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Note 3 - Loans and Allowance for Loan Losses - Loans (Details) - USD ($) $ in Thousands | Mar. 31, 2022 | Dec. 31, 2021 | Mar. 31, 2021 | Dec. 31, 2020
--- | --- | --- | --- | ---
Loans | $ 547,449 | $ 514,766 |  |
Less undisbursed portion of loans in process | (36,410) | (26,520) |  |
Principal loan balance | 511,039 | 488,246 |  |
Deferred loan origination fees and costs, net | 1,156 | 1,124 |  |
Allowance for loan losses | (6,245) | (6,083) | $ (6,628) | $ (6,625)
Loans, net | 505,950 | 483,287 |  |
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] |  |  |  |
Loans | 137,762 | 130,603 |  |
Allowance for loan losses | (1,228) | (1,174) | (1,221) | (1,239)
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] |  |  |  |
Loans | 19,489 | 19,478 |  |
Principal loan balance | 19,489 | 19,478 |  |
Deferred loan origination fees and costs, net | 13 | 13 |  |
Allowance for loan losses | (235) | (234) | (209) | (209)
Real Estate Mortgage Portfolio Segment [Member] | Residential Construction [Member] |  |  |  |
Loans | 68,112 | 59,959 |  |
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Construction [Member] |  |  |  |
Loans | 148,492 | 137,915 |  |
Commercial Portfolio Segment [Member] |  |  |  |
Loans | 58,031 | 51,787 |  |
Principal loan balance | 58,031 | 51,787 |  |
Deferred loan origination fees and costs, net | (21) | (46) |  |
Allowance for loan losses | (994) | (873) | (816) | (843)
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] |  |  |  |
Loans | 55,893 | 54,453 |  |
Principal loan balance | 55,893 | 54,453 |  |
Deferred loan origination fees and costs, net | 1,148 | 1,129 |  |
Allowance for loan losses | (517) | (527) | $ (622) | $ (617)
Consumer Portfolio Segment [Member] | Automobile Loan [Member] |  |  |  |
Loans | 44,394 | 43,946 |  |
Consumer Portfolio Segment [Member] | Loans Secured by Deposits [Member] |  |  |  |
Loans | 816 | 827 |  |
Consumer Portfolio Segment [Member] | Unsecured Loan [Member] |  |  |  |
Loans | 2,121 | 2,219 |  |
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] |  |  |  |
Loans | 12,339 | 13,579 |  |
Principal loan balance | 59,670 | 60,571 |  |
Deferred loan origination fees and costs, net | $ 0 | $ 0 |  |

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