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v3.22.2.2

Note 3 - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2022 | Jun. 30, 2021 | Jun. 30, 2022 | Jun. 30, 2021 | Dec. 31, 2021
Individually evaluated for impairment | $ 3 |  | $ 3 |  | $ 7
Collectively evaluated for impairment | 6,381 |  | 6,381 |  | 6,045
Allowance for loan losses | 6,394 | $ 6,637 | 6,394 | $ 6,637 | 6,083
Beginning balance | 6,245 | 6,628 | 6,083 | 6,625 |
Provisions for loan losses | 200 | 0 | 375 | 75 |
Charge-offs | (136) | (58) | (210) | (187) |
Recoveries | 85 | 67 | 146 | 124 |
Ending balance | 6,394 | 6,637 | 6,394 | 6,637 |
Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 10 |  | 10 |  | 31
Beginning balance |  |  | 31 |  |
Ending balance | 10 |  | 10 |  |
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] |  |  |  |  |
Individually evaluated for impairment | 2 |  | 2 |  | 0
Collectively evaluated for impairment | 1,253 |  | 1,253 |  | 1,143
Allowance for loan losses | 1,265 | 1,216 | 1,265 | 1,216 | 1,174
Beginning balance | 1,228 | 1,221 | 1,174 | 1,239 |
Provisions for loan losses | 32 | (5) | 81 | (19) |
Charge-offs | 0 | 0 | 0 | (4) |
Recoveries | 5 | 0 | 10 | 0 |
Ending balance | 1,265 | 1,216 | 1,265 | 1,216 |
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 10 |  | 10 |  | 31
Beginning balance |  |  | 31 |  |
Ending balance | 10 |  | 10 |  |
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] |  |  |  |  |
Individually evaluated for impairment | 0 |  | 0 |  | 0
Collectively evaluated for impairment | 241 |  | 241 |  | 234
Allowance for loan losses | 241 | 215 | 241 | 215 | 234
Beginning balance | 235 | 209 | 234 | 209 |
Provisions for loan losses | 6 | 6 | 7 | 9 |
Charge-offs | 0 | 0 | 0 | (3) |
Recoveries | 0 | 0 | 0 | 0 |
Ending balance | 241 | 215 | 241 | 215 |
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | 0
Beginning balance |  |  | 0 |  |
Ending balance | 0 |  | 0 |  |
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] |  |  |  |  |
Individually evaluated for impairment | 0 |  | 0 |  | 0
Collectively evaluated for impairment | 496 |  | 496 |  | 403
Allowance for loan losses | 496 | 389 | 496 | 389 | 403
Beginning balance | 387 | 348 | 403 | 292 |
Provisions for loan losses | 109 | 41 | 93 | 97 |
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Ending balance | 496 | 389 | 496 | 389 |
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | 0
Beginning balance |  |  | 0 |  |
Ending balance | 0 |  | 0 |  |
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] |  |  |  |  |
Individually evaluated for impairment | 0 |  | 0 |  | 0
Collectively evaluated for impairment | 1,991 |  | 1,991 |  | 1,884
Allowance for loan losses | 1,991 | 2,357 | 1,991 | 2,357 | 1,884
Beginning balance | 1,927 | 2,355 | 1,884 | 2,358 |
Provisions for loan losses | 64 | 2 | 107 | (1) |
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Ending balance | 1,991 | 2,357 | 1,991 | 2,357 |
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | 0
Beginning balance |  |  | 0 |  |
Ending balance | 0 |  | 0 |  |
Commercial Portfolio Segment [Member] |  |  |  |  |
Individually evaluated for impairment | 0 |  | 0 |  | 0
Collectively evaluated for impairment | 888 |  | 888 |  | 873
Allowance for loan losses | 888 | 784 | 888 | 784 | 873
Beginning balance | 994 | 816 | 873 | 843 |
Provisions for loan losses | (106) | (32) | 15 | (59) |
Charge-offs | (9) | 0 | (9) | 0 |
Recoveries | 9 | 0 | 9 | 0 |
Ending balance | 888 | 784 | 888 | 784 |
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | 0
Beginning balance |  |  | 0 |  |
Ending balance | 0 |  | 0 |  |
Consumer Portfolio Segment [Member] |  |  |  |  |
Allowance for loan losses | 980 |  | 980 |  | 988
Beginning balance | 957 |  | 988 |  |
Provisions for loan losses | 81 |  | 68 |  |
Charge-offs | (127) |  | (201) |  |
Recoveries | 69 |  | 125 |  |
Ending balance | 980 |  | 980 |  |
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] |  |  |  |  |
Individually evaluated for impairment | 1 |  | 1 |  | 7
Collectively evaluated for impairment | 532 |  | 532 |  | 520
Allowance for loan losses | 533 | 625 | 533 | 625 | 527
Beginning balance | 517 | 622 | 527 | 617 |
Provisions for loan losses | 14 | 3 | 4 | 17 |
Charge-offs | 0 | 0 | 0 | (9) |
Recoveries | 2 | 0 | 2 | 0 |
Ending balance | 533 | 625 | 533 | 625 |
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | 0
Beginning balance |  |  | 0 |  |
Ending balance | 0 |  | 0 |  |
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] |  |  |  |  |
Individually evaluated for impairment | 0 |  | 0 |  | 0
Collectively evaluated for impairment | 980 |  | 980 |  | 988
Allowance for loan losses | 980 | 1,051 | 980 | 1,051 | 988
Beginning balance |  | 1,057 | 988 | 1,067 |
Provisions for loan losses |  | (15) |  | 31 |
Charge-offs |  | (58) |  | (171) |
Recoveries |  | 67 |  | 124 |
Ending balance | 980 | $ 1,051 | 980 | $ 1,051 |
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | $ 0
Beginning balance |  |  | 0 |  |
Ending balance | $ 0 |  | $ 0 |  |

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