XML 78 R64.htm IDEA: XBRL DOCUMENT v3.23.1
Note 4 - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2022
Sep. 30, 2022
Jun. 30, 2022
Mar. 31, 2022
Dec. 31, 2021
Sep. 30, 2021
Jun. 30, 2021
Mar. 31, 2021
Dec. 31, 2020
Sep. 30, 2020
Jun. 30, 2020
Mar. 31, 2020
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Beginning balance       $ 6,083       $ 6,625       $ 5,061 $ 6,083 $ 6,625 $ 5,061
Provision for Loan and Lease Losses $ 400 $ 175 $ 200 175 $ (400) $ 0 $ 0 75 $ 225 $ 400 $ 825 351 950 (325) 1,801
Charge-offs                         (505) (454) (511)
Recoveries                         244 237 274
Ending balance 6,772       6,083       6,625       6,772 6,083 6,625
Individually evaluated for impairment 155       7               155 7  
Collectively evaluated for impairment 6,617       6,045               6,617 6,045  
Financing Receivable, Allowance for Credit Loss, Ending Balance 6,772       6,083       6,625       6,772 6,083 6,625
Ending balance 6,772       6,083       6,625       6,772 6,083 6,625
Individually evaluated for impairment 1,935       2,315               1,935 2,315  
Collectively evaluated for impairment 564,327       488,234               564,327 488,234  
Recorded investment in loans 566,548       490,830               566,548 490,830  
Financial Asset Acquired with Credit Deterioration [Member]                              
Beginning balance       31                 31    
Ending balance 0       31               0 31  
Financing Receivable, Allowance for Credit Loss, Ending Balance 0       31               0 31  
Ending balance 0       31               0 31  
Recorded investment in loans 286       281               286 281  
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]                              
Beginning balance       1,174       1,239       867 1,174 1,239 867
Provision for Loan and Lease Losses                         247 (35) 393
Charge-offs                         (48) (35) (72)
Recoveries                         10 5 51
Ending balance 1,383       1,174       1,239       1,383 1,174 1,239
Individually evaluated for impairment 0       0               0 0  
Collectively evaluated for impairment 1,383       1,143               1,383 1,143  
Financing Receivable, Allowance for Credit Loss, Ending Balance 1,383       1,174       1,239       1,383 1,174 1,239
Ending balance 1,383       1,174       1,239       1,383 1,174 1,239
Individually evaluated for impairment 854       1,034               854 1,034  
Collectively evaluated for impairment 154,798       129,848               154,798 129,848  
Recorded investment in loans 155,938       131,152               155,938 131,152  
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]                              
Beginning balance       31                 31    
Ending balance 0       31               0 31  
Financing Receivable, Allowance for Credit Loss, Ending Balance 0       31               0 31  
Ending balance 0       31               0 31  
Recorded investment in loans 286       270               286 270  
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]                              
Beginning balance       234       209       163 234 209 163
Provision for Loan and Lease Losses                         31 34 46
Charge-offs                         0 (9) 0
Recoveries                         0 0 0
Ending balance 265       234       209       265 234 209
Individually evaluated for impairment 0       0               0 0  
Collectively evaluated for impairment 265       234               265 234  
Financing Receivable, Allowance for Credit Loss, Ending Balance 265       234       209       265 234 209
Ending balance 265       234       209       265 234 209
Individually evaluated for impairment 51       102               51 102  
Collectively evaluated for impairment 21,946       19,492               21,946 19,492  
Recorded investment in loans 21,997       19,594               21,997 19,594  
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]                              
Beginning balance       0                 0    
Ending balance 0       0               0 0  
Financing Receivable, Allowance for Credit Loss, Ending Balance 0       0               0 0  
Ending balance 0       0               0 0  
Recorded investment in loans 0       0               0 0  
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]                              
Beginning balance       403       292       350 403 292 350
Provision for Loan and Lease Losses                         123 111 (58)
Charge-offs                         0 0 0
Recoveries                         0 0 0
Ending balance 526       403       292       526 403 292
Individually evaluated for impairment 0       0               0 0  
Collectively evaluated for impairment 526       403               526 403  
Financing Receivable, Allowance for Credit Loss, Ending Balance 526       403       292       526 403 292
Ending balance 526       403       292       526 403 292
Individually evaluated for impairment 0       0               0 0  
Collectively evaluated for impairment 42,364       33,491               42,364 33,491  
Recorded investment in loans 42,364       33,491               42,364 33,491  
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]                              
Beginning balance       0                 0    
Ending balance 0       0               0 0  
Financing Receivable, Allowance for Credit Loss, Ending Balance 0       0               0 0  
Ending balance 0       0               0 0  
Recorded investment in loans 0       0               0 0  
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]                              
Beginning balance       1,884       2,358       1,623 1,884 2,358 1,623
Provision for Loan and Lease Losses                         147 (474) 735
Charge-offs                         0 0 0
Recoveries                         0 0 0
Ending balance 2,031       1,884       2,358       2,031 1,884 2,358
Individually evaluated for impairment 0       0               0 0  
Collectively evaluated for impairment 2,031       1,884               2,031 1,884  
Financing Receivable, Allowance for Credit Loss, Ending Balance 2,031       1,884       2,358       2,031 1,884 2,358
Ending balance 2,031       1,884       2,358       2,031 1,884 2,358
Individually evaluated for impairment 463       702               463 702  
Collectively evaluated for impairment 161,212       137,428               161,212 137,428  
Recorded investment in loans 161,675       138,141               161,675 138,141  
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]                              
Beginning balance       0                 0    
Ending balance 0       0               0 0  
Financing Receivable, Allowance for Credit Loss, Ending Balance 0       0               0 0  
Ending balance 0       0               0 0  
Recorded investment in loans 0       11               0 11  
Commercial Portfolio Segment [Member]                              
Beginning balance       873       843       595 873 843 595
Provision for Loan and Lease Losses                         173 20 280
Charge-offs                         (9) 0 (32)
Recoveries                         9 10 0
Ending balance 1,046       873       843       1,046 873 843
Individually evaluated for impairment 155       0               155 0  
Collectively evaluated for impairment 891       873               891 873  
Financing Receivable, Allowance for Credit Loss, Ending Balance 1,046       873       843       1,046 873 843
Ending balance 1,046       873       843       1,046 873 843
Individually evaluated for impairment 195       174               195 174  
Collectively evaluated for impairment 60,781       51,747               60,781 51,747  
Recorded investment in loans 60,976       51,921               60,976 51,921  
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]                              
Beginning balance       0                 0    
Ending balance 0       0               0 0  
Financing Receivable, Allowance for Credit Loss, Ending Balance 0       0               0 0  
Ending balance 0       0               0 0  
Recorded investment in loans 0       0               0 0  
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]                              
Beginning balance       527       617       515 527 617 515
Provision for Loan and Lease Losses                         1 (88) 91
Charge-offs                         0 (10) 0
Recoveries                         2 8 11
Ending balance 530       527       617       530 527 617
Individually evaluated for impairment 0       7               0 7  
Collectively evaluated for impairment 530       520               530 520  
Financing Receivable, Allowance for Credit Loss, Ending Balance 530       527       617       530 527 617
Ending balance 530       527       617       530 527 617
Individually evaluated for impairment 372       303               372 303  
Collectively evaluated for impairment 58,961       55,439               58,961 55,439  
Recorded investment in loans 59,333       55,742               59,333 55,742  
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]                              
Beginning balance       0                 0    
Ending balance 0       0               0 0  
Financing Receivable, Allowance for Credit Loss, Ending Balance 0       0               0 0  
Ending balance 0       0               0 0  
Recorded investment in loans 0       0               0 0  
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]                              
Beginning balance       988       1,067         988 1,067  
Provision for Loan and Lease Losses                         228 107  
Charge-offs                         (448) (400)  
Recoveries                         223 214  
Ending balance 991       988       1,067       991 988 1,067
Individually evaluated for impairment 0       0               0 0  
Collectively evaluated for impairment 991       988               991 988  
Financing Receivable, Allowance for Credit Loss, Ending Balance 991       988       1,067       991 988 1,067
Ending balance 991       988       1,067       991 988 1,067
Individually evaluated for impairment 0       0               0 0  
Collectively evaluated for impairment 64,265       60,789               64,265 60,789  
Recorded investment in loans 64,265       60,789               64,265 60,789  
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]                              
Beginning balance       $ 0                 0    
Ending balance 0       0               0 0  
Financing Receivable, Allowance for Credit Loss, Ending Balance 0       0               0 0  
Ending balance 0       0               0 0  
Recorded investment in loans 0       0               0 0  
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]                              
Beginning balance               $ 1,067       $ 948   1,067 948
Provision for Loan and Lease Losses                             314
Charge-offs                             (407)
Recoveries                             212
Ending balance                 1,067           1,067
Financing Receivable, Allowance for Credit Loss, Ending Balance                 1,067           1,067
Ending balance                 $ 1,067           $ 1,067
Recorded investment in loans $ 64,265       $ 60,789               $ 64,265 $ 60,789