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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Loans, including fees $ 33,350 $ 24,958 $ 23,772
Securities:      
Taxable 5,577 4,488 2,644
Tax-exempt 3,346 3,204 2,704
Dividends 58 22 16
Federal funds sold and other income 1,274 1,268 324
Total interest income 43,605 33,940 29,460
INTEREST EXPENSE      
Deposits 8,241 1,594 1,128
Advances - Federal Home Loan Bank ("FHLB") 340 0 0
Borrowed funds - BTFP 436 0 0
Total interest expense 9,017 1,594 1,128
Net interest income 34,588 32,346 28,332
Provision for (recapture of) credit losses 1,141 950 (325)
Net interest income after provision for credit losses 33,447 31,396 28,657
NONINTEREST INCOME      
Noninterest income, financial service 7,009 7,145 6,446
Gain on sale of securities 40 0 7
Unrealized (loss) gain on equity securities (207) (414) 328
Gain on sale of loans 421 833 2,439
Increase in cash surrender value of life insurance 206 201 219
Other income 283 262 231
Total noninterest income 7,632 7,927 9,551
NONINTEREST EXPENSE      
Compensation and benefits 15,002 14,697 14,537
Occupancy and equipment 1,762 1,839 1,770
Data processing 4,366 3,949 3,450
Professional fees 693 746 1,028
Advertising 329 353 354
Other expenses 3,876 3,504 3,392
Total noninterest expense 26,028 25,088 24,531
Income before income taxes 15,051 14,235 13,677
Income tax expense 2,248 2,320 2,240
Net Income 12,803 11,915 11,437
Less: net income attributable to noncontrolling interest in subsidiary 13 13 13
Net Income Attributable to First Capital, Inc. $ 12,790 $ 11,902 $ 11,424
Earnings per common share attributable to First Capital, Inc.:      
Basic (in dollars per share) $ 3.82 $ 3.55 $ 3.41
Diluted (in dollars per share) 3.82 3.55 3.41
Dividends per share (in dollars per share) $ 1.08 $ 1.04 $ 1.04
Deposit Account [Member]      
NONINTEREST INCOME      
Noninterest income, financial service $ 2,343 $ 2,273 $ 1,874
ATM and Debit Card Fees [Member]      
NONINTEREST INCOME      
Noninterest income, financial service 4,489 4,345 4,076
Investment Advisory, Management and Administrative Service [Member]      
NONINTEREST INCOME      
Noninterest income, financial service $ 57 $ 427 $ 377