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v3.23.1

Note 4 - Loans and Allowance for Loan Losses (Tables) | 12 Months Ended
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Dec. 31, 2022
Notes Tables |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
|  | December 31, |  |  | December 31, |
(In thousands) |  | 2022 |  |  | 2021 |
Real estate mortgage loans: |  |  |  |  |  |  |  |
Residential |  | $ | 155,334 |  |  | $ | 130,603 |
Land |  |  | 21,860 |  |  |  | 19,478 |
Construction |  |  | 86,845 |  |  |  | 59,959 |
Commercial |  |  | 161,425 |  |  |  | 137,915 |
Commercial business loans |  |  | 60,817 |  |  |  | 51,787 |
Consumer loans: |  |  |  |  |  |  |  |
Home equity and second mortgage loans |  |  | 57,781 |  |  |  | 54,453 |
Automobile loans |  |  | 48,184 |  |  |  | 43,946 |
Loans secured by savings accounts |  |  | 627 |  |  |  | 827 |
Unsecured loans |  |  | 2,245 |  |  |  | 2,219 |
Other consumer loans |  |  | 12,973 |  |  |  | 13,579 |
Gross loans |  |  | 608,091 |  |  |  | 514,766 |
Less undisbursed portion of loans in process |  |  | (44,574 | ) |  |  | (26,520 | )
Principal loan balance |  |  | 563,517 |  |  |  | 488,246 |
Deferred loan origination fees and costs, net |  |  | 1,213 |  |  |  | 1,124 |
Allowance for loan losses |  |  | (6,772 | ) |  |  | (6,083 | )
Loans, net |  | $ | 557,958 |  |  | $ | 483,287 |
Schedule of Related Party Transactions [Table Text Block] |
(In thousands) |  | 2022 |  |  | 2021 |
Beginning balance |  | $ | 7,233 |  |  | $ | 13,287 |
Adjustments due to officer and director changes |  |  | (711 | ) |  |  | - |
New loans |  |  | 1,189 |  |  |  | 3,391 |
Payments |  |  | (1,432 | ) |  |  | (9,445 | )
Ending balance |  | $ | 6,279 |  |  | $ | 7,233 |
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block] |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Home Equity |  |  |  |  |  |  |  |  |
|  | Residential |  |  |  |  |  |  |  |  |  |  | Commercial |  |  | Commercial |  |  | and Second |  |  | Other |  |  |  |  |
|  | Real Estate |  |  | Land |  |  | Construction |  |  | Real Estate |  |  | Business |  |  | Mortgage |  |  | Consumer |  |  | Total |
|  | (In thousands) |
Allowance for Loan Losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,174 |  |  | $ | 234 |  |  | $ | 403 |  |  | $ | 1,884 |  |  | $ | 873 |  |  | $ | 527 |  |  | $ | 988 |  |  | $ | 6,083 |
Provisions |  |  | 247 |  |  |  | 31 |  |  |  | 123 |  |  |  | 147 |  |  |  | 173 |  |  |  | 1 |  |  |  | 228 |  |  |  | 950 |
Charge-offs |  |  | (48 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (9 | ) |  |  | - |  |  |  | (448 | ) |  |  | (505 | )
Recoveries |  |  | 10 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 9 |  |  |  | 2 |  |  |  | 223 |  |  |  | 244 |
Ending balance |  | $ | 1,383 |  |  | $ | 265 |  |  | $ | 526 |  |  | $ | 2,031 |  |  | $ | 1,046 |  |  | $ | 530 |  |  | $ | 991 |  |  | $ | 6,772 |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | 155 |  |  | $ | - |  |  | $ | - |  |  | $ | 155 |
Collectively evaluated for impairment |  |  | 1,383 |  |  |  | 265 |  |  |  | 526 |  |  |  | 2,031 |  |  |  | 891 |  |  |  | 530 |  |  |  | 991 |  |  |  | 6,617 |
Acquired with deteriorated credit quality |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Ending balance |  | $ | 1,383 |  |  | $ | 265 |  |  | $ | 526 |  |  | $ | 2,031 |  |  | $ | 1,046 |  |  | $ | 530 |  |  | $ | 991 |  |  | $ | 6,772 |
Recorded Investment in Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 854 |  |  | $ | 51 |  |  | $ | - |  |  | $ | 463 |  |  | $ | 195 |  |  | $ | 372 |  |  | $ | - |  |  | $ | 1,935 |
Collectively evaluated for impairment |  |  | 154,798 |  |  |  | 21,946 |  |  |  | 42,364 |  |  |  | 161,212 |  |  |  | 60,781 |  |  |  | 58,961 |  |  |  | 64,265 |  |  |  | 564,327 |
Acquired with deteriorated credit quality |  |  | 286 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 286 |
Ending balance |  | $ | 155,938 |  |  | $ | 21,997 |  |  | $ | 42,364 |  |  | $ | 161,675 |  |  | $ | 60,976 |  |  | $ | 59,333 |  |  | $ | 64,265 |  |  | $ | 566,548 |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Home Equity |  |  |  |  |  |  |  |  |
|  | Residential |  |  |  |  |  |  |  |  |  |  | Commercial |  |  | Commercial |  |  | and Second |  |  | Other |  |  |  |  |
|  | Real Estate |  |  | Land |  |  | Construction |  |  | Real Estate |  |  | Business |  |  | Mortgage |  |  | Consumer |  |  | Total |
|  | (In thousands) |
Allowance for Loan Losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,239 |  |  | $ | 209 |  |  | $ | 292 |  |  | $ | 2,358 |  |  | $ | 843 |  |  | $ | 617 |  |  | $ | 1,067 |  |  | $ | 6,625 |
Provisions |  |  | (35 | ) |  |  | 34 |  |  |  | 111 |  |  |  | (474 | ) |  |  | 20 |  |  |  | (88 | ) |  |  | 107 |  |  |  | (325 | )
Charge-offs |  |  | (35 | ) |  |  | (9 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (10 | ) |  |  | (400 | ) |  |  | (454 | )
Recoveries |  |  | 5 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 10 |  |  |  | 8 |  |  |  | 214 |  |  |  | 237 |
Ending balance |  | $ | 1,174 |  |  | $ | 234 |  |  | $ | 403 |  |  | $ | 1,884 |  |  | $ | 873 |  |  | $ | 527 |  |  | $ | 988 |  |  | $ | 6,083 |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | 7 |  |  | $ | - |  |  | $ | 7 |
Collectively evaluated for impairment |  |  | 1,143 |  |  |  | 234 |  |  |  | 403 |  |  |  | 1,884 |  |  |  | 873 |  |  |  | 520 |  |  |  | 988 |  |  |  | 6,045 |
Acquired with deteriorated credit quality |  |  | 31 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 31 |
Ending balance |  | $ | 1,174 |  |  | $ | 234 |  |  | $ | 403 |  |  | $ | 1,884 |  |  | $ | 873 |  |  | $ | 527 |  |  | $ | 988 |  |  | $ | 6,083 |
Recorded Investment in Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 1,034 |  |  | $ | 102 |  |  | $ | - |  |  | $ | 702 |  |  | $ | 174 |  |  | $ | 303 |  |  | $ | - |  |  | $ | 2,315 |
Collectively evaluated for impairment |  |  | 129,848 |  |  |  | 19,492 |  |  |  | 33,491 |  |  |  | 137,428 |  |  |  | 51,747 |  |  |  | 55,439 |  |  |  | 60,789 |  |  |  | 488,234 |
Acquired with deteriorated credit quality |  |  | 270 |  |  |  | - |  |  |  | - |  |  |  | 11 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 281 |
Ending balance |  | $ | 131,152 |  |  | $ | 19,594 |  |  | $ | 33,491 |  |  | $ | 138,141 |  |  | $ | 51,921 |  |  | $ | 55,742 |  |  | $ | 60,789 |  |  | $ | 490,830 |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Home Equity |  |  |  |  |  |  |  |  |
|  | Residential |  |  |  |  |  |  |  |  |  |  | Commercial |  |  | Commercial |  |  | and Second |  |  | Other |  |  |  |  |
|  | Real Estate |  |  | Land |  |  | Construction |  |  | Real Estate |  |  | Business |  |  | Mortgage |  |  | Consumer |  |  | Total |
|  | (In thousands) |
Allowance for Loan Losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 867 |  |  | $ | 163 |  |  | $ | 350 |  |  | $ | 1,623 |  |  | $ | 595 |  |  | $ | 515 |  |  | $ | 948 |  |  | $ | 5,061 |
Provisions |  |  | 393 |  |  |  | 46 |  |  |  | (58 | ) |  |  | 735 |  |  |  | 280 |  |  |  | 91 |  |  |  | 314 |  |  |  | 1,801 |
Charge-offs |  |  | (72 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (32 | ) |  |  | - |  |  |  | (407 | ) |  |  | (511 | )
Recoveries |  |  | 51 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 11 |  |  |  | 212 |  |  |  | 274 |
Ending balance |  | $ | 1,239 |  |  | $ | 209 |  |  | $ | 292 |  |  | $ | 2,358 |  |  | $ | 843 |  |  | $ | 617 |  |  | $ | 1,067 |  |  | $ | 6,625 |
Impaired Financing Receivables [Table Text Block] |
|  |  |  |  |  | Unpaid |  |  |  |  |  |  | Average |  |  | Interest |
|  | Recorded |  |  | Principal |  |  | Related |  |  | Recorded |  |  | Income |
|  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Recognized |
|  | (In thousands) |
Loans with no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential |  | $ | 854 |  |  | $ | 996 |  |  | $ | - |  |  | $ | 893 |  |  | $ | 12 |
Land |  |  | 51 |  |  |  | 51 |  |  |  | - |  |  |  | 71 |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | 463 |  |  |  | 484 |  |  |  | - |  |  |  | 582 |  |  |  | 25 |
Commercial business |  |  | 40 |  |  |  | 40 |  |  |  | - |  |  |  | 137 |  |  |  | 8 |
Home equity and second mortgage |  |  | 372 |  |  |  | 389 |  |  |  | - |  |  |  | 155 |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
|  | $ | 1,780 |  |  | $ | 1,960 |  |  | $ | - |  |  | $ | 1,838 |  |  | $ | 45 |
Loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | 11 |  |  | $ | - |
Land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial business |  |  | 155 |  |  |  | 155 |  |  |  | 155 |  |  |  | 31 |  |  |  | - |
Home equity and second mortgage |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 172 |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
|  | $ | 155 |  |  | $ | 155 |  |  | $ | 155 |  |  | $ | 214 |  |  | $ | - |
Total: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential |  | $ | 854 |  |  | $ | 996 |  |  | $ | - |  |  | $ | 904 |  |  | $ | 12 |
Land |  |  | 51 |  |  |  | 51 |  |  |  | - |  |  |  | 71 |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | 463 |  |  |  | 484 |  |  |  | - |  |  |  | 582 |  |  |  | 25 |
Commercial business |  |  | 195 |  |  |  | 195 |  |  |  | 155 |  |  |  | 168 |  |  |  | 8 |
Home equity and second mortgage |  |  | 372 |  |  |  | 389 |  |  |  | - |  |  |  | 327 |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
|  | $ | 1,935 |  |  | $ | 2,115 |  |  | $ | 155 |  |  | $ | 2,052 |  |  | $ | 45 |
|  |  |  |  |  | Unpaid |  |  |  |  |  |  | Average |  |  | Interest |
|  | Recorded |  |  | Principal |  |  | Related |  |  | Recorded |  |  | Income |
|  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Recognized |
|  | (In thousands) |
Loans with no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential |  | $ | 1,034 |  |  | $ | 1,163 |  |  | $ | - |  |  | $ | 1,529 |  |  | $ | 21 |
Land |  |  | 102 |  |  |  | 104 |  |  |  | - |  |  |  | 100 |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | 702 |  |  |  | 716 |  |  |  | - |  |  |  | 740 |  |  |  | 34 |
Commercial business |  |  | 174 |  |  |  | 174 |  |  |  | - |  |  |  | 191 |  |  |  | 8 |
Home equity and second mortgage |  |  | 15 |  |  |  | 15 |  |  |  | - |  |  |  | 111 |  |  |  | 2 |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
|  | $ | 2,027 |  |  | $ | 2,172 |  |  | $ | - |  |  | $ | 2,671 |  |  | $ | 65 |
Loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Land |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 10 |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial business |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Home equity and second mortgage |  |  | 288 |  |  |  | 296 |  |  |  | 7 |  |  |  | 231 |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
|  | $ | 288 |  |  | $ | 296 |  |  | $ | 7 |  |  | $ | 241 |  |  | $ | - |
Total: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential |  | $ | 1,034 |  |  | $ | 1,163 |  |  | $ | - |  |  | $ | 1,529 |  |  | $ | 21 |
Land |  |  | 102 |  |  |  | 104 |  |  |  | - |  |  |  | 110 |  |  |  | - |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | 702 |  |  |  | 716 |  |  |  | - |  |  |  | 740 |  |  |  | 34 |
Commercial business |  |  | 174 |  |  |  | 174 |  |  |  | - |  |  |  | 191 |  |  |  | 8 |
Home equity and second mortgage |  |  | 303 |  |  |  | 311 |  |  |  | 7 |  |  |  | 342 |  |  |  | 2 |
Other consumer |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
|  | $ | 2,315 |  |  | $ | 2,468 |  |  | $ | 7 |  |  | $ | 2,912 |  |  | $ | 65 |
|  | Average |  |  | Interest |
|  | Recorded |  |  | Income |
|  | Investment |  |  | Recognized |
|  | (In thousands) |
Loans with no related allowance recorded: |  |  |  |  |  |  |  |
Residential |  | $ | 1,638 |  |  | $ | 22 |
Land |  |  | 101 |  |  |  | 1 |
Construction |  |  | - |  |  |  | - |
Commercial real estate |  |  | 836 |  |  |  | 36 |
Commercial business |  |  | 249 |  |  |  | 9 |
Home equity and second mortgage |  |  | 234 |  |  |  | 13 |
Other consumer |  |  | 19 |  |  |  | - |
|  | $ | 3,077 |  |  | $ | 81 |
Loans with an allowance recorded: |  |  |  |  |  |  |  |
Residential |  | $ | 117 |  |  | $ | - |
Land |  |  | - |  |  |  | - |
Construction |  |  | - |  |  |  | - |
Commercial real estate |  |  | - |  |  |  | - |
Commercial business |  |  | 76 |  |  |  | - |
Home equity and second mortgage |  |  | - |  |  |  | - |
Other consumer |  |  | - |  |  |  | - |
|  | $ | 193 |  |  | $ | - |
Total: |  |  |  |  |  |  |  |
Residential |  | $ | 1,755 |  |  | $ | 22 |
Land |  |  | 101 |  |  |  | 1 |
Construction |  |  | - |  |  |  | - |
Commercial real estate |  |  | 836 |  |  |  | 36 |
Commercial business |  |  | 325 |  |  |  | 9 |
Home equity and second mortgage |  |  | 234 |  |  |  | 13 |
Other consumer |  |  | 19 |  |  |  | - |
|  | $ | 3,270 |  |  | $ | 81 |
Financing Receivable, Nonaccrual [Table Text Block] |
|  | December 31, 2022 |  |  | December 31, 2021 |
|  |  |  |  |  | Loans 90+ Days |  |  | Total |  |  |  |  |  |  | Loans 90+ Days |  |  | Total |
|  | Nonaccrual |  |  | Past Due |  |  | Nonperforming |  |  | Nonaccrual |  |  | Past Due |  |  | Nonperforming |
|  | Loans |  |  | Still Accruing |  |  | Loans |  |  | Loans |  |  | Still Accruing |  |  | Loans |
|  | (In thousands) |
Residential |  | $ | 744 |  |  | $ | 83 |  |  | $ | 827 |  |  | $ | 806 |  |  | $ | - |  |  | $ | 806 |
Land |  |  | 51 |  |  |  | - |  |  |  | 51 |  |  |  | 102 |  |  |  | - |  |  |  | 102 |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial real estate |  |  | 81 |  |  |  | - |  |  |  | 81 |  |  |  | 115 |  |  |  | - |  |  |  | 115 |
Commercial business |  |  | 155 |  |  |  | - |  |  |  | 155 |  |  |  | - |  |  |  | - |  |  |  | - |
Home equity and second mortgage |  |  | 372 |  |  |  | - |  |  |  | 372 |  |  |  | 304 |  |  |  | - |  |  |  | 304 |
Other consumer |  |  | - |  |  |  | 4 |  |  |  | 4 |  |  |  | - |  |  |  | 3 |  |  |  | 3 |
Total |  | $ | 1,403 |  |  | $ | 87 |  |  | $ | 1,490 |  |  | $ | 1,327 |  |  | $ | 3 |  |  | $ | 1,330 |
Financing Receivable, Past Due [Table Text Block] |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Purchased |  |  |  |  |
|  | 30-59 Days |  |  | 60-89 Days |  |  | 90 Days or More |  |  | Total |  |  |  |  |  |  | Credit |  |  | Total |
|  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Current |  |  | Impaired Loans |  |  | Loans |
|  | (In thousands) |
Residential |  | $ | 2,229 |  |  | $ | 226 |  |  | $ | 543 |  |  | $ | 2,998 |  |  | $ | 152,654 |  |  | $ | 286 |  |  | $ | 155,938 |
Land |  |  | 119 |  |  |  | - |  |  |  | 51 |  |  |  | 170 |  |  |  | 21,827 |  |  |  | - |  |  |  | 21,997 |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 42,364 |  |  |  | - |  |  |  | 42,364 |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 161,675 |  |  |  | - |  |  |  | 161,675 |
Commercial business |  |  | - |  |  |  | - |  |  |  | 155 |  |  |  | 155 |  |  |  | 60,821 |  |  |  | - |  |  |  | 60,976 |
Home equity and second mortgage |  |  | 206 |  |  |  | 278 |  |  |  | 93 |  |  |  | 577 |  |  |  | 58,756 |  |  |  | - |  |  |  | 59,333 |
Other consumer |  |  | 211 |  |  |  | 72 |  |  |  | 4 |  |  |  | 287 |  |  |  | 63,978 |  |  |  | - |  |  |  | 64,265 |
Total |  | $ | 2,765 |  |  | $ | 576 |  |  | $ | 846 |  |  | $ | 4,187 |  |  | $ | 562,075 |  |  | $ | 286 |  |  | $ | 566,548 |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Purchased |  |  |  |  |
|  | 30-59 Days |  |  | 60-89 Days |  |  | 90 Days or More |  |  | Total |  |  |  |  |  |  | Credit |  |  | Total |
|  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Past Due |  |  | Current |  |  | Impaired Loans |  |  | Loans |
|  | (In thousands) |
Residential |  | $ | 1,186 |  |  | $ | 158 |  |  | $ | 501 |  |  | $ | 1,845 |  |  | $ | 129,037 |  |  | $ | 270 |  |  | $ | 131,152 |
Land |  |  | 94 |  |  |  | 62 |  |  |  | 102 |  |  |  | 258 |  |  |  | 19,336 |  |  |  | - |  |  |  | 19,594 |
Construction |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 33,491 |  |  |  | - |  |  |  | 33,491 |
Commercial real estate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 138,130 |  |  |  | 11 |  |  |  | 138,141 |
Commercial business |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 51,921 |  |  |  | - |  |  |  | 51,921 |
Home equity and second mortgage |  |  | 165 |  |  |  | - |  |  |  | - |  |  |  | 165 |  |  |  | 55,577 |  |  |  | - |  |  |  | 55,742 |
Other consumer |  |  | 129 |  |  |  | 3 |  |  |  | 3 |  |  |  | 135 |  |  |  | 60,654 |  |  |  | - |  |  |  | 60,789 |
Total |  | $ | 1,574 |  |  | $ | 223 |  |  | $ | 606 |  |  | $ | 2,403 |  |  | $ | 488,146 |  |  | $ | 281 |  |  | $ | 490,830 |
Financing Receivable Credit Quality Indicators [Table Text Block] |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Home Equity |  |  |  |  |  |  |  |  |
|  | Residential |  |  |  |  |  |  |  |  |  |  | Commercial |  |  | Commercial |  |  | and Second |  |  | Other |  |  |  |  |
|  | Real Estate |  |  | Land |  |  | Construction |  |  | Real Estate |  |  | Business |  |  | Mortgage |  |  | Consumer |  |  | Total |
|  | (In thousands) |
December 31, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 154,429 |  |  | $ | 21,827 |  |  | $ | 42,364 |  |  | $ | 159,842 |  |  | $ | 60,261 |  |  | $ | 58,937 |  |  | $ | 64,149 |  |  | $ | 561,809 |
Special Mention |  |  | - |  |  |  | 60 |  |  |  | - |  |  |  | 679 |  |  |  | 388 |  |  |  | - |  |  |  | 116 |  |  |  | 1,243 |
Substandard |  |  | 765 |  |  |  | 59 |  |  |  | - |  |  |  | 1,073 |  |  |  | 172 |  |  |  | 24 |  |  |  | - |  |  |  | 2,093 |
Doubtful |  |  | 744 |  |  |  | 51 |  |  |  | - |  |  |  | 81 |  |  |  | 155 |  |  |  | 372 |  |  |  | - |  |  |  | 1,403 |
Loss |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 155,938 |  |  | $ | 21,997 |  |  | $ | 42,364 |  |  | $ | 161,675 |  |  | $ | 60,976 |  |  | $ | 59,333 |  |  | $ | 64,265 |  |  | $ | 566,548 |
December 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 129,705 |  |  | $ | 19,369 |  |  | $ | 33,491 |  |  | $ | 135,608 |  |  | $ | 51,353 |  |  | $ | 55,438 |  |  | $ | 60,789 |  |  | $ | 485,753 |
Special Mention |  |  | - |  |  |  | 61 |  |  |  | - |  |  |  | 1,203 |  |  |  | 323 |  |  |  | - |  |  |  | - |  |  |  | 1,587 |
Substandard |  |  | 641 |  |  |  | 62 |  |  |  | - |  |  |  | 1,215 |  |  |  | 245 |  |  |  | - |  |  |  | - |  |  |  | 2,163 |
Doubtful |  |  | 806 |  |  |  | 102 |  |  |  | - |  |  |  | 115 |  |  |  | - |  |  |  | 304 |  |  |  | - |  |  |  | 1,327 |
Loss |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 131,152 |  |  | $ | 19,594 |  |  | $ | 33,491 |  |  | $ | 138,141 |  |  | $ | 51,921 |  |  | $ | 55,742 |  |  | $ | 60,789 |  |  | $ | 490,830 |
Schedule of Troubled Debt Restructurings by Accrual Status [Table Text Block] |
|  | December 31, 2022 |  |  | December 31, 2021 |
|  |  |  |  |  |  |  |  |  |  |  |  |  | Related |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Related |
|  |  |  |  |  |  |  |  |  |  |  |  |  | Allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Allowance |
|  | Accruing |  |  | Nonaccrual |  |  | Total |  |  | for Loan Losses |  |  | Accruing |  |  | Nonaccrual |  |  | Total |  |  | for Loan Losses |
|  | (In thousands) |
Troubled debt restructurings: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  | $ | 108 |  |  | $ | 16 |  |  | $ | 124 |  |  | $ | - |  |  | $ | 216 |  |  | $ | - |  |  | $ | 216 |  |  | $ | - |
Commercial real estate |  |  | 381 |  |  |  | - |  |  |  | 381 |  |  |  | - |  |  |  | 585 |  |  |  | - |  |  |  | 585 |  |  |  | - |
Commercial business |  |  | 40 |  |  |  | - |  |  |  | 40 |  |  |  | - |  |  |  | 174 |  |  |  | - |  |  |  | 174 |  |  |  | - |
Home equity and second mortgage |  |  | - |  |  |  | 278 |  |  |  | 278 |  |  |  | - |  |  |  | - |  |  |  | 287 |  |  |  | 287 |  |  |  | 7 |
Total |  | $ | 529 |  |  | $ | 294 |  |  | $ | 823 |  |  | $ | - |  |  | $ | 975 |  |  | $ | 287 |  |  | $ | 1,262 |  |  | $ | 7 |
Schedule of Purchased Credit Impaired Loans [Table Text Block] |
PCI carrying amount |  |  |  |  |  |  |  |
(In thousands) |  | 2022 |  |  | 2021 |
Residential real estate |  | $ | 286 |  |  | $ | 270 |
Commercial real estate |  |  | - |  |  |  | 11 |
Carrying amount |  |  | 286 |  |  |  | 281 |
Allowance for loan losses |  |  | - |  |  |  | 31 |
Carrying amount, net of allowance |  | $ | 286 |  |  | $ | 250 |
Financing Receivable [Member] |
Notes Tables |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Home Equity |  |  |  |  |  |  |  |  |
|  | Residential |  |  |  |  |  |  |  |  |  |  | Commercial |  |  | Commercial |  |  | and Second |  |  | Other |  |  |  |  |
|  | Real Estate |  |  | Land |  |  | Construction |  |  | Real Estate |  |  | Business |  |  | Mortgage |  |  | Consumer |  |  | Total |
|  | (In thousands) |
December 31, 2022: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Principal loan balance |  | $ | 155,334 |  |  | $ | 21,860 |  |  | $ | 42,271 |  |  | $ | 161,425 |  |  | $ | 60,817 |  |  | $ | 57,781 |  |  | $ | 64,029 |  |  | $ | 563,517 |
Accrued interest receivable |  |  | 493 |  |  |  | 123 |  |  |  | 105 |  |  |  | 343 |  |  |  | 170 |  |  |  | 348 |  |  |  | 236 |  |  |  | 1,818 |
Net deferred loan origination fees and costs |  |  | 111 |  |  |  | 14 |  |  |  | (12 | ) |  |  | (93 | ) |  |  | (11 | ) |  |  | 1,204 |  |  |  | - |  |  |  | 1,213 |
Recorded investment in loans |  | $ | 155,938 |  |  | $ | 21,997 |  |  | $ | 42,364 |  |  | $ | 161,675 |  |  | $ | 60,976 |  |  | $ | 59,333 |  |  | $ | 64,265 |  |  | $ | 566,548 |
December 31, 2021: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Principal loan balance |  | $ | 130,603 |  |  | $ | 19,478 |  |  | $ | 33,439 |  |  | $ | 137,915 |  |  | $ | 51,787 |  |  | $ | 54,453 |  |  | $ | 60,571 |  |  | $ | 488,246 |
Accrued interest receivable |  |  | 442 |  |  |  | 103 |  |  |  | 67 |  |  |  | 290 |  |  |  | 180 |  |  |  | 160 |  |  |  | 218 |  |  |  | 1,460 |
Net deferred loan origination fees and costs |  |  | 107 |  |  |  | 13 |  |  |  | (15 | ) |  |  | (64 | ) |  |  | (46 | ) |  |  | 1,129 |  |  |  | - |  |  |  | 1,124 |
Recorded investment in loans |  | $ | 131,152 |  |  | $ | 19,594 |  |  | $ | 33,491 |  |  | $ | 138,141 |  |  | $ | 51,921 |  |  | $ | 55,742 |  |  | $ | 60,789 |  |  | $ | 490,830 |

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