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v3.22.2.2

Note 3 - Loans and Allowance for Loan Losses - Loans (Details) - USD ($) $ in Thousands | Sep. 30, 2022 | Jun. 30, 2022 | Dec. 31, 2021 | Sep. 30, 2021 | Jun. 30, 2021 | Dec. 31, 2020
--- | --- | --- | --- | --- | --- | ---
Loans | $ 587,134 |  | $ 514,766 |  |  |
Less undisbursed portion of loans in process | (40,175) |  | (26,520) |  |  |
Principal loan balance | 546,959 |  | 488,246 |  |  |
Deferred loan origination fees and costs, net | 1,200 |  | 1,124 |  |  |
Allowance for loan losses | (6,566) | $ (6,394) | (6,083) | $ (6,567) | $ (6,637) | $ (6,625)
Loans, net | 541,593 |  | 483,287 |  |  |
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] |  |  |  |  |  |
Loans | 153,659 |  | 130,603 |  |  |
Allowance for loan losses | (1,352) | (1,265) | (1,174) | (1,211) | (1,216) | (1,239)
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] |  |  |  |  |  |
Loans | 22,377 |  | 19,478 |  |  |
Principal loan balance | 22,377 |  | 19,478 |  |  |
Deferred loan origination fees and costs, net | 14 |  | 13 |  |  |
Allowance for loan losses | (273) | (241) | (234) | (205) | (215) | (209)
Real Estate Mortgage Portfolio Segment [Member] | Residential Construction [Member] |  |  |  |  |  |
Loans | 72,371 |  | 59,959 |  |  |
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Construction [Member] |  |  |  |  |  |
Loans | 161,296 |  | 137,915 |  |  |
Commercial Portfolio Segment [Member] |  |  |  |  |  |
Loans | 54,760 |  | 51,787 |  |  |
Principal loan balance | 54,760 |  | 51,787 |  |  |
Deferred loan origination fees and costs, net | (12) |  | (46) |  |  |
Allowance for loan losses | (886) | (888) | (873) | (764) | (784) | (843)
Consumer Portfolio Segment [Member] |  |  |  |  |  |
Allowance for loan losses | (1,019) | (980) | (988) |  |  |
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] |  |  |  |  |  |
Loans | 58,596 |  | 54,453 |  |  |
Principal loan balance | 58,596 |  | 54,453 |  |  |
Deferred loan origination fees and costs, net | 1,192 |  | 1,129 |  |  |
Allowance for loan losses | (536) | $ (533) | (527) | $ (645) | $ (625) | $ (617)
Consumer Portfolio Segment [Member] | Automobile Loan [Member] |  |  |  |  |  |
Loans | 48,100 |  | 43,946 |  |  |
Consumer Portfolio Segment [Member] | Loans Secured by Deposits [Member] |  |  |  |  |  |
Loans | 655 |  | 827 |  |  |
Consumer Portfolio Segment [Member] | Unsecured Loan [Member] |  |  |  |  |  |
Loans | 2,230 |  | 2,219 |  |  |
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] |  |  |  |  |  |
Loans | 13,090 |  | 13,579 |  |  |
Principal loan balance | 64,075 |  | 60,571 |  |  |
Deferred loan origination fees and costs, net | $ 0 |  | $ 0 |  |  |

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