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v3.23.2

Note 4 - Loans and Allowance for Loan Losses - Recorded Investments in Loans (Details) - USD ($) $ in Thousands | Jun. 30, 2023 | Dec. 31, 2022 | Jun. 30, 2022
--- | --- | --- | ---
Principal loan balance | $ 589,239 | $ 563,517 | $ 532,527
Deferred loan origination fees and costs, net | 1,220 | 1,213 | 1,176
Financing Receivable, amortized cost | 590,459 | 566,548 | 535,249
Principal loan balance | 589,239 | 563,517 | 532,527
Accrued interest receivable |  | 1,818 | 1,546
Net deferred loan origination fees and costs | 1,220 | 1,213 | 1,176
Recorded investment in loans | 590,459 | 566,548 | 535,249
Individually evaluated for impairment |  | 1,935 | 2,058
Collectively evaluated for impairment |  | 564,327 | 532,920
Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Financing Receivable, amortized cost |  | 286 | 271
Recorded investment in loans |  | 286 | 271
Commercial Portfolio Segment [Member] |  |  |
Principal loan balance |  | 60,817 | 56,055
Deferred loan origination fees and costs, net |  | (11) | (19)
Financing Receivable, amortized cost |  | 60,976 | 56,245
Principal loan balance |  | 60,817 | 56,055
Accrued interest receivable |  | 170 | 209
Net deferred loan origination fees and costs |  | (11) | (19)
Recorded investment in loans |  | 60,976 | 56,245
Individually evaluated for impairment |  | 195 | 158
Collectively evaluated for impairment |  | 60,781 | 56,087
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Financing Receivable, amortized cost |  | 0 | 0
Recorded investment in loans |  | 0 | 0
Real Estate Loan [Member] | Real Estate Mortgage Portfolio Segment [Member] |  |  |
Principal loan balance |  | 155,334 | 142,849
Deferred loan origination fees and costs, net |  | 111 | 103
Financing Receivable, amortized cost |  | 155,938 | 143,403
Principal loan balance |  | 155,334 | 142,849
Accrued interest receivable |  | 493 | 451
Net deferred loan origination fees and costs |  | 111 | 103
Recorded investment in loans |  | 155,938 | 143,403
Individually evaluated for impairment |  | 854 | 916
Collectively evaluated for impairment |  | 154,798 | 142,219
Real Estate Loan [Member] | Real Estate Mortgage Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Financing Receivable, amortized cost |  | 286 | 268
Recorded investment in loans |  | 286 | 268
Land Loan [Member] | Real Estate Mortgage Portfolio Segment [Member] |  |  |
Principal loan balance |  | 21,860 | 19,552
Deferred loan origination fees and costs, net |  | 14 | 13
Financing Receivable, amortized cost |  | 21,997 | 19,674
Principal loan balance |  | 21,860 | 19,552
Accrued interest receivable |  | 123 | 109
Net deferred loan origination fees and costs |  | 14 | 13
Recorded investment in loans |  | 21,997 | 19,674
Individually evaluated for impairment |  | 51 | 50
Collectively evaluated for impairment |  | 21,946 | 19,624
Land Loan [Member] | Real Estate Mortgage Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Financing Receivable, amortized cost |  | 0 | 0
Recorded investment in loans |  | 0 | 0
Construction Loans [Member] | Real Estate Mortgage Portfolio Segment [Member] |  |  |
Principal loan balance |  | 42,271 | 40,101
Deferred loan origination fees and costs, net |  | (12) | (13)
Financing Receivable, amortized cost |  | 42,364 | 40,174
Principal loan balance |  | 42,271 | 40,101
Accrued interest receivable |  | 105 | 86
Net deferred loan origination fees and costs |  | (12) | (13)
Recorded investment in loans |  | 42,364 | 40,174
Individually evaluated for impairment |  | 0 | 0
Collectively evaluated for impairment |  | 42,364 | 40,174
Construction Loans [Member] | Real Estate Mortgage Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Financing Receivable, amortized cost |  | 0 | 0
Recorded investment in loans |  | 0 | 0
Commercial Real Estate Loan [Member] | Real Estate Mortgage Portfolio Segment [Member] |  |  |
Principal loan balance |  | 161,425 | 154,046
Deferred loan origination fees and costs, net |  | (93) | (76)
Financing Receivable, amortized cost |  | 161,675 | 154,266
Principal loan balance |  | 161,425 | 154,046
Accrued interest receivable |  | 343 | 296
Net deferred loan origination fees and costs |  | (93) | (76)
Recorded investment in loans |  | 161,675 | 154,266
Individually evaluated for impairment |  | 463 | 580
Collectively evaluated for impairment |  | 161,212 | 153,683
Commercial Real Estate Loan [Member] | Real Estate Mortgage Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Financing Receivable, amortized cost |  | 0 | 3
Recorded investment in loans |  | 0 | 3
Commercial Real Estate Loan [Member] | Commercial Real Estate Portfolio Segment [Member] |  |  |
Principal loan balance | 169,310 |  |
Deferred loan origination fees and costs, net | (108) |  |
Financing Receivable, amortized cost | 169,202 |  |
Principal loan balance | 169,310 |  |
Net deferred loan origination fees and costs | (108) |  |
Recorded investment in loans | 169,202 |  |
Home Equity and Second Mortgage [Member] | Consumer Portfolio Segment [Member] |  |  |
Principal loan balance | 57,401 | 57,781 | 58,213
Deferred loan origination fees and costs, net | 1,231 | 1,204 | 1,168
Financing Receivable, amortized cost | 58,632 | 59,333 | 59,576
Principal loan balance | 57,401 | 57,781 | 58,213
Accrued interest receivable |  | 348 | 195
Net deferred loan origination fees and costs | 1,231 | 1,204 | 1,168
Recorded investment in loans | 58,632 | 59,333 | 59,576
Individually evaluated for impairment |  | 372 | 354
Collectively evaluated for impairment |  | 58,961 | 59,222
Home Equity and Second Mortgage [Member] | Consumer Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Financing Receivable, amortized cost |  | 0 | 0
Recorded investment in loans |  | 0 | 0
Other Consumer Loan [Member] | Consumer Portfolio Segment [Member] |  |  |
Principal loan balance | 54,727 | 64,029 | 61,711
Deferred loan origination fees and costs, net | 0 | 0 | 0
Financing Receivable, amortized cost | 54,727 | 64,265 | 61,911
Principal loan balance | 54,727 | 64,029 | 61,711
Accrued interest receivable |  | 236 | 200
Net deferred loan origination fees and costs | 0 | 0 | 0
Recorded investment in loans | 54,727 | 64,265 | 61,911
Individually evaluated for impairment |  | 0 | 0
Collectively evaluated for impairment |  | 64,265 | 61,911
Other Consumer Loan [Member] | Consumer Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Financing Receivable, amortized cost |  | 0 | 0
Recorded investment in loans |  | $ 0 | $ 0
One-to-four Family Loan [Member] | Residential Portfolio Segment [Member] |  |  |
Principal loan balance | 128,216 |  |
Deferred loan origination fees and costs, net | 129 |  |
Financing Receivable, amortized cost | 128,345 |  |
Principal loan balance | 128,216 |  |
Net deferred loan origination fees and costs | 129 |  |
Recorded investment in loans | 128,345 |  |
Multifamily [Member] | Residential Portfolio Segment [Member] |  |  |
Principal loan balance | 39,331 |  |
Deferred loan origination fees and costs, net | (14) |  |
Financing Receivable, amortized cost | 39,317 |  |
Principal loan balance | 39,331 |  |
Net deferred loan origination fees and costs | (14) |  |
Recorded investment in loans | 39,317 |  |
One-to-four Family Residential Construction [Member] | Construction [Member] |  |  |
Principal loan balance | 17,657 |  |
Deferred loan origination fees and costs, net | 0 |  |
Financing Receivable, amortized cost | 17,657 |  |
Principal loan balance | 17,657 |  |
Net deferred loan origination fees and costs | 0 |  |
Recorded investment in loans | 17,657 |  |
Other Construction, Development and Land [Member] | Construction [Member] |  |  |
Principal loan balance | 57,542 |  |
Deferred loan origination fees and costs, net | (7) |  |
Financing Receivable, amortized cost | 57,535 |  |
Principal loan balance | 57,542 |  |
Net deferred loan origination fees and costs | (7) |  |
Recorded investment in loans | 57,535 |  |
Commercial Business [Member] | Commercial Portfolio Segment [Member] |  |  |
Principal loan balance | 65,055 |  |
Deferred loan origination fees and costs, net | (11) |  |
Financing Receivable, amortized cost | 65,044 |  |
Principal loan balance | 65,055 |  |
Net deferred loan origination fees and costs | (11) |  |
Recorded investment in loans | $ 65,044 |  |

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