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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 9,690,000 $ 8,372,000
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:    
Amortization of premiums and accretion of discounts on securities, net 1,210,000 1,571,000
Depreciation and amortization expense 767,000 809,000
Deferred income taxes (264,000) (40,000)
Stock compensation expense 198,000 352,000
Increase in cash value of life insurance (158,000) (157,000)
Gain on sale of securities (49,000) 0
Provision for credit losses 833,000 550,000
Proceeds from sales of loans 23,799,000 41,655,000
Loans originated for sale (24,049,000) (39,834,000)
Gain on sale of loans (317,000) (720,000)
Amortization of tax credit investments 1,249,000 266,000
Unrealized loss on equity securities 86,000 265,000
Net realized and unrealized gain on foreclosed real estate 0 (15,000)
Increase in accrued interest receivable (32,000) (284,000)
Increase (decrease) in accrued interest payable 1,383,000 (23,000)
Net change in other assets/liabilities (1,140,000) (368,000)
Net Cash Provided By Operating Activities 13,206,000 12,399,000
CASH FLOWS FROM INVESTING ACTIVITIES    
Net (increase) decrease in interest-bearing time deposits (488,000) 2,385,000
Purchase of securities available for sale (32,839,000) (87,346,000)
Purchase of securities held to maturity 0 (5,000,000)
Proceeds from maturities of securities available for sale 17,630,000 5,361,000
Proceeds from sales of securities available for sale 20,202,000 0
Principal collected on mortgage-backed obligations 11,971,000 17,687,000
Proceeds from sale of equity securities 156,000 0
Net increase in loans receivable (45,819,000) (58,844,000)
Investment in tax credit entities (148,000) 0
Investment in technology fund (200,000) (100,000)
Proceeds from sale of foreclosed real estate 64,000 39,000
Proceeds from redemption of Federal Home Loan Bank stock 0 152,000
Purchase of premises and equipment (442,000) (323,000)
Net Cash Used In Investing Activities (29,913,000) (125,989,000)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net (decrease) increase in deposits (42,905,000) 27,537,000
Net increase in FHLB advances 15,000,000 0
Increase in BTFP borrowed funds 13,000,000 0
Purchase of treasury stock (502,000) 0
Taxes paid on stock award shares for employees (23,000) (26,000)
Dividends paid (2,731,000) (2,644,000)
Net Cash (Used In) Provided By Financing Activities (18,161,000) 24,867,000
Net Decrease in Cash and Cash Equivalents (34,868,000) (88,723,000)
Cash and cash equivalents at beginning of period 66,298,000 172,509,000
Cash and Cash Equivalents at End of Period $ 31,430,000 $ 83,786,000