XML 19 R2.htm IDEA: XBRL DOCUMENT v3.24.1
Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
ASSETS    
Cash and due from banks $ 20,008 $ 25,231
Interest bearing deposits with banks 3,171 3,820
Federal funds sold 15,491 37,247
Total cash and cash equivalents 38,670 66,298
Interest-bearing time deposits 3,920 3,677
Securities available for sale, at fair value (amortized cost $468,549 and $507,466, respectively) 437,271 460,819
Securities held to maturity, at amortized cost (fair value $4,446 and $5,311, respectively) 7,000 7,000
Loans held for sale 800 793
Loans, net of allowance for credit losses of $8,005 ($6,772 in 2022) 614,409 557,958
Federal Home Loan Bank and other stock, at cost 1,836 1,836
Premises and equipment 14,413 14,668
Accrued interest receivable 4,788 4,285
Cash value of life insurance 9,105 8,899
Goodwill 6,472 6,472
Core deposit intangible 232 379
Other assets 18,964 18,316
Total Assets 1,157,880 1,151,400
LIABILITIES    
Noninterest-bearing 205,535 254,842
Interest-bearing 819,676 805,554
Total deposits 1,025,211 1,060,396
Borrowed funds - Bank Term Funding Program ("BTFP") 21,500 0
Accrued interest payable 1,209 123
Accrued expenses and other liabilities 4,615 5,611
Total liabilities 1,052,535 1,066,130
EQUITY    
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued 0 0
Common stock of $.01 par value per share Authorized 7,500,000 shares; issued 3,803,833 shares (3,804,683 in 2022); outstanding 3,350,660 (3,371,362 in 2022) 38 38
Additional paid-in capital 41,588 41,636
Retained earnings-substantially restricted 97,105 88,465
Unearned stock compensation (249) (549)
Accumulated other comprehensive loss (24,033) (35,741)
Less treasury stock, at cost - 453,173 shares (433,321 in 2022) (9,216) (8,691)
Total First Capital, Inc. stockholders' equity 105,233 85,158
Noncontrolling interest in subsidiary 112 112
Total equity 105,345 85,270
Total Liabilities and Equity $ 1,157,880 $ 1,151,400