three Months Ended March 31, 2021 |
|  |  |  |  |  | Unpaid |  |  |  |  |  |  | Average |  |  | Interest |  |  | Average |  |  | Interest |
|  | Recorded |  |  | Principal |  |  | Related |  |  | Recorded |  |  | Income |  |  | Recorded |  |  | Income |
|  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Recognized |  |  | Investment |  |  | Recognized |
|  | (In thousands) |  |  |  |  |
Loans with no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential |  | $ | 796 |  |  | $ | 926 |  |  | $ | - |  |  | $ | 915 |  |  | $ | 5 |  |  | $ | 1,804 |  |  | $ | 5 |
Land |  |  | 102 |  |  |  | 104 |  |  |  | - |  |  |  | 102 |  |  |  | - |  |  |  | 99 |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | 599 |  |  |  | 616 |  |  |  | - |  |  |  | 651 |  |  |  | 6 |  |  |  | 770 |  |  |  | 9 |
Commercial business |  |  | 167 |  |  |  | 166 |  |  |  | - |  |  |  | 171 |  |  |  | 2 |  |  |  | 206 |  |  |  | 2 |
Home equity and second mortgage |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 8 |  |  |  | - |  |  |  | 209 |  |  |  | 1 |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
|  |  | 1,664 |  |  |  | 1,812 |  |  |  | - |  |  |  | 1,847 |  |  |  | 13 |  |  |  | 3,088 |  |  |  | 17 |
Loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential |  |  | 28 |  |  |  | 28 |  |  |  | 1 |  |  |  | 14 |  |  |  | - |  |  |  | - |  |  |  | - |
Land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial business |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Home equity and second mortgage |  |  | 287 |  |  |  | 297 |  |  |  | 5 |  |  |  | 288 |  |  |  | - |  |  |  | 146 |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
|  |  | 315 |  |  |  | 325 |  |  |  | 6 |  |  |  | 302 |  |  |  | - |  |  |  | 146 |  |  |  | - |
Total: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential |  |  | 824 |  |  |  | 954 |  |  |  | 1 |  |  |  | 929 |  |  |  | 5 |  |  |  | 1,804 |  |  |  | 5 |
Land |  |  | 102 |  |  |  | 104 |  |  |  | - |  |  |  | 102 |  |  |  | - |  |  |  | 99 |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | 599 |  |  |  | 616 |  |  |  | - |  |  |  | 651 |  |  |  | 6 |  |  |  | 770 |  |  |  | 9 |
Commercial business |  |  | 167 |  |  |  | 166 |  |  |  | - |  |  |  | 171 |  |  |  | 2 |  |  |  | 206 |  |  |  | 2 |
Home equity and second mortgage |  |  | 287 |  |  |  | 297 |  |  |  | 5 |  |  |  | 296 |  |  |  | - |  |  |  | 355 |  |  |  | 1 |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
|  | $ | 1,979 |  |  | $ | 2,137 |  |  | $ | 6 |  |  | $ | 2,149 |  |  | $ | 13 |  |  | $ | 3,234 |  |  | $ | 17 |
|  |  |  |  |  | Unpaid |  |  |  |  |
|  | Recorded |  |  | Principal |  |  | Related |
|  | Investment |  |  | Balance |  |  | Allowance |
|  | (In thousands) |
Loans with no related allowance recorded: |  |  |  |  |  |  |  |  |
Residential |  | $ | 1,034 |  |  | $ | 1,163 |  |  | $ | - |
Land |  |  | 102 |  |  |  | 104 |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | 702 |  |  |  | 716 |  |  |  | - |
Commercial business |  |  | 174 |  |  |  | 174 |  |  |  | - |
Home equity and second mortgage |  |  | 15 |  |  |  | 15 |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |
|  |  | 2,027 |  |  |  | 2,172 |  |  |  | - |
Loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Residential |  |  | - |  |  |  | - |  |  |  | - |
Land |  |  | - |  |  |  | - |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | - |
Commercial business |  |  | - |  |  |  | - |  |  |  | - |
Home equity and second mortgage |  |  | 288 |  |  |  | 296 |  |  |  | 7 |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |
|  |  | 288 |  |  |  | 296 |  |  |  | 7 |
Total: |  |  |  |  |  |  |  |  |  |  |  |
Residential |  |  | 1,034 |  |  |  | 1,163 |  |  |  | - |
Land |  |  | 102 |  |  |  | 104 |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | 702 |  |  |  | 716 |  |  |  | - |
Commercial business |  |  | 174 |  |  |  | 174 |  |  |  | - |
Home equity and second mortgage |  |  | 303 |  |  |  | 311 |  |  |  | 7 |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |
|  | $ | 2,315 |  |  | $ | 2,468 |  |  | $ | 7 |
Financing Receivable, Nonaccrual [Table Text Block] |
|  | March 31, 2022 |  |  | December 31, 2021 |
|  |  |  |  |  | Loans 90+ Days |  |  | Total |  |  |  |  |  |  | Loans 90+ Days |  |  | Total |
|  | Nonaccrual |  |  | Past Due |  |  | Nonperforming |  |  | Nonaccrual |  |  | Past Due |  |  | Nonperforming |
|  | Loans |  |  | Still Accruing |  |  | Loans |  |  | Loans |  |  | Still Accruing |  |  | Loans |
|  | (In thousands) |
Residential |  | $ | 598 |  |  | $ | 99 |  |  | $ | 697 |  |  | $ | 806 |  |  | $ | - |  |  | $ | 806 |
Land |  |  | 102 |  |  |  | - |  |  |  | 102 |  |  |  | 102 |  |  |  | - |  |  |  | 102 |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | 112 |  |  |  | - |  |  |  | 112 |  |  |  | 115 |  |  |  | - |  |  |  | 115 |
Commercial business |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Home equity and second mortgage |  |  | 287 |  |  |  | - |  |  |  | 287 |  |  |  | 304 |  |  |  | - |  |  |  | 304 |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 3 |  |  |  | 3 |
Total |  | $ | 1,099 |  |  | $ | 99 |  |  | $ | 1,198 |  |  | $ | 1,327 |  |  | $ | 3 |  |  | $ | 1,330 |
Financing Receivable, Past Due [Table Text Block] |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Purchased |  |  |  |  |
|  | 30-59 Days |  |  | 60-89 Days |  |  | 90 Days or More |  |  | Total |  |  |  |  |  |  | Credit |  |  | Total |
|  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Current |  |  | Impaired Loans |  |  | Loans |
|  | (In thousands) |
Residential |  | $ | 1,601 |  |  | $ | 48 |  |  | $ | 516 |  |  | $ | 2,165 |  |  | $ | 135,895 |  |  | $ | 269 |  |  | $ | 138,329 |
Land |  |  | 124 |  |  |  | 62 |  |  |  | 102 |  |  |  | 288 |  |  |  | 19,317 |  |  |  | - |  |  |  | 19,605 |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 31,765 |  |  |  | - |  |  |  | 31,765 |
Commercial real estate |  |  | 112 |  |  |  | - |  |  |  | - |  |  |  | 112 |  |  |  | 148,600 |  |  |  | 8 |  |  |  | 148,720 |
Commercial business |  |  | 168 |  |  |  | - |  |  |  | - |  |  |  | 168 |  |  |  | 58,005 |  |  |  | - |  |  |  | 58,173 |
Home equity and second mortgage |  |  | 637 |  |  |  | - |  |  |  | - |  |  |  | 637 |  |  |  | 56,570 |  |  |  | - |  |  |  | 57,207 |
Other consumer |  |  | 153 |  |  |  | 28 |  |  |  | - |  |  |  | 181 |  |  |  | 59,688 |  |  |  | - |  |  |  | 59,869 |
Total |  | $ | 2,795 |  |  | $ | 138 |  |  | $ | 618 |  |  | $ | 3,551 |  |  | $ | 509,840 |  |  | $ | 277 |  |  | $ | 513,668 |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Purchased |  |  |  |  |
|  | 30-59 Days |  |  | 60-89 Days |  |  | 90 Days or More |  |  | Total |  |  |  |  |  |  | Credit |  |  | Total |
|  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Current |  |  | Impaired Loans |  |  | Loans |
|  | (In thousands) |
Residential |  | $ | 1,186 |  |  | $ | 158 |  |  | $ | 501 |  |  | $ | 1,845 |  |  | $ | 129,037 |  |  | $ | 270 |  |  | $ | 131,152 |
Land |  |  | 94 |  |  |  | 62 |  |  |  | 102 |  |  |  | 258 |  |  |  | 19,336 |  |  |  | - |  |  |  | 19,594 |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 33,491 |  |  |  | - |  |  |  | 33,491 |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 138,130 |  |  |  | 11 |  |  |  | 138,141 |
Commercial business |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 51,921 |  |  |  | - |  |  |  | 51,921 |
Home equity and second mortgage |  |  | 165 |  |  |  | - |  |  |  | - |  |  |  | 165 |  |  |  | 55,577 |  |  |  | - |  |  |  | 55,742 |
Other consumer |  |  | 129 |  |  |  | 3 |  |  |  | 3 |  |  |  | 135 |  |  |  | 60,654 |  |  |  | - |  |  |  | 60,789 |
Total |  | $ | 1,574 |  |  | $ | 223 |  |  | $ | 606 |  |  | $ | 2,403 |  |  | $ | 488,146 |  |  | $ | 281 |  |  | $ | 490,830 |
Financing Receivable Credit Quality Indicators [Table Text Block] |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Home Equity |  |  |  |  |  |  |  |  |
|  | Residential |  |  |  |  |  |  |  |  |  |  | Commercial |  |  | Commercial |  |  | and Second |  |  | Other |  |  |  |  |
|  | Real Estate |  |  | Land |  |  | Construction |  |  | Real Estate |  |  | Business |  |  | Mortgage |  |  | Consumer |  |  | Total |
|  | (In thousands) |
March 31, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 137,026 |  |  | $ | 19,380 |  |  | $ | 31,765 |  |  | $ | 146,216 |  |  | $ | 57,591 |  |  | $ | 56,920 |  |  | $ | 59,869 |  |  | $ | 508,767 |
Special Mention |  |  | - |  |  |  | 61 |  |  |  | - |  |  |  | 1,193 |  |  |  | 345 |  |  |  | - |  |  |  | - |  |  |  | 1,599 |
Substandard |  |  | 705 |  |  |  | 62 |  |  |  | - |  |  |  | 1,199 |  |  |  | 237 |  |  |  | - |  |  |  | - |  |  |  | 2,203 |
Doubtful |  |  | 598 |  |  |  | 102 |  |  |  | - |  |  |  | 112 |  |  |  | - |  |  |  | 287 |  |  |  | - |  |  |  | 1,099 |
Loss |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 138,329 |  |  | $ | 19,605 |  |  | $ | 31,765 |  |  | $ | 148,720 |  |  | $ | 58,173 |  |  | $ | 57,207 |  |  | $ | 59,869 |  |  | $ | 513,668 |
December 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 129,705 |  |  | $ | 19,369 |  |  | $ | 33,491 |  |  | $ | 135,608 |  |  | $ | 51,353 |  |  | $ | 55,438 |  |  | $ | 60,789 |  |  | $ | 485,753 |
Special Mention |  |  | - |  |  |  | 61 |  |  |  | - |  |  |  | 1,203 |  |  |  | 323 |  |  |  | - |  |  |  | - |  |  |  | 1,587 |
Substandard |  |  | 641 |  |  |  | 62 |  |  |  | - |  |  |  | 1,215 |  |  |  | 245 |  |  |  | - |  |  |  | - |  |  |  | 2,163 |
Doubtful |  |  | 806 |  |  |  | 102 |  |  |  | - |  |  |  | 115 |  |  |  | - |  |  |  | 304 |  |  |  | - |  |  |  | 1,327 |
Loss |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 131,152 |  |  | $ | 19,594 |  |  | $ | 33,491 |  |  | $ | 138,141 |  |  | $ | 51,921 |  |  | $ | 55,742 |  |  | $ | 60,789 |  |  | $ | 490,830 |
Schedule of Troubled Debt Restructurings by Accrual Status [Table Text Block] |
|  | March 31, 2022 |  |  | December 31, 2021 |
|  |  |  |  |  |  |  |  |  |  |  |  |  | Related |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Related |
|  |  |  |  |  |  |  |  |  |  |  |  |  | Allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Allowance |
|  | Accruing |  |  | Nonaccrual |  |  | Total |  |  | for Loan Losses |  |  | Accruing |  |  | Nonaccrual |  |  | Total |  |  | for Loan Losses |
|  | (In thousands) |
Troubled debt restructurings: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 214 |  |  | $ | - |  |  | $ | 214 |  |  | $ | - |  |  | $ | 216 |  |  | $ | - |  |  | $ | 216 |  |  | $ | - |
Commercial real estate |  |  | 486 |  |  |  | - |  |  |  | 486 |  |  |  | - |  |  |  | 585 |  |  |  | - |  |  |  | 585 |  |  |  | - |
Commercial business |  |  | 167 |  |  |  | - |  |  |  | 167 |  |  |  | - |  |  |  | 174 |  |  |  | - |  |  |  | 174 |  |  |  | - |
Home equity and second mortgage |  |  | - |  |  |  | 286 |  |  |  | 286 |  |  |  | 5 |  |  |  | - |  |  |  | 287 |  |  |  | 287 |  |  |  | 7 |
Total |  | $ | 867 |  |  | $ | 286 |  |  | $ | 1,153 |  |  | $ | 5 |  |  | $ | 975 |  |  | $ | 287 |  |  | $ | 1,262 |  |  | $ | 7 |
Schedule of Purchased Credit Impaired Loans [Table Text Block] |
|  | March 31, |  |  | December 31, |
(In thousands) |  | 2022 |  |  | 2021 |
Residential real estate |  | $ | 269 |  |  | $ | 270 |
Commercial real estate |  |  | 8 |  |  |  | 11 |
Carrying amount |  |  | 277 |  |  |  | 281 |
Allowance for loan losses |  |  | 31 |  |  |  | 31 |
Carrying amount, net of allowance |  | $ | 246 |  |  | $ | 250 |
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Table Text Block] |
|  | 2022 |  |  | 2021 |
Balance at beginning of period |  | $ | 266 |  |  | $ | 316 |
New loans purchased |  |  | - |  |  |  | - |
Accretion to income |  |  | (6 | ) |  |  | (8 | )
Disposals and other adjustments |  |  | - |  |  |  | - |
Reclassification from nonaccretable difference |  |  | (3 | ) |  |  | (5 | )
Balance at end of period |  | $ | 257 |  |  | $ | 303 |
Financing Receivable [Member] |
Notes Tables |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Home Equity |  |  |  |  |  |  |  |  |
|  | Residential |  |  |  |  |  |  |  |  |  |  | Commercial |  |  | Commercial |  |  | and Second |  |  | Other |  |  |  |  |
|  | Real Estate |  |  | Land |  |  | Construction |  |  | Real Estate |  |  | Business |  |  | Mortgage |  |  | Consumer |  |  | Total |
|  | (In thousands) |
Recorded Investment in Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Principal loan balance |  | $ | 137,762 |  |  | $ | 19,489 |  |  | $ | 31,702 |  |  | $ | 148,492 |  |  | $ | 58,031 |  |  | $ | 55,893 |  |  | $ | 59,670 |  |  | $ | 511,039 |
Accrued interest receivable |  |  | 468 |  |  |  | 103 |  |  |  | 74 |  |  |  | 300 |  |  |  | 163 |  |  |  | 166 |  |  |  | 199 |  |  |  | 1,473 |
Net deferred loan origination fees and costs |  |  | 99 |  |  |  | 13 |  |  |  | (11 | ) |  |  | (72 | ) |  |  | (21 | ) |  |  | 1,148 |  |  |  | - |  |  |  | 1,156 |
Recorded investment in loans |  | $ | 138,329 |  |  | $ | 19,605 |  |  | $ | 31,765 |  |  | $ | 148,720 |  |  | $ | 58,173 |  |  | $ | 57,207 |  |  | $ | 59,869 |  |  | $ | 513,668 |
Recorded Investment in Loans as Evaluated for Impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 824 |  |  | $ | 102 |  |  | $ | - |  |  | $ | 599 |  |  | $ | 167 |  |  | $ | 287 |  |  | $ | - |  |  | $ | 1,979 |
Collectively evaluated for impairment |  |  | 137,236 |  |  |  | 19,503 |  |  |  | 31,765 |  |  |  | 148,113 |  |  |  | 58,006 |  |  |  | 56,920 |  |  |  | 59,869 |  |  |  | 511,412 |
Acquired with deteriorated credit quality |  |  | 269 |  |  |  | - |  |  |  | - |  |  |  | 8 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 277 |
Ending balance |  | $ | 138,329 |  |  | $ | 19,605 |  |  | $ | 31,765 |  |  | $ | 148,720 |  |  | $ | 58,173 |  |  | $ | 57,207 |  |  | $ | 59,869 |  |  | $ | 513,668 |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Home Equity |  |  |  |  |  |  |  |  |
|  | Residential |  |  |  |  |  |  |  |  |  |  | Commercial |  |  | Commercial |  |  | and Second |  |  | Other |  |  |  |  |
|  | Real Estate |  |  | Land |  |  | Construction |  |  | Real Estate |  |  | Business |  |  | Mortgage |  |  | Consumer |  |  | Total |
|  | (In thousands) |
Recorded Investment in Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Principal loan balance |  | $ | 130,603 |  |  | $ | 19,478 |  |  | $ | 33,439 |  |  | $ | 137,915 |  |  | $ | 51,787 |  |  | $ | 54,453 |  |  | $ | 60,571 |  |  | $ | 488,246 |
Accrued interest receivable |  |  | 442 |  |  |  | 103 |  |  |  | 67 |  |  |  | 290 |  |  |  | 180 |  |  |  | 160 |  |  |  | 218 |  |  |  | 1,460 |
Net deferred loan origination fees and costs |  |  | 107 |  |  |  | 13 |  |  |  | (15 | ) |  |  | (64 | ) |  |  | (46 | ) |  |  | 1,129 |  |  |  | - |  |  |  | 1,124 |
Recorded investment in loans |  | $ | 131,152 |  |  | $ | 19,594 |  |  | $ | 33,491 |  |  | $ | 138,141 |  |  | $ | 51,921 |  |  | $ | 55,742 |  |  | $ | 60,789 |  |  | $ | 490,830 |
Recorded Investment in Loans as Evaluated for Impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 1,034 |  |  | $ | 102 |  |  | $ | - |  |  | $ | 702 |  |  | $ | 174 |  |  | $ | 303 |  |  | $ | - |  |  | $ | 2,315 |
Collectively evaluated for impairment |  |  | 129,848 |  |  |  | 19,492 |  |  |  | 33,491 |  |  |  | 137,428 |  |  |  | 51,747 |  |  |  | 55,439 |  |  |  | 60,789 |  |  |  | 488,234 |
Acquired with deteriorated credit quality |  |  | 270 |  |  |  | - |  |  |  | - |  |  |  | 11 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 281 |
Ending balance |  | $ | 131,152 |  |  | $ | 19,594 |  |  | $ | 33,491 |  |  | $ | 138,141 |  |  | $ | 51,921 |  |  | $ | 55,742 |  |  | $ | 60,789 |  |  | $ | 490,830 |

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