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v3.23.2

Note 4 - Loans and Allowance for Loan Losses - Loans (Details) - USD ($) $ in Thousands | Jun. 30, 2023 | Mar. 31, 2023 | Dec. 31, 2022 | Jun. 30, 2022 | Mar. 31, 2022 | Dec. 31, 2021
--- | --- | --- | --- | --- | --- | ---
Principal loan balance | $ 589,239 |  | $ 563,517 |  |  |
Deferred loan origination fees and costs, net | 1,220 |  | 1,213 | $ 1,176 |  |
Allowance for credit losses | (7,515) | $ (7,323) | (6,772) | (6,394) | $ (6,245) | $ (6,083)
Loans, net | 582,944 |  | 557,958 |  |  |
Residential Portfolio Segment [Member] | One-to-four Family Loan [Member] |  |  |  |  |  |
Principal loan balance | 128,216 |  | 116,269 |  |  |
Deferred loan origination fees and costs, net | 129 |  |  |  |  |
Allowance for credit losses | (1,469) | (1,414) |  |  |  |
Residential Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] |  |  |  |  |  |
Principal loan balance | 57,401 |  | 57,872 |  |  |
Residential Portfolio Segment [Member] | Multifamily [Member] |  |  |  |  |  |
Principal loan balance | 39,331 |  | 38,973 |  |  |
Deferred loan origination fees and costs, net | (14) |  |  |  |  |
Allowance for credit losses | (614) | (381) |  |  |  |
Construction [Member] | One-to-four Family Residential Construction [Member] |  |  |  |  |  |
Principal loan balance | 17,657 |  | 16,575 |  |  |
Deferred loan origination fees and costs, net | 0 |  |  |  |  |
Allowance for credit losses | (171) | (187) |  |  |  |
Construction [Member] | Other Construction, Development and Land [Member] |  |  |  |  |  |
Principal loan balance | 57,542 |  | 47,632 |  |  |
Deferred loan origination fees and costs, net | (7) |  |  |  |  |
Allowance for credit losses | (460) | (489) |  |  |  |
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] |  |  |  |  |  |
Principal loan balance | 169,310 |  | 161,362 |  |  |
Deferred loan origination fees and costs, net | (108) |  |  |  |  |
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] |  |  |  |  |  |
Deferred loan origination fees and costs, net | 1,231 |  | 1,204 | 1,168 |  |
Allowance for credit losses | (363) | (366) | (530) | (533) | $ (517) | $ (527)
Consumer Portfolio Segment [Member] | Commercial Business [Member] |  |  |  |  |  |
Principal loan balance | 65,055 |  | 68,066 |  |  |
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] |  |  |  |  |  |
Principal loan balance | 54,727 |  | 56,768 |  |  |
Allowance for credit losses | $ (858) | $ (1,212) | $ (991) | $ (980) |  |

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