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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Loans, including fees $ 24,958 $ 23,772 $ 24,523
Securities:      
Taxable 4,488 2,644 2,550
Tax-exempt 3,204 2,704 2,144
Dividends 22 16 63
Other interest income 1,268 324 367
Total interest income 33,940 29,460 29,647
INTEREST EXPENSE      
Deposits 1,594 1,128 1,561
Total interest expense 1,594 1,128 1,561
Net interest income 32,346 28,332 28,086
Provision (credit) for loan losses 950 (325) 1,801
Net interest income after provision (credit) for loan losses 31,396 28,657 26,285
NONINTEREST INCOME      
Noninterest income, financial service 7,145 6,446 5,761
Gain on sale of loans 833 2,439 2,716
Income (loss) on equity securities (414) 328 (194)
Increase in cash value of life insurance 201 219 210
Other income 262 231 226
Total noninterest income 7,927 9,551 8,599
NONINTEREST EXPENSE      
Compensation and benefits 14,697 14,537 13,808
Occupancy and equipment 1,839 1,770 1,775
Data processing 3,949 3,450 3,101
Professional fees 746 1,028 693
Advertising 353 354 340
Other expenses 3,504 3,392 3,331
Total noninterest expense 25,088 24,531 23,048
Income before income taxes 14,235 13,677 11,836
Income tax expense 2,320 2,240 1,692
Net Income 11,915 11,437 10,144
Less: net income attributable to noncontrolling interest in subsidiary 13 13 13
Net Income Attributable to First Capital, Inc. $ 11,902 $ 11,424 $ 10,131
Earnings per common share attributable to First Capital, Inc.:      
Basic (in dollars per share) $ 3.55 $ 3.41 $ 3.03
Diluted (in dollars per share) 3.55 3.41 3.02
Dividends per share on common shares (in dollars per share) $ 1.04 $ 1.04 $ 0.96
Deposit Account [Member]      
NONINTEREST INCOME      
Noninterest income, financial service $ 2,273 $ 1,874 $ 1,788
Gain on sale of available for sale securities 0 7 0
ATM and Debit Card Fees [Member]      
NONINTEREST INCOME      
Noninterest income, financial service 4,345 4,076 3,488
Investment Advisory, Management and Administrative Service [Member]      
NONINTEREST INCOME      
Noninterest income, financial service $ 427 $ 377 $ 365