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Note 4 - Loans and Allowance for Loan Losses - Recorded Investments in Loans (Details) - USD ($) $ in Thousands | Sep. 30, 2023 | Dec. 31, 2022 | Sep. 30, 2022
--- | --- | --- | ---
Principal loan balance | $ 608,925 | $ 563,517 | $ 546,959
Deferred loan origination fees and costs, net | 1,180 | 1,213 | 1,200
Financing Receivable, amortized cost | 610,105 | 566,548 | 549,696
Principal loan balance | 608,925 | 563,517 | 546,959
Accrued interest receivable |  | 1,818 | 1,537
Net deferred loan origination fees and costs | 1,180 | 1,213 | 1,200
Recorded investment in loans | 610,105 | 566,548 | 549,696
Individually evaluated for impairment |  | 1,935 | 1,973
Collectively evaluated for impairment |  | 564,327 | 547,429
Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Financing Receivable, amortized cost |  | 286 | 294
Recorded investment in loans |  | 286 | 294
Commercial Portfolio Segment [Member] |  |  |
Principal loan balance |  | 60,817 | 54,760
Deferred loan origination fees and costs, net |  | (11) | (12)
Financing Receivable, amortized cost |  | 60,976 | 54,877
Principal loan balance |  | 60,817 | 54,760
Accrued interest receivable |  | 170 | 129
Net deferred loan origination fees and costs |  | (11) | (12)
Recorded investment in loans |  | 60,976 | 54,877
Individually evaluated for impairment |  | 195 | 147
Collectively evaluated for impairment |  | 60,781 | 54,730
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Financing Receivable, amortized cost |  | 0 | 0
Recorded investment in loans |  | 0 | 0
Real Estate Loan [Member] | Real Estate Mortgage Portfolio Segment [Member] |  |  |
Principal loan balance |  | 155,334 | 153,659
Deferred loan origination fees and costs, net |  | 111 | 107
Financing Receivable, amortized cost |  | 155,938 | 154,219
Principal loan balance |  | 155,334 | 153,659
Accrued interest receivable |  | 493 | 453
Net deferred loan origination fees and costs |  | 111 | 107
Recorded investment in loans |  | 155,938 | 154,219
Individually evaluated for impairment |  | 854 | 894
Collectively evaluated for impairment |  | 154,798 | 153,036
Real Estate Loan [Member] | Real Estate Mortgage Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Financing Receivable, amortized cost |  | 286 | 289
Recorded investment in loans |  | 286 | 289
Land Loan [Member] | Real Estate Mortgage Portfolio Segment [Member] |  |  |
Principal loan balance |  | 21,860 | 22,377
Deferred loan origination fees and costs, net |  | 14 | 14
Financing Receivable, amortized cost |  | 21,997 | 22,489
Principal loan balance |  | 21,860 | 22,377
Accrued interest receivable |  | 123 | 98
Net deferred loan origination fees and costs |  | 14 | 14
Recorded investment in loans |  | 21,997 | 22,489
Individually evaluated for impairment |  | 51 | 51
Collectively evaluated for impairment |  | 21,946 | 22,438
Land Loan [Member] | Real Estate Mortgage Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Financing Receivable, amortized cost |  | 0 | 0
Recorded investment in loans |  | 0 | 0
Construction Loans [Member] | Real Estate Mortgage Portfolio Segment [Member] |  |  |
Principal loan balance |  | 42,271 | 32,196
Deferred loan origination fees and costs, net |  | (12) | (9)
Financing Receivable, amortized cost |  | 42,364 | 32,253
Principal loan balance |  | 42,271 | 32,196
Accrued interest receivable |  | 105 | 66
Net deferred loan origination fees and costs |  | (12) | (9)
Recorded investment in loans |  | 42,364 | 32,253
Individually evaluated for impairment |  | 0 | 0
Collectively evaluated for impairment |  | 42,364 | 32,253
Construction Loans [Member] | Real Estate Mortgage Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Financing Receivable, amortized cost |  | 0 | 0
Recorded investment in loans |  | 0 | 0
Commercial Real Estate Loan [Member] | Real Estate Mortgage Portfolio Segment [Member] |  |  |
Principal loan balance |  | 161,425 | 161,296
Deferred loan origination fees and costs, net |  | (93) | (92)
Financing Receivable, amortized cost |  | 161,675 | 161,503
Principal loan balance |  | 161,425 | 161,296
Accrued interest receivable |  | 343 | 299
Net deferred loan origination fees and costs |  | (93) | (92)
Recorded investment in loans |  | 161,675 | 161,503
Individually evaluated for impairment |  | 463 | 566
Collectively evaluated for impairment |  | 161,212 | 160,932
Commercial Real Estate Loan [Member] | Real Estate Mortgage Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Financing Receivable, amortized cost |  | 0 | 5
Recorded investment in loans |  | 0 | 5
Commercial Real Estate Loan [Member] | Commercial Real Estate Portfolio Segment [Member] |  |  |
Principal loan balance | 171,151 |  |
Deferred loan origination fees and costs, net | (114) |  |
Financing Receivable, amortized cost | 171,037 |  |
Principal loan balance | 171,151 |  |
Net deferred loan origination fees and costs | (114) |  |
Recorded investment in loans | 171,037 |  |
Home Equity and Second Mortgage [Member] | Consumer Portfolio Segment [Member] |  |  |
Principal loan balance | 59,815 | 57,781 | 58,596
Deferred loan origination fees and costs, net | 1,237 | 1,204 | 1,192
Financing Receivable, amortized cost | 61,052 | 59,333 | 60,060
Principal loan balance | 59,815 | 57,781 | 58,596
Accrued interest receivable |  | 348 | 272
Net deferred loan origination fees and costs | 1,237 | 1,204 | 1,192
Recorded investment in loans | 61,052 | 59,333 | 60,060
Individually evaluated for impairment |  | 372 | 315
Collectively evaluated for impairment |  | 58,961 | 59,745
Home Equity and Second Mortgage [Member] | Consumer Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Financing Receivable, amortized cost |  | 0 | 0
Recorded investment in loans |  | 0 | 0
Other Consumer Loan [Member] | Consumer Portfolio Segment [Member] |  |  |
Principal loan balance | 56,659 | 64,029 | 64,075
Deferred loan origination fees and costs, net | 0 | 0 | 0
Financing Receivable, amortized cost | 56,659 | 64,265 | 64,295
Principal loan balance | 56,659 | 64,029 | 64,075
Accrued interest receivable |  | 236 | 220
Net deferred loan origination fees and costs | 0 | 0 | 0
Recorded investment in loans | 56,659 | 64,265 | 64,295
Individually evaluated for impairment |  | 0 | 0
Collectively evaluated for impairment |  | 64,265 | 64,295
Other Consumer Loan [Member] | Consumer Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member] |  |  |
Financing Receivable, amortized cost |  | 0 | 0
Recorded investment in loans |  | $ 0 | $ 0
One-to-four Family Loan [Member] | Residential Portfolio Segment [Member] |  |  |
Principal loan balance | 132,662 |  |
Deferred loan origination fees and costs, net | 124 |  |
Financing Receivable, amortized cost | 132,786 |  |
Principal loan balance | 132,662 |  |
Net deferred loan origination fees and costs | 124 |  |
Recorded investment in loans | 132,786 |  |
Multifamily [Member] | Residential Portfolio Segment [Member] |  |  |
Principal loan balance | 40,168 |  |
Deferred loan origination fees and costs, net | (16) |  |
Financing Receivable, amortized cost | 40,152 |  |
Principal loan balance | 40,168 |  |
Net deferred loan origination fees and costs | (16) |  |
Recorded investment in loans | 40,152 |  |
One-to-four Family Residential Construction [Member] | Construction [Member] |  |  |
Principal loan balance | 15,936 |  |
Deferred loan origination fees and costs, net | 0 |  |
Financing Receivable, amortized cost | 15,936 |  |
Principal loan balance | 15,936 |  |
Net deferred loan origination fees and costs | 0 |  |
Recorded investment in loans | 15,936 |  |
Other Construction, Development and Land [Member] | Construction [Member] |  |  |
Principal loan balance | 66,629 |  |
Deferred loan origination fees and costs, net | (40) |  |
Financing Receivable, amortized cost | 66,589 |  |
Principal loan balance | 66,629 |  |
Net deferred loan origination fees and costs | (40) |  |
Recorded investment in loans | 66,589 |  |
Commercial Business [Member] | Commercial Portfolio Segment [Member] |  |  |
Principal loan balance | 65,905 |  |
Deferred loan origination fees and costs, net | (11) |  |
Financing Receivable, amortized cost | 65,894 |  |
Principal loan balance | 65,905 |  |
Net deferred loan origination fees and costs | (11) |  |
Recorded investment in loans | $ 65,894 |  |

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