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Consolidated Balance Sheets (Currrent Period Unaudited) - USD ($)
$ in Thousands
Jun. 30, 2023
Dec. 31, 2022
ASSETS    
Cash and due from banks $ 22,609 $ 25,231
Interest bearing deposits with banks 1,358 3,820
Federal funds sold 23,504 37,247
Total cash and cash equivalents 47,471 66,298
Interest-bearing time deposits 4,654 3,677
Securities available for sale, at fair value (amortized cost $498,156 and $507,466, respectively) 455,742 460,819
Securities held to maturity, at amortized cost (fair value $4,748 and $5,311, respectively) 7,000 7,000
Loans held for sale 996 793
Loans, net of allowance for credit losses of $7,515 ($6,772 in 2022) 582,944 557,958
Federal Home Loan Bank and other stock, at cost 1,836 1,836
Foreclosed real estate 63 0
Premises and equipment 14,524 14,668
Accrued interest receivable 4,336 4,285
Cash value of life insurance 9,010 8,899
Goodwill 6,472 6,472
Core deposit intangible 306 379
Other assets 19,306 18,316
Total Assets 1,154,660 1,151,400
LIABILITIES    
Noninterest-bearing 233,880 254,842
Interest-bearing 808,561 805,554
Total deposits 1,042,441 1,060,396
Borrowed funds 13,000 0
Accrued interest payable 705 123
Accrued expenses and other liabilities 6,163 5,611
Total liabilities 1,062,309 1,066,130
EQUITY    
Preferred stock of $.01 par value per shareAuthorized 1,000,000 shares; none issued; 0 0
Common stock of $.01 par value per share Authorized 7,500,000 shares; issued 3,803,833 shares (3,804,683 in 2022); outstanding 3,351,412 (3,371,362 in 2022) 38 38
Additional paid-in capital 41,588 41,636
Retained earnings-substantially restricted 92,666 88,465
Unearned stock compensation (356) (549)
Accumulated other comprehensive loss (32,497) (35,741)
Less treasury stock, at cost - 452,421 shares (433,321 in 2022) (9,193) (8,691)
Total First Capital, Inc. stockholders' equity 92,246 85,158
Noncontrolling interest in subsidiary 105 112
Total equity 92,351 85,270
Total Liabilities and Equity $ 1,154,660 $ 1,151,400