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Note 4 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2024 | Sep. 30, 2023 | Sep. 30, 2024 | Sep. 30, 2023
Beginning balance, | $ 8,560 | $ 7,515 | $ 8,005 |
Provision for credit losses | 463 | 290 | 1,103 | $ 833
Charge-offs | (104) | (61) | (289) | (571)
Recoveries | 40 | 42 | 140 | 191
Ending balance | 8,959 | 7,786 | 8,959 | 7,786
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance, |  |  |  | 561
Prior to Adoption of Asc 326 [Member] |  |  |  |
Beginning balance, |  |  |  | 6,772
Residential Portfolio Segment [Member] | One-to-four Family Loan [Member] |  |  |  |
Beginning balance, | 1,302 | 1,469 | 1,490 |
Provision for credit losses | (166) | 70 | (364) | 96
Charge-offs | 0 | 0 | (4) | (31)
Recoveries | 15 | 6 | 29 | 21
Ending balance | 1,151 | 1,545 | 1,151 | 1,545
Residential Portfolio Segment [Member] | One-to-four Family Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance, |  |  |  | 423
Residential Portfolio Segment [Member] | One-to-four Family Loan [Member] | Prior to Adoption of Asc 326 [Member] |  |  |  |
Beginning balance, |  |  |  | 1,036
Residential Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] |  |  |  |
Beginning balance, | 559 | 363 | 406 |
Provision for credit losses | (127) | 18 | 22 | (115)
Charge-offs | 0 | (2) | 0 | (11)
Recoveries | 0 | 2 | 4 | 2
Ending balance | 432 | 381 | 432 | 381
Residential Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance, |  |  |  | (26)
Residential Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Prior to Adoption of Asc 326 [Member] |  |  |  |
Beginning balance, |  |  |  | 531
Residential Portfolio Segment [Member] | Multifamily [Member] |  |  |  |
Beginning balance, | 342 | 614 | 332 |
Provision for credit losses | 322 | (112) | 332 | 159
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Ending balance | 664 | 502 | 664 | 502
Residential Portfolio Segment [Member] | Multifamily [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance, |  |  |  | (3)
Residential Portfolio Segment [Member] | Multifamily [Member] | Prior to Adoption of Asc 326 [Member] |  |  |  |
Beginning balance, |  |  |  | 346
Construction [Member] | One-to-four Family Residential Construction [Member] |  |  |  |
Beginning balance, | 179 | 171 | 208 |
Provision for credit losses | (49) | 7 | (78) | (19)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Ending balance | 130 | 178 | 130 | 178
Construction [Member] | One-to-four Family Residential Construction [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance, |  |  |  | (9)
Construction [Member] | One-to-four Family Residential Construction [Member] | Prior to Adoption of Asc 326 [Member] |  |  |  |
Beginning balance, |  |  |  | 206
Construction [Member] | Other Construction, Development and Land [Member] |  |  |  |
Beginning balance, | 803 | 460 | 804 |
Provision for credit losses | (204) | 187 | (205) | 47
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Ending balance | 599 | 647 | 599 | 647
Construction [Member] | Other Construction, Development and Land [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance, |  |  |  | 13
Construction [Member] | Other Construction, Development and Land [Member] | Prior to Adoption of Asc 326 [Member] |  |  |  |
Beginning balance, |  |  |  | 587
Commercial Portfolio Segment [Member] | Commercial Real Estate Loan [Member] |  |  |  |
Beginning balance, | 2,347 | 2,016 | 2,119 |
Provision for credit losses | (123) | 91 | 104 | 208
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 1 | 0
Ending balance | 2,224 | 2,107 | 2,224 | 2,107
Commercial Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance, |  |  |  | (130)
Commercial Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Prior to Adoption of Asc 326 [Member] |  |  |  |
Beginning balance, |  |  |  | 2,029
Commercial Portfolio Segment [Member] | Commercial Business [Member] |  |  |  |
Beginning balance, | 1,920 | 1,564 | 1,431 |
Provision for credit losses | 417 | (219) | 905 | 511
Charge-offs | 0 | 0 | 0 | (188)
Recoveries | 1 | 0 | 2 | 8
Ending balance |  | 1,345 |  | 1,345
Commercial Portfolio Segment [Member] | Commercial Business [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance, |  |  |  | (142)
Commercial Portfolio Segment [Member] | Commercial Business [Member] | Prior to Adoption of Asc 326 [Member] |  |  |  |
Beginning balance, |  |  |  | 1,156
Consumer Portfolio Segment [Member] | Commercial Business [Member] |  |  |  |
Ending balance | 2,338 | 1,345 | 2,338 | 1,345
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] |  |  |  |
Beginning balance, | 1,108 | 858 | 1,215 |
Provision for credit losses | 393 | 248 | 387 | (54)
Charge-offs |  |  | (285) | (341)
Recoveries | 24 | 34 | 104 | 160
Ending balance | 1,421 | 1,081 | 1,421 | 1,081
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] |  |  |  |
Beginning balance, |  |  |  | 435
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Prior to Adoption of Asc 326 [Member] |  |  |  |
Beginning balance, |  |  |  | $ 881
Commercial Real Estate Loan [Member] | Other Consumer Loan [Member] |  |  |  |
Charge-offs | $ (104) | $ (59) | $ (285) |

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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