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Note 4 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023
Beginning balance, | $ 8,230 | $ 7,323 | $ 8,005 |
Provision for credit losses | 360 | 350 | 640 | $ 543
Charge-offs | (85) | (235) | (185) | (510)
Recoveries | 55 | 77 | 100 | 149
Ending balance | 8,560 | 7,515 | 8,560 | 7,515
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance, |  |  |  | 561
Prior to Adoption of Asc 326 [Member] |  |  |  |
Beginning balance, |  |  |  | 6,772
Residential Portfolio Segment [Member] | One-to-four Family Loan [Member] |  |  |  |
Beginning balance, | 1,338 | 1,414 | 1,490 |
Provision for credit losses | (46) | 69 | (198) | 26
Charge-offs | (3) | (29) | (4) | (31)
Recoveries | 13 | 15 | 14 | 15
Ending balance | 1,302 | 1,469 | 1,302 | 1,469
Residential Portfolio Segment [Member] | One-to-four Family Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance, |  |  |  | 423
Residential Portfolio Segment [Member] | One-to-four Family Loan [Member] | Prior to Adoption of Asc 326 [Member] |  |  |  |
Beginning balance, |  |  |  | 1,036
Residential Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] |  |  |  |
Beginning balance, | 444 | 366 | 406 |
Provision for credit losses | 114 | 6 | 149 | (133)
Charge-offs | 0 | (9) | 0 | (9)
Recoveries | 1 | 0 | 4 | 0
Ending balance | 559 | 363 | 559 | 363
Residential Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance, |  |  |  | (26)
Residential Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Prior to Adoption of Asc 326 [Member] |  |  |  |
Beginning balance, |  |  |  | 531
Residential Portfolio Segment [Member] | Multifamily [Member] |  |  |  |
Beginning balance, | 423 | 381 | 332 |
Provision for credit losses | (81) | 233 | 10 | 271
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Ending balance | 342 | 614 | 342 | 614
Residential Portfolio Segment [Member] | Multifamily [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance, |  |  |  | (3)
Residential Portfolio Segment [Member] | Multifamily [Member] | Prior to Adoption of Asc 326 [Member] |  |  |  |
Beginning balance, |  |  |  | 346
Construction [Member] | One-to-four Family Residential Construction [Member] |  |  |  |
Beginning balance, | 192 | 187 | 208 |
Provision for credit losses | (13) | (16) | (29) | (26)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Ending balance | 179 | 171 | 179 | 171
Construction [Member] | One-to-four Family Residential Construction [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance, |  |  |  | (9)
Construction [Member] | One-to-four Family Residential Construction [Member] | Prior to Adoption of Asc 326 [Member] |  |  |  |
Beginning balance, |  |  |  | 206
Construction [Member] | Other Construction, Development and Land [Member] |  |  |  |
Beginning balance, | 811 | 489 | 804 |
Provision for credit losses | (8) | (29) | (1) | (140)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Ending balance | 803 | 460 | 803 | 460
Construction [Member] | Other Construction, Development and Land [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance, |  |  |  | 13
Construction [Member] | Other Construction, Development and Land [Member] | Prior to Adoption of Asc 326 [Member] |  |  |  |
Beginning balance, |  |  |  | 587
Commercial Portfolio Segment [Member] | Commercial Real Estate Loan [Member] |  |  |  |
Beginning balance, | 2,754 | 2,190 | 2,119 |
Provision for credit losses | (407) | (174) | 227 | 117
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 1 | 0
Ending balance | 2,347 | 2,016 | 2,347 | 2,016
Commercial Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance, |  |  |  | (130)
Commercial Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Prior to Adoption of Asc 326 [Member] |  |  |  |
Beginning balance, |  |  |  | 2,029
Commercial Portfolio Segment [Member] | Commercial Business [Member] |  |  |  |
Beginning balance, | 1,302 | 1,084 | 1,431 |
Provision for credit losses | 617 | 510 | 488 | 730
Charge-offs | 0 | (33) | 0 | (188)
Recoveries | 1 | 3 | 1 | 8
Ending balance |  | 1,564 |  | 1,564
Commercial Portfolio Segment [Member] | Commercial Business [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance, |  |  |  | (142)
Commercial Portfolio Segment [Member] | Commercial Business [Member] | Prior to Adoption of Asc 326 [Member] |  |  |  |
Beginning balance, |  |  |  | 1,156
Consumer Portfolio Segment [Member] | Commercial Business [Member] |  |  |  |
Ending balance | 1,920 | 1,564 | 1,920 | 1,564
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] |  |  |  |
Beginning balance, | 966 | 1,212 | 1,215 |
Provision for credit losses | 184 | (249) | (6) | (302)
Charge-offs |  |  | (181) | (282)
Recoveries | 40 | 59 | 80 | 126
Ending balance | 1,108 | 858 | 1,108 | 858
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance, |  |  |  | 435
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Prior to Adoption of Asc 326 [Member] |  |  |  |
Beginning balance, |  |  |  | $ 881
Commercial Real Estate Loan [Member] | Other Consumer Loan [Member] |  |  |  |
Charge-offs | $ (82) | $ (164) | $ (181) |

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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