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Note 4 - Loans and Allowance for Loan Losses - Loans (Details) - USD ($) $ in Thousands | Jun. 30, 2024 | Mar. 31, 2024 | Dec. 31, 2023 | Jun. 30, 2023 | Mar. 31, 2023
--- | --- | --- | --- | --- | ---
Principal loan balance | $ 637,471 |  | $ 621,246 |  |
Principal loan balance | 637,471 |  | 621,246 |  |
Deferred loan origination fees and costs, net | 1,113 |  | 1,168 |  |
Amortized cost basis in loans | 638,584 |  | 622,414 |  |
Allowance for credit losses | (8,560) | $ (8,230) | (8,005) | $ (7,515) | $ (7,323)
Loans, net | 630,024 |  | 614,409 |  |
Residential Portfolio Segment [Member] | One-to-four Family Loan [Member] |  |  |  |  |
Principal loan balance | 137,219 |  | 133,480 |  |
Principal loan balance | 137,219 |  | 133,480 |  |
Deferred loan origination fees and costs, net | 110 |  | 121 |  |
Amortized cost basis in loans | 137,329 |  | 133,601 |  |
Allowance for credit losses | (1,302) | (1,338) | (1,490) | (1,469) | (1,414)
Residential Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] |  |  |  |  |
Principal loan balance | 63,449 |  | 62,070 |  |
Principal loan balance | 63,449 |  | 62,070 |  |
Allowance for credit losses | (559) | (444) | (406) | (363) | (366)
Residential Portfolio Segment [Member] | Multifamily [Member] |  |  |  |  |
Principal loan balance | 37,224 |  | 39,963 |  |
Principal loan balance | 37,224 |  | 39,963 |  |
Deferred loan origination fees and costs, net | (17) |  | (17) |  |
Amortized cost basis in loans | 37,207 |  | 39,946 |  |
Allowance for credit losses | (342) | (423) | (332) | (614) | (381)
Construction [Member] | One-to-four Family Residential Construction [Member] |  |  |  |  |
Principal loan balance | 14,400 |  | 15,667 |  |
Principal loan balance | 14,400 |  | 15,667 |  |
Deferred loan origination fees and costs, net | 0 |  | 0 |  |
Amortized cost basis in loans | 14,400 |  | 15,667 |  |
Allowance for credit losses | (179) | (192) | (208) | (171) | (187)
Construction [Member] | Other Construction, Development and Land [Member] |  |  |  |  |
Principal loan balance | 83,298 |  | 76,713 |  |
Principal loan balance | 83,298 |  | 76,713 |  |
Deferred loan origination fees and costs, net | (37) |  | (44) |  |
Amortized cost basis in loans | 83,261 |  | 76,669 |  |
Allowance for credit losses | (803) | (811) | (804) | (460) | (489)
Commercial Portfolio Segment [Member] | Commercial Real Estate Loan [Member] |  |  |  |  |
Principal loan balance | 177,492 |  | 168,757 |  |
Allowance for credit losses | (2,347) | (2,754) | (2,119) | (2,016) | (2,190)
Commercial Portfolio Segment [Member] | Commercial Business [Member] |  |  |  |  |
Principal loan balance | 64,695 |  | 68,223 |  |
Deferred loan origination fees and costs, net | (10) |  | (11) |  |
Amortized cost basis in loans | 64,685 |  | 68,212 |  |
Allowance for credit losses |  | (1,302) | (1,431) | (1,564) | (1,084)
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] |  |  |  |  |
Deferred loan origination fees and costs, net | 1,212 |  | 1,231 |  |
Amortized cost basis in loans | 64,661 |  | 63,301 |  |
Consumer Portfolio Segment [Member] | Commercial Business [Member] |  |  |  |  |
Principal loan balance | 64,695 |  | 68,223 |  |
Allowance for credit losses | (1,920) |  |  | (1,564) |
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] |  |  |  |  |
Principal loan balance | 59,694 |  | 56,373 |  |
Principal loan balance | 59,694 |  | 56,373 |  |
Deferred loan origination fees and costs, net | 0 |  | 0 |  |
Amortized cost basis in loans | 59,694 |  | 56,373 |  |
Allowance for credit losses | (1,108) | $ (966) | (1,215) | $ (858) | $ (1,212)
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] |  |  |  |  |
Principal loan balance | 177,492 |  | 168,757 |  |
Deferred loan origination fees and costs, net | (145) |  | (112) |  |
Amortized cost basis in loans | $ 177,347 |  | $ 168,645 |  |

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