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v3.23.1

Note 4 - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended |
--- | --- | ---
Mar. 31, 2023 | Mar. 31, 2022 | Dec. 31, 2023
Balance | $ 6,772 | $ 6,083 |
Provision for credit losses | 193 | 175 |
Charge-offs | (275) | (74) |
Recoveries | 72 | 61 |
Balance | 7,323 | 6,245 |
Individually evaluated for impairment |  | 6 | $ 155
Collectively evaluated for impairment |  | 6,208 | 6,617
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 7,323 | 6,245 | 6,772
Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Balance | 0 |  |
Balance | 0 | 31 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 0 | 31 | 0
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |
Balance | 561 |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  |  |
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] |  |  |
Balance |  | 1,174 |
Provision for credit losses |  | 49 |
Charge-offs |  | 0 |
Recoveries |  | 5 |
Balance |  | 1,228 |
Individually evaluated for impairment |  | 1 | 0
Collectively evaluated for impairment |  | 1,196 | 1,383
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  | 1,228 | 1,383
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Balance |  | 31 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  | 31 | 0
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] |  |  |
Balance |  | 234 |
Provision for credit losses |  | 1 |
Charge-offs |  | 0 |
Recoveries |  | 0 |
Balance |  | 235 |
Individually evaluated for impairment |  | 0 | 0
Collectively evaluated for impairment |  | 235 | 265
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  | 235 | 265
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Balance |  | 0 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  | 0 | 0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] |  |  |
Balance |  | 403 |
Provision for credit losses |  | (16) |
Charge-offs |  | 0 |
Recoveries |  | 0 |
Balance |  | 387 |
Individually evaluated for impairment |  | 0 | 0
Collectively evaluated for impairment |  | 387 | 526
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  | 387 | 526
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Balance |  | 0 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  | 0 | 0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] |  |  |
Balance |  | 1,884 |
Provision for credit losses |  | 43 |
Charge-offs |  | 0 |
Recoveries |  | 0 |
Balance |  | 1,927 |
Individually evaluated for impairment |  | 0 | 0
Collectively evaluated for impairment |  | 1,927 | 2,031
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  | 1,927 | 2,031
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Balance |  | 0 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  | 0 | 0
Commercial Portfolio Segment [Member] |  |  |
Balance |  | 873 |
Provision for credit losses |  | 121 |
Charge-offs |  | 0 |
Recoveries |  | 0 |
Balance |  | 994 |
Individually evaluated for impairment |  | 0 | 155
Collectively evaluated for impairment |  | 994 | 891
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  | 994 | 1,046
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Balance |  | 0 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  | 0 | 0
Commercial Portfolio Segment [Member] | Commercial Real Estate Loan [Member] |  |  |
Balance | 2,029 |  |
Provision for credit losses | 291 |  |
Charge-offs | 0 |  |
Recoveries | 0 |  |
Balance | 2,190 |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 2,190 |  |
Commercial Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |
Balance | (130) |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  |  |
Commercial Portfolio Segment [Member] | Commercial Business [Member] |  |  |
Balance | 1,156 |  |
Provision for credit losses | 220 |  |
Charge-offs | (155) |  |
Recoveries | 5 |  |
Balance | 1,084 |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 1,084 |  |
Commercial Portfolio Segment [Member] | Commercial Business [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |
Balance | (142) |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  |  |
Consumer Portfolio Segment [Member] |  |  |
Balance |  | 988 |
Provision for credit losses |  | (13) |
Charge-offs |  | (74) |
Recoveries |  | 56 |
Balance |  | 957 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  | 957 |
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] |  |  |
Balance | 531 | 527 |
Provision for credit losses | (139) | (10) |
Charge-offs | 0 | 0 |
Recoveries | 0 | 0 |
Balance | 366 | 517 |
Individually evaluated for impairment |  | 5 | 0
Collectively evaluated for impairment |  | 512 | 530
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 366 | 517 | 530
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Balance |  | 0 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  | 0 | 0
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |
Balance | (26) |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  |  |
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] |  |  |
Balance | 881 |  |
Provision for credit losses | (53) |  |
Charge-offs | (118) |  |
Recoveries | 67 |  |
Balance | 1,212 | 957 |
Individually evaluated for impairment |  | 0 | 0
Collectively evaluated for impairment |  | 957 | 991
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 1,212 | 957 | 991
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Balance |  | 0 |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  | $ 0 | $ 0
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |
Balance | 435 |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  |  |
Residential Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] |  |  |
Charge-offs | 0 |  |
Residential Portfolio Segment [Member] | One-to-four Family Loan [Member] |  |  |
Balance | 1,036 |  |
Provision for credit losses | (43) |  |
Charge-offs | (2) |  |
Recoveries | 0 |  |
Balance | 1,414 |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 1,414 |  |
Residential Portfolio Segment [Member] | One-to-four Family Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |
Balance | 423 |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  |  |
Residential Portfolio Segment [Member] | Multifamily [Member] |  |  |
Balance | 346 |  |
Provision for credit losses | 38 |  |
Charge-offs | 0 |  |
Recoveries | 0 |  |
Balance | 381 |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 381 |  |
Residential Portfolio Segment [Member] | Multifamily [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |
Balance | (3) |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  |  |
Construction [Member] | One-to-four Family Residential Construction [Member] |  |  |
Balance | 206 |  |
Provision for credit losses | (10) |  |
Charge-offs | 0 |  |
Recoveries | 0 |  |
Balance | 187 |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 187 |  |
Construction [Member] | One-to-four Family Residential Construction [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |
Balance | (9) |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  |  |
Construction [Member] | Other Construction, Development and Land [Member] |  |  |
Balance | 587 |  |
Provision for credit losses | (111) |  |
Charge-offs | 0 |  |
Recoveries | 0 |  |
Balance | 489 |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 489 |  |
Construction [Member] | Other Construction, Development and Land [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |
Balance | $ 13 |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest |  |  |

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