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v3.22.2.2

Note 3 - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended |
--- | --- | --- | ---
Sep. 30, 2022 | Sep. 30, 2021 | Sep. 30, 2022 | Sep. 30, 2021 | Dec. 31, 2021
Individually evaluated for impairment | $ 0 |  | $ 0 |  | $ 7
Collectively evaluated for impairment | 6,566 |  | 6,566 |  | 6,045
Allowance for loan losses | 6,566 | $ 6,567 | 6,566 | $ 6,567 | 6,083
Beginning balance | 6,394 | 6,637 | 6,083 | 6,625 |
Provision for loan losses | 175 | 0 | 550 | 75 |
Charge-offs | (77) | (141) | (287) | (328) |
Recoveries | 74 | 71 | 220 | 195 |
Ending balance | 6,566 | 6,567 | 6,566 | 6,567 |
Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | 31
Beginning balance |  |  | 31 |  |
Ending balance | 0 |  | 0 |  |
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] |  |  |  |  |
Individually evaluated for impairment | 0 |  | 0 |  | 0
Collectively evaluated for impairment | 1,352 |  | 1,352 |  | 1,143
Allowance for loan losses | 1,352 | 1,211 | 1,352 | 1,211 | 1,174
Beginning balance | 1,265 | 1,216 | 1,174 | 1,239 |
Provision for loan losses | 87 | 20 | 169 | 0 |
Charge-offs | 0 | (26) | (1) | (29) |
Recoveries | 0 | 1 | 10 | 1 |
Ending balance | 1,352 | 1,211 | 1,352 | 1,211 |
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | 31
Beginning balance |  |  | 31 |  |
Ending balance | 0 |  | 0 |  |
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] |  |  |  |  |
Individually evaluated for impairment | 0 |  | 0 |  | 0
Collectively evaluated for impairment | 273 |  | 273 |  | 234
Allowance for loan losses | 273 | 205 | 273 | 205 | 234
Beginning balance | 241 | 215 | 234 | 209 |
Provision for loan losses | 32 | (4) | 39 | 5 |
Charge-offs | 0 | (6) | 0 | (9) |
Recoveries | 0 | 0 | 0 | 0 |
Ending balance | 273 | 205 | 273 | 205 |
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | 0
Beginning balance |  |  | 0 |  |
Ending balance | 0 |  | 0 |  |
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] |  |  |  |  |
Individually evaluated for impairment | 0 |  | 0 |  | 0
Collectively evaluated for impairment | 430 |  | 430 |  | 403
Allowance for loan losses | 430 | 403 | 430 | 403 | 403
Beginning balance | 496 | 389 | 403 | 292 |
Provision for loan losses | (66) | 14 | 27 | 111 |
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Ending balance | 430 | 403 | 430 | 403 |
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | 0
Beginning balance |  |  | 0 |  |
Ending balance | 0 |  | 0 |  |
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] |  |  |  |  |
Individually evaluated for impairment | 0 |  | 0 |  | 0
Collectively evaluated for impairment | 2,070 |  | 2,070 |  | 1,884
Allowance for loan losses | 2,070 | 2,317 | 2,070 | 2,317 | 1,884
Beginning balance | 1,991 | 2,357 | 1,884 | 2,358 |
Provision for loan losses | 79 | (40) | 186 | (41) |
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Ending balance | 2,070 | 2,317 | 2,070 | 2,317 |
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | 0
Beginning balance |  |  | 0 |  |
Ending balance | 0 |  | 0 |  |
Commercial Portfolio Segment [Member] |  |  |  |  |
Individually evaluated for impairment | 0 |  | 0 |  | 0
Collectively evaluated for impairment | 886 |  | 886 |  | 873
Allowance for loan losses | 886 | 764 | 886 | 764 | 873
Beginning balance | 888 | 784 | 873 | 843 |
Provision for loan losses | (2) | (30) | 13 | (89) |
Charge-offs | 0 | 0 | (9) | 0 |
Recoveries | 0 | 10 | 9 | 10 |
Ending balance | 886 | 764 | 886 | 764 |
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | 0
Beginning balance |  |  | 0 |  |
Ending balance | 0 |  | 0 |  |
Consumer Portfolio Segment [Member] |  |  |  |  |
Allowance for loan losses | 1,019 |  | 1,019 |  | 988
Beginning balance | 980 |  | 988 |  |
Provision for loan losses | 42 |  | 109 |  |
Charge-offs | (77) |  | (277) |  |
Recoveries | 74 |  | 199 |  |
Ending balance | 1,019 |  | 1,019 |  |
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] |  |  |  |  |
Individually evaluated for impairment | 0 |  | 0 |  | 7
Collectively evaluated for impairment | 536 |  | 536 |  | 520
Allowance for loan losses | 536 | 645 | 536 | 645 | 527
Beginning balance | 533 | 625 | 527 | 617 |
Provision for loan losses | 3 | 20 | 7 | 37 |
Charge-offs | 0 | 0 | 0 | (10) |
Recoveries | 0 | 0 | 2 | 1 |
Ending balance | 536 | 645 | 536 | 645 |
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | 0
Beginning balance |  |  | 0 |  |
Ending balance | 0 |  | 0 |  |
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] |  |  |  |  |
Individually evaluated for impairment | 0 |  | 0 |  | 0
Collectively evaluated for impairment | 1,019 |  | 1,019 |  | 988
Allowance for loan losses | 1,019 | 1,022 | 1,019 | 1,022 | 988
Beginning balance |  | 1,051 | 988 | 1,067 |
Provision for loan losses |  | 20 |  | 52 |
Charge-offs |  | (109) |  | (280) |
Recoveries |  | 60 |  | 183 |
Ending balance | 1,019 | $ 1,022 | 1,019 | $ 1,022 |
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |  |  |
Allowance for loan losses | 0 |  | 0 |  | $ 0
Beginning balance |  |  | 0 |  |
Ending balance | $ 0 |  | $ 0 |  |

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