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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
CASH FLOWS FROM OPERATING ACTIVITIES      
Net income $ 11,915 $ 11,437 $ 10,144
Adjustments to reconcile net income to cash and cash equivalents provided by operating activities:      
Amortization of premium and accretion of discount on securities, net 2,013 2,223 2,163
Depreciation and amortization expense 1,070 1,143 1,200
Deferred income taxes (118) (131) (79)
Stock compensation expense 436 487 381
Increase in cash value of life insurance (201) (219) (210)
Gain on sale of available for sale securities 0 (7) 0
Provision (credit) for loan losses 950 (325) 1,801
Proceeds from sale of loans 51,689 136,414 142,812
Loans originated for sale (49,236) (128,447) (143,861)
Gain on sale of loans (833) (2,439) (2,716)
Amortization of tax credit investment 355 355 338
Unrealized (gain) loss on equity securities 414 (328) 194
Net realized and unrealized (gain) loss on foreclosed real estate (15) 5 4
Net unrealized loss on premises and equipment 0 0 13
(Increase) decrease in accrued interest receivable (855) 4 (358)
Increase (decrease) in accrued interest payable 26 (56) (57)
Net change in other assets/liabilities (1,079) 1,515 291
Net Cash Provided By Operating Activities 16,531 21,631 12,060
CASH FLOWS FROM INVESTING ACTIVITIES      
Net decrease in interest-bearing time deposits 1,162 1,550 94
Purchase of securities available for sale (94,325) (252,292) (104,392)
Purchase of securities held to maturity (5,000) (2,000) 0
Proceeds from maturities of securities available for sale 7,916 42,164 32,647
Proceeds from sales of securities available for sale 0 1,798 0
Principal collected on mortgage-backed obligations 22,150 35,611 46,691
Net (increase) decrease in loans receivable (75,609) 17,283 (35,705)
Investment in tax credit entities 0 (280) (1,380)
Investment in technology fund (100) (120) 0
Proceeds from sale of foreclosed real estate 39 45 233
Proceeds from redemption of Federal Home Loan Bank stock 152 0 0
Proceeds from sale of premises and equipment 0 65 0
Purchase of premises and equipment (415) (288) (602)
Net Cash Used In Investing Activities (144,030) (156,464) (62,414)
CASH FLOWS FROM FINANCING ACTIVITIES      
Net increase in deposits 24,834 135,101 178,284
Purchase of treasury stock 0 (40) (13)
Taxes paid on stock award shares for employees (26) (85) (134)
Cash dividends paid (3,520) (3,522) (3,255)
Net Cash Provided By Financing Activities 21,288 131,454 174,882
Net Increase (Decrease) in Cash and Cash Equivalents (106,211) (3,379) 124,528
Cash and cash equivalents at beginning of year 172,509 175,888 51,360
Cash and cash equivalents at end of year $ 66,298 $ 172,509 $ 175,888